Deputy MLRO

As a Deputy MLRO at Bitpanda, you will support the MLRO in strengthening our AML/CTF frameworks, performing transaction and blockchain monitoring, conducting due diligence, and preparing Suspicious Activity Reports to ensure that we comply with BaFin and MiCAR regulations. Your role is vital in managing financial crime risks and promoting a strong culture of compliance within the organization.

To be successful as a Deputy MLRO at Bitpanda, you should possess prior experience in AML, compliance, or financial crime prevention, preferably within the crypto, fintech, or financial services sectors. A strong grasp of regulatory requirements such as BaFin regulations and the German Money Laundering Act is crucial, along with exceptional analytical skills and the ability to communicate effectively in both German and English.

In the Deputy MLRO role at Bitpanda, you will assist in delivering internal AML/CTF training programs and promoting a culture of compliance. This involves helping to create educational materials and holding sessions that equip team members with the knowledge they need to recognize and respond to potential financial crime risks effectively.

Bitpanda actively fosters a culture of growth and learning for its employees in compliance roles, including the Deputy MLRO. By providing access to training programs, mentorship opportunities, and a supportive team environment, you’ll have the chance to continuously expand your expertise while helping the company achieve its compliance objectives.

Absolutely! The Deputy MLRO position at Bitpanda is fully remote, allowing you the flexibility to work from anywhere in Germany. This aligns with our commitment to a hybrid-working model, providing 60 Work From Anywhere days, making it easier for you to balance your professional and personal life.

Discuss your previous roles where you've dealt with AML/CTF compliance, focusing on specific frameworks you have worked with, challenges you faced, and how you leveraged your analytical skills to improve those processes. Highlight any direct experiences with regulations like BaFin or MiCAR.

Share your methodology for monitoring transactions, including the systems you’ve used, indicators you look for in suspicious transactions, and how you prioritize investigating alerts. Providing specific examples from past experiences can illustrate your capacity for detail-oriented work.

Explain your knowledge of the SAR process, particularly how you gather data, assess the situation, and document findings. Discuss how you ensure compliance with regulatory requirements while also maintaining thorough records. Include any relevant statistics or successes from your experience.

Talk through your approach to CDD, emphasizing the importance of thorough background checks and ongoing monitoring. Discuss how you assess risk and select appropriate measures to mitigate it, tailoring your checks based on customer profiles.

Highlight your skills in simplifying complex concepts and how you use various formats to communicate these effectively. Provide an example where you successfully engaged with other teams on compliance matters.

Discuss strategies for promoting compliance culture, such as regular training and open communication. Highlight initiatives you have implemented in previous roles that effectively raised awareness and compliance adherence across the team.

Provide a specific example where you identified a risk or compliance issue and discuss your approach to resolving it. Highlight your analytical skills and decision-making while showcasing how you collaborated with the team to overcome obstacles.

Explain your methods for keeping abreast of changes in regulations, such as following industry news, participating in webinars, and engaging with professional networks. Discuss how this knowledge impacts your work and the organization.

Detail the unique challenges posed by the crypto landscape, such as rapid innovation, evolving legislation, and heightened scrutiny. Share your thoughts on mitigations or strategies that could be employed to address these challenges effectively.

Share your strategies for managing multiple responsibilities efficiently. Discuss how you assess urgency and importance, allocate resources, and maintain strict attention to detail while working under pressure.