SW Engineer - job 1 of 14

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The payments industry is an exciting and rapidly evolving sector, full of innovative ideas. With the growing demand for new solutions, this area promises groundbreaking advancements over the next 5 to 10 years. As a leader in the payments industry, VISA is transforming into a tech powerhouse with substantial investments in technology.

If you are passionate about the dynamic payments space, eager to learn quickly, and want to make a real impact, the VISA Risk and Identity Solutions team is perfect for you. We are looking for a motivated and talented Software Engineer to join Team Centinel. This team focuses on backend systems that merchants use for secure payment transactions. The ideal candidate will have a foundational understanding of backend technologies and a strong desire for growth and learning. In this role, you will support various backend development tasks, including creating, debugging, and maintaining code across products, all while working under close supervision.

Essential Functions:

• Be part of a small team of go getters in an agile model
• Design and build new functionalities that will evolve to be the next generation real time payment system components
• Work collaboratively across team boundaries to share common infrastructure and functional capabilities​
• Write, debug, and maintain backend code to support various programs and applications.
• Demonstrate technical knowledge and proactively seek new knowledge to improve product availability, reliability, efficiency, and performance.
• Work closely with senior engineers and team members, asking questions and seeking guidance to understand project requirements and improve solution strategies.
• Apply best practices in backend programming languages (e.g., Java, Python, Ruby) and follow secure coding practices.
• Assist in the development and maintenance of APIs to support product features.
• Support database and server management tasks, ensuring data integrity and performance.
• Participate in integrating backend systems with other components to ensure seamless functionality.
• Identify, escalate, and assist in resolving bugs that impact backend functionality.
• Apply secure coding practices to ensure the security of the code, following OWASP principles.
• Identify opportunities for automation to improve effectiveness and efficiencies of systems and tools.
• Contribute to continuous improvement by applying and developing coding standards, design patterns, and best practices.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
Bachelors degree, OR 3+ years of relevant work experience

Preferred Qualifications
2 or more years of work experience
Bachelor’s degree in computer science, Software Engineering, or a related field.
Internship or academic project experience in software development is preferred.
Basic proficiency in backend programming languages, API generation, and database management.
Strong problem-solving skills, willingness to learn, and ability to work collaboratively within a team.
Experience with version control systems like Git.
Familiarity with Agile development methodologies.
Ability to document code and processes clearly.
Fundamental knowledge of backend languages such as Java, Python, or Ruby.
API Development: Basic understanding of API development and maintenance.
Familiarity with database management systems and server management.
Basic knowledge of integrating backend systems with other components.
Understanding of data structures and their application in backend development.
Knowledge of security best practices and development standards required to ensure code remains secure, including OWASP principles.
Knowledge of GenAI, Copilot, and other AI tools is a plus.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 75,200.00 to 106,350.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.