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Payments Specialist (Pix & OpenFinance)

Come Make an Impact on Millions of Brazilians!

Do you want to make a difference in the lives of millions of Brazilians? At RecargaPay, we create accessible and innovative financial solutions that transform how people interact with money. Join us on this journey of impact and innovation, connecting people with opportunities that truly make a difference in their daily lives.

Our purpose is to provide the best mobile payment experience for Brazilians by solving real problems with smart solutions—such as Pix Parcelado—while staying ahead of market trends and customer needs. Here, we value collaboration, ownership, and a relentless pursuit of results, always striving for excellence in every interaction.

If you're looking to be part of a dynamic environment that challenges the status quo and puts people at the center of decision-making, RecargaPay is the perfect place for you to grow, co-create, and impact lives!

We are seeking a Specialist to lead the strategy and optimization of two strategic products, Pix and Open Finance . This professional will play a strategic role managing performance, efficiency and market opportunities, contributing to the company’s sustainable growth.

Responsibilities

  • Management operation and strategy of Pix and Open Finance products, ensuring efficiency, performance, and growth.
  • Analyze data and performance indicators to identify opportunities and continuous improvements, optimizing customer experience.
  • Collaborate with multidisciplinary teams, such as technology, compliance, marketing and business, to ensure that solutions align with the company's strategic objectives.
  • Build and maintain strategic relationships with partners within the financial ecosystem, including banks, regulators and technology providers.
  • Ensure that developed solutions comply with regulations and guidelines from the Central Bank of Brazil and other regulatory bodies.
  • Create business and market analysis cases to support the financial viability and impact of proposed innovations.
  • Stay on top of market trends and latest innovations related to PIX and Open Finance 

Experience:

  • Minimum of 5 years of experience in financial product management
  • Experience in fintechs, acquirers or sub-acquirers .
  • Proven experience in payment processing products.
  • In-depth knowledge of the payments  market, preferably of PIX & Open Finance payments, including regulations, market trends, and consumer behavior.
  • Experience building business cases to justify innovations in financial products, focusing on efficiency and differentiation in the market.
  • Strong analytical,problem-solving and communication skills
  • Advanced knowledge of P&L creation and financial analysis 
  • Ability to manage multiple priorities and work in a fast-paced and growing environment.
  • Experience with large data bases and analytics
  • Advanced SQL and Excel
  • Average english or spanish
  • Competitive and market-aligned salary.
  • Remote work — wherever you are, you’re part of the team!
  • Home office allowance through a monthly deposit in the RecargaPay app.
  • Health and dental plans with no co-pay.
  • Life insurance.
  • Flexible meal allowance (via Flash).
  • TotalPass membership to take care of your health.
  • Spanish or Portuguese classes.

Diversity & Inclusion at RecargaPay
At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your Data
By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).

What You Should Know About Payments Specialist (Pix & OpenFinance), RecargaPay

Are you ready to make a meaningful impact on the lives of millions of Brazilians? At RecargaPay, we're on a mission to revolutionize financial accessibility and innovation, and we're looking for a talented Payments Specialist to join our dynamic team! In this role, you will lead the strategy and optimization of our Pix and Open Finance products, ensuring that they operate smoothly and efficiently while contributing to our company's sustainable growth. Your analytical skills will be put to the test as you delve into performance data, identify improvement opportunities, and collaborate with multidisciplinary teams to align our innovative solutions with strategic goals. You'll be the bridge between technology, marketing, and compliance, building strong relationships within the financial ecosystem. If you're passionate about payments, have solid experience in fintechs, and know your way around Pix and Open Finance, you will thrive in this fast-paced environment. Here at RecargaPay, we value collaboration, ownership, and creativity, and we encourage you to bring your unique perspective to the table. With a flexible remote work policy and a range of benefits designed to support your well-being, including health plans and a home office allowance, we’ve created a workplace that empowers you to excel. Trust us, this is a chance to work on projects that are set to transform how Brazilians interact with money. Join us, and let’s create a financial future that truly makes a difference together!

Frequently Asked Questions (FAQs) for Payments Specialist (Pix & OpenFinance) Role at RecargaPay
What are the key responsibilities of a Payments Specialist at RecargaPay?

As a Payments Specialist at RecargaPay, your key responsibilities will include managing the operation and strategy of Pix and Open Finance products, analyzing performance data to identify improvement opportunities, and collaborating with multidisciplinary teams to ensure that our solutions align with strategic objectives. You'll also have to build relationships with partners in the financial ecosystem and ensure compliance with regulations from the Central Bank of Brazil.

