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Principal Data Scientist at Authorize.net (Visa) - job 7 of 21

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and tackle massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

 

The Opportunity:

We are seeking a versatile, curious, and energetic Senior Director to join our team of passionate and dedicated engineers and data scientists. We collaborate on Data Engineering and Machine Learning developments at Visa, tackling complex challenges on a global scale! As a Senior Director at Visa, you will play an integral role in a multi-functional development team, inventing, designing, building, and testing products that serve a truly global customer base. Join us and see how your efforts will shape the digital future of payments.

You will have an opportunity to changing the way data products are developed at Visa!

 

Essential Functions:

  • Be a technology thought leader in the domain of ML and applied science in fintech space.

  • Use Generative AI to improve business workflows around core mission critical logic related to dispute management and merchant representment.

  • Build metrics and evaluations as we migrate business logic to LLMs.

  • Build high fidelity models for risk assessment in fintech space

  • Build engg systems to run the models at scale in production workflows.

  • Ensures alignment to data management principles, governance, process, and tools to maintain quality across all projects.

  • Supervises testing code in a common testing environment to assess compatibility.

  • Leads regular calls with production support teams to address issues with code.

  • Shapes the direction for the development of tools and automation processes that assist in transforming, optimizing, managing, accessing, deploying, and monitoring data processes in batches and in real time.

  • Monitors and supervises efforts to automate advanced data protocols, reduction techniques, and aggregation approaches to validate the quality of extracted data across the data pipeline.

  • Leads efforts to drive efficiencies across data extraction and ensures data quality and completeness using data wrangling, complex data modeling, and artificial intelligence.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Average salary estimate

$175000 / YEARLY (est.)
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$150000K
$200000K

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What You Should Know About Principal Data Scientist at Authorize.net (Visa), Visa

Join Authorize.net (Visa) as a Principal Data Scientist in beautiful Bellevue, where technology meets innovation! As part of Visa's Technology Organization, you will dive into a world of problem-solving and creativity, reshaping the future of commerce with the world’s most sophisticated processing networks. Imagine working on complex distributed systems while tackling massive scale challenges surrounding new payment flows, business solutions, and cybersecurity. In this dynamic role, you’ll collaborate with a passionate team of engineers and data scientists, employing Data Engineering and Machine Learning to solve global challenges. As a key player in our multi-functional development team, your mission will be to invent, design, build, and test groundbreaking products that cater to a global customer base. In this position, you'll lead initiatives leveraging Generative AI to enhance business workflows, develop high-fidelity risk assessment models, and shape efficient systems for production-scale data processing. Your expertise will guide teams in ensuring quality standards across all projects, embracing principles of data management, governance, and automation. With the flexibility of a hybrid work model, you can balance your time working remotely and in the office, making this an exciting opportunity to advance your career while contributing to the digital future of payments. Come be part of something transformative at Visa, where your efforts will truly make an impact!

Frequently Asked Questions (FAQs) for Principal Data Scientist at Authorize.net (Visa) Role at Visa
What are the key responsibilities of a Principal Data Scientist at Authorize.net (Visa)?

As a Principal Data Scientist at Authorize.net (Visa), your key responsibilities include being a thought leader in machine learning and applied science within the fintech space, improving business workflows using Generative AI, and developing high-fidelity models for risk assessment. You'll also oversee the migration of business logic to LLMs, ensure data quality, and shape the direction of tools and automation processes for efficient data management and monitoring.

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What qualifications are needed for the Principal Data Scientist position at Authorize.net (Visa)?

To qualify for the Principal Data Scientist role at Authorize.net (Visa), candidates typically need a strong background in data science and machine learning, especially within the fintech sector. A relevant advanced degree in a field such as Data Science, Computer Science, or Statistics is often required, along with experience in developing production-level machine learning models and essential programming skills. Familiarity with AI technologies and data management principles is crucial.

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How does the hybrid work model function for the Principal Data Scientist at Authorize.net (Visa)?

The hybrid work model for the Principal Data Scientist at Authorize.net (Visa) allows employees to alternate time between remote work and in-office attendance. While specific days in the office are determined by leadership, employees are generally expected to work onsite about 2-3 days a week, ensuring a collaborative environment while maintaining flexibility in their schedules.

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What is the significance of Generative AI in the Principal Data Scientist role at Authorize.net (Visa)?

Generative AI plays a crucial role for the Principal Data Scientist at Authorize.net (Visa) by enhancing business workflows specifically around dispute management and merchant representment. This innovative use of AI helps in refining processes, improving efficiency, and ultimately leading to better customer experiences while managing complex data challenges.

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What skills will I develop as a Principal Data Scientist at Authorize.net (Visa)?

As a Principal Data Scientist at Authorize.net (Visa), you will hone critical skills in data engineering, machine learning, and data quality assurance. You'll gain expertise in building high-fidelity models, scaling applications in production environments, and automating data processes while improving your leadership capabilities by guiding cross-functional teams through complex challenges.

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Common Interview Questions for Principal Data Scientist at Authorize.net (Visa)
Can you explain your experience with machine learning in the fintech space?

When answering this question, focus on specific projects you've worked on that relate to machine learning applications in fintech. Discuss the models you've developed, the challenges you faced, and how your solutions improved business processes. Illustrate your technical expertise with metrics that show your impact.

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How do you ensure data quality in your projects?

Highlight your methods for maintaining data quality, such as implementing data validation checks, using specific tools or frameworks, and your processes for continuous monitoring and testing. Sharing examples will provide tangible evidence of your commitment to data integrity.

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What are some challenges you have faced when scaling machine learning models?

Discuss common challenges like data volume, processing speed, and model accuracy. Share specific examples demonstrating how you overcame these challenges, such as optimizing algorithms, leveraging cloud computing resources, or refining features.

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Tell me about a time you helped improve a business workflow through data science.

Provide a specific scenario where your data-driven approach led to an improved workflow. Discuss the problem, your methodology, the data insights you generated, and the measurable outcome resulting from your interventions.

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How do you keep up with the latest developments in data science and machine learning?

Explain your strategies for staying informed, such as attending industry conferences, following relevant publications and blogs, engaging with communities on platforms like GitHub, or enrolling in online courses. Stress the importance of lifelong learning to adapt to rapid technology changes.

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Describe your experience with Generative AI.

In your response, detail any projects or applications where you utilized Generative AI, the outcomes achieved, and how it benefited the organization. Emphasize your understanding of both theoretical concepts and practical implementation.

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How do you approach team collaboration and leadership in data science projects?

Discuss your strategies for fostering collaboration among team members, such as holding regular check-ins or utilizing collaborative tools. Highlight your leadership style and your experience mentoring colleagues, as well as how you encourage innovative thinking within your team.

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What frameworks or languages do you prefer to use for model development, and why?

Share your preferred programming languages and frameworks, and elaborate on why they suit your development processes. Discuss your experience with tools like TensorFlow, PyTorch, or scikit-learn, aligning your choices with the specific requirements of projects.

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How do you handle discrepancies in data during analysis?

Detail your methods for identifying and resolving discrepancies, such as performing data auditing and validation. Share techniques you use for dealing with missing data or outliers, along with your approach to documenting these issues.

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Have you ever dealt with ethical issues in data science? If so, how did you approach them?

Discuss instances where you've encountered ethical dilemmas, such as data privacy concerns or bias in machine learning models. Explain your decision-making process and the steps you took to ensure responsible data practices while advocating for transparency and fairness.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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DATE POSTED
April 3, 2025

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