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Senior Principal Software Engineer - job 14 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$140000 / YEARLY (est.)
min
max
$120000K
$160000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

If you're a Senior Principal Software Engineer looking for an exciting opportunity with Visa in Austin, then we want to hear from you! The Value-Added Services Product Development (VAS PD) team is at the forefront of innovation, delivering unique solutions that differentiate the Visa network from others. As a crucial member of the Risk Authentication and Identity Solutions (RaIS) team, you’ll be using AI-driven techniques to combat fraud and manage risks for issuers, merchants, and fintechs. In this role, you’ll lead the technology strategy and execution for products like Visa Enhanced Authentication and Visa Secure, ensuring they meet our business objectives while pushing the envelope on innovation. Your responsibilities will include defining the technical architecture of scalable, secure distributed systems, and spearheading the adoption of cutting-edge technologies like Generative AI to supercharge developer productivity. You’ll also promote best practices in software development and oversee cloud application development on platforms like AWS and Azure. Expect to mentor other engineers, influence cross-functional teams, and communicate complex technical strategies to various stakeholders. This hybrid role offers a fantastic chance to thrive in an environment that values collaboration and owner-like accountability. If you have a passion for technology and a drive to innovate, then this is the position for you!

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What responsibilities does a Senior Principal Software Engineer at Visa have?

As a Senior Principal Software Engineer at Visa, you are responsible for driving the overall technical strategy and architecture of advanced solutions that align with business goals. This includes architecting scalable distributed systems, leading the incorporation of AI technologies, and overseeing cloud application development on platforms like AWS. Your role also involves mentoring junior engineers, promoting best practices in software development, and collaborating with cross-functional teams to ensure compliance and reliability in all solutions.

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What qualifications are needed for the Senior Principal Software Engineer role at Visa?

To qualify for the Senior Principal Software Engineer position at Visa, candidates typically need a strong background in software engineering, with extensive experience in designing secure distributed systems and transaction processing platforms. Proficiency in cloud technologies such as AWS or Azure, coupled with a solid understanding of Generative AI and best practices in CI/CD automation is crucial. Additionally, leadership experience and the ability to mentor others will greatly enhance your candidacy.

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What technologies will I work with as a Senior Principal Software Engineer at Visa?

In the role of Senior Principal Software Engineer at Visa, you'll work with cutting-edge technologies, focusing on AI-driven solutions for fraud management. You'll be engaged with products like Visa Enhanced Authentication, Visa Secure, and cloud applications on AWS, Azure, or GCP. Understanding and implementing Generative AI and Agentic AI will also be significant aspects of your role, aimed at improving development productivity and delivering innovative business solutions.

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Is the Senior Principal Software Engineer role at Visa remote or in-office?

The Senior Principal Software Engineer position at Visa is a hybrid role, which means it will involve a mix of remote work and in-office days. The exact expectation regarding the number of in-office days will be confirmed by your hiring manager, allowing for flexibility while still promoting collaboration among the team.

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What is the work culture like for a Senior Principal Software Engineer at Visa?

The work culture for a Senior Principal Software Engineer at Visa is collaborative and innovation-focused. You will be encouraged to contribute ideas, share knowledge through tech talks and workshops, and mentor other engineering team members. Visa promotes a culture of continuous learning and ownership, asking employees to take initiative while adhering to leadership principles that emphasize excellence, collaboration, and effective execution.

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Common Interview Questions for Senior Principal Software Engineer
What strategies would you implement as a Senior Principal Software Engineer to handle project deadlines?

In response to handling project deadlines as a Senior Principal Software Engineer, I'd prioritize clear communication and effective project management techniques. I would establish realistic timelines, break projects into manageable phases, and ensure consistent check-ins with the team. Utilizing Agile methodologies and tools to track progress would help maintain accountability and encourage timely delivery.

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How do you ensure that your software architecture aligns with business goals?

To ensure that software architecture aligns with business goals, I start by actively engaging with stakeholders to understand their objectives. I then define technical strategies that are adaptive and innovative, regularly revisiting architectural decisions based on feedback and changing business needs. This aligned approach leads to successful project outcomes.

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Can you describe your experience with cloud technologies relevant to the Senior Principal Software Engineer position?

In my previous roles, I have leveraged cloud technologies such as AWS and Azure extensively for application development and deployment. I focus on building scalable, secure solutions that meet customer expectations while also optimizing costs. This experience has provided me with valuable insights into implementing resilient cloud architectures that can efficiently handle varying loads and ensure business continuity.

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What methods do you use to mentor junior engineers effectively?

To mentor junior engineers effectively, I employ a hands-on approach that includes regular one-on-one sessions, pairing on projects, and encouraging participation in technical discussions. I also foster a culture of continuous learning by organizing tech talks and workshops, where newcomers can share challenges and build their confidence in a supportive environment.

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How do you approach adopting new technologies, such as Generative AI, within your team?

When adopting new technologies like Generative AI, I assess the potential impact on developer productivity and project efficiency. I introduce these tools gradually through proof-of-concept projects, allowing the team to experiment while providing guidance to settle best practices that maximize their benefits without overwhelming the existing workflow.

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What best practices do you implement for maintaining software quality?

To maintain software quality, I advocate for implementing rigorous testing and monitoring practices throughout the software development lifecycle. This includes automated testing frameworks, code reviews, and continuous integration/continuous delivery (CI/CD) pipelines. Additionally, fostering an open feedback culture helps proactively identify and address potential issues before they escalate.

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How do you manage cross-functional collaboration within your projects?

Effective cross-functional collaboration is managed through establishing clear communication channels and regular meetings with stakeholders. I ensure everyone is aligned on project goals and deliverables while keeping interactions transparent. By encouraging feedback from various teams, we can achieve consensus and address any concerns early in the development process.

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Describe how you contribute to a culture of innovation at your workplace.

Contributing to a culture of innovation involves inspiring team members to explore new ideas and take calculated risks. I promote brainstorming sessions, celebrate creative solutions, and encourage experimentation. Creating a safe space for trial and learning empowers the team to embrace innovation as part of our daily work routine.

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How do you handle conflicts within technical teams?

When conflicts arise within technical teams, I prioritize open communication to understand each party's perspective. I facilitate discussions that lead to compromise or collaborative solutions while focusing on project goals. Setting guidelines for respectful communication can also mitigate future conflicts and foster a more harmonious team environment.

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What role does documentation play in your development process?

Documentation plays a crucial role in the development process by ensuring knowledge transfer and providing a reference point for future tasks. I advocate for maintaining clear and up-to-date documentation across all stages of software development. This practice not only assists new team members in onboarding but also enhances collaboration and reduces misunderstandings throughout the project lifecycle.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 19, 2025

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