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What qualifications do I need to become a Payments Specialist at RecargaPay?

To qualify for the Payments Specialist role at RecargaPay, you should have a minimum of 5 years of experience in financial product management, particularly with payment processing products. In-depth knowledge of the payments market, experience in fintech environments, and advanced analytical skills are essential. Familiarity with SQL and strong communication abilities are also crucial to excel in this role.

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How does RecargaPay foster diversity and inclusion in the workplace?

At RecargaPay, we embrace diversity and inclusion wholeheartedly. We believe that diverse perspectives make our team stronger and more innovative. Our workplace welcomes individuals from all backgrounds, and we encourage everyone to express themselves authentically. This commitment to inclusivity is at the core of our company culture.

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What benefits can I expect as a Payments Specialist at RecargaPay?

As a Payments Specialist at RecargaPay, you can expect a competitive salary, remote work flexibility, health and dental plans with no co-pay, life insurance, a home office allowance, and a flexible meal allowance. Additionally, TotalPass membership will help you take care of your health, and you will have opportunities for language classes in Spanish or Portuguese.

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What can I expect in terms of career growth as a Payments Specialist at RecargaPay?

RecargaPay is committed to fostering career growth and development. As a Payments Specialist, you will have the chance to work on impactful projects and collaborate with experts across various fields. Your contributions will be valued, and you will have opportunities to advance within the company as we grow and innovate together.

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Common Interview Questions for Payments Specialist (Pix & OpenFinance)
What experience do you have that makes you a good fit for the Payments Specialist role at RecargaPay?

In my previous roles, I have gained extensive experience in managing financial products, particularly in payment processing. I have successfully led projects focusing on enhancing user experience and optimizing product efficiency, which aligns perfectly with the responsibilities of the Payments Specialist at RecargaPay.

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How do you stay updated on the latest trends in the payments industry?

I make it a priority to follow industry news, subscribe to relevant newsletters, and engage with professional networks. Attending webinars and conferences also helps me stay informed about new regulations, consumer behaviors, and technological advancements in the payments industry.

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Can you provide an example of a successful product strategy you implemented?

Absolutely! In my previous job, I led a project that involved analyzing customer feedback and market data, which resulted in a strategic overhaul of a payment product. This initiative increased user satisfaction by 30% and boosted conversion rates significantly, demonstrating my ability to drive results and enhance product performance.

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What challenges do you anticipate in the Payments Specialist role at RecargaPay?

I anticipate challenges related to regulatory compliance and keeping up with fast-paced market changes. However, I view these challenges as opportunities to innovate and improve our processes, and I'm excited about the chance to work collaboratively with cross-functional teams to overcome them.

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How do you approach building relationships with partners in the financial ecosystem?

Building relationships involves open communication and a collaborative attitude. I prioritize understanding each partner's needs and strengths, which creates a foundation of trust and mutual benefit. Regular check-ins and updates are key to maintaining these relationships over time.

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Describe how you would analyze performance data for the Pix and Open Finance products.

I would begin by gathering relevant data metrics, such as transaction volumes, customer feedback, and user engagement levels. Then, I'd leverage analytics tools to identify patterns and trends, enabling me to make informed recommendations for product improvements and determining areas for optimization.

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What qualities do you believe are essential for a successful Payments Specialist?

Some essential qualities include strong analytical skills, effective communication, and the ability to adapt quickly to changing market dynamics. Additionally, a proactive approach to problem-solving and a passion for the fintech industry are crucial for success in the Payments Specialist role.

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How do you manage multiple priorities in a fast-paced environment?

I prioritize tasks by assessing their urgency and impact. Utilizing project management tools helps me stay organized, while regular check-ins with my team ensure that we all remain aligned on our goals. I also practice time management techniques to focus on high-impact tasks.

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Tell us about a time when you identified an opportunity for improvement in a financial product.

In a previous role, I analyzed customer data and feedback, revealing that users found a specific payment feature confusing. I initiated discussions with the development team to simplify this feature, which ultimately increased user satisfaction and reduced the number of customer support queries related to that functionality.

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What motivates you to work in the financial technology sector?

I am motivated by the potential to create meaningful change in how people manage their finances. Fintech allows for innovation that addresses real-world problems, such as financial accessibility. Being part of a company like RecargaPay that prioritizes social impact aligns with my personal and professional values.

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RecargaPay is Brazil's leading all-in-one payments platform, dedicated to providing secure and easy access to mobile payments and financial services for all. Founded in 2010, RecargaPay empowers customers and merchants to complete essential transa...

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Full-time, remote
DATE POSTED
March 16, 2025

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