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Direct Sales Agent (Obalende)

Summary

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.


We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it’s only right that we ended up with the name ‘Kuda’ which means ‘love’ in Shona, a language spoken in the southern part of Africa.


We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices. We’ve raised over $90 million from some of the world's most respected institutional investors, and we’re rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview

As a Direct Sales Agent, you will play a pivotal role in driving Kuda’s growth objectives through proactive sales efforts, effective relationship-building, and unwavering commitment to compliance and customer satisfaction.

  • Prospect and generate leads through cold calling, networking, and referrals.
  • Actively market Kuda’s array of financial products, including personal & business banking, loans, and POS terminals, to prospective customers within the designated territory.
  • Achieve and exceed monthly sales targets by acquiring new customers and expanding customer base through persuasive techniques and a deep understanding of the bank’s offerings.
  • Negotiate pricing and terms of sale to close deals and achieve sales targets according to the company's pricing.
  • Conduct product demonstrations and presentations to potential clients.
  • Ensure thorough compliance with all bank policies and regulatory requirements, including KYC (Know Your Customer) and AML (Anti-Money Laundering).
  • Educate potential clients on the benefits of transitioning to electronic banking solutions and ensure their seamless onboarding to our platform.
  • Maintain accurate records of all sales activities and customer interactions in CRM software.
  • Participate in roadshows, community fairs, and other local events to promote the bank’s services and garner leads.
  • Provide feedback to the marketing and product teams on customer experiences and product improvements.
  • Understand the needs and requirements of prospective clients and proffer solutions to meet their specific business needs.
  • Provide ongoing support to clients, including training and troubleshooting assistance.
  • Bachelor’s degree or HND in Marketing, Business Administration, Finance, or a related field.
  • Proven experience as a Direct Sales Agent or similar sales/customer service role; experience in the banking or financial services sector is highly preferred.
  • Strong interpersonal and communication skills, with the ability to negotiate and influence potential clients.
  • Excellent organizational and time management skills; capable of managing multiple priorities efficiently.
  • High motivation, enthusiasm, and dedication to achieving targets.
  • Familiarity with digital banking services and mobile technology.

    Target and Incentives:
  • Monthly sales target to be achieved.
  • Incentives and bonuses based on meeting or exceeding sales targets.
  • Additional rewards for surpassing performance goals and customer satisfaction metrics.

    Probation Duration:
    The first three months of employment will serve as a probationary period for the Sales Agent. Throughout this time, they will participate in training sessions, acquaint themselves with the company's policies and procedures, and showcase their capabilities in achieving sales objectives while providing outstanding customer service. Regular evaluations will be carried out to gauge the Sales Agent's performance and determine their eligibility for ongoing employment with the company.

Why join Kuda?

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

💜A great and upbeat work environment populated by a multinational team

👴Pension

📈Career development & growth

😁Competitive annual leave plus bank holidays

🎁Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)

💯Group life insurance

💖Medical insurance

🎁Well-fare package (Wedding, Compassionate and etc)

✅Perkbox

🏃‍♀️Goalr - employee wellness app

🥇Award winning L&D training

💒 We are advocates of work-life balance, working in a hybrid in office schedule

Kuda is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.

We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.

Average salary estimate

$45000 / YEARLY (est.)
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$30000K
$60000K

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What You Should Know About Direct Sales Agent (Obalende), Kuda Technologies Ltd

Are you ready to join an innovative fintech company that's shaking up the financial landscape? Kuda, a passionate money app dedicated to making financial services accessible and rewarding for every African, is seeking a Direct Sales Agent to help drive our growth objectives. In this role, you'll get the chance to showcase our array of financial products, which range from personal and business banking to loans and POS terminals. You’ll be out there prospecting leads through cold calls, networking, and referrals - a real chance to flex those relationship-building muscles! You'll work towards achieving and exceeding monthly sales targets, all while ensuring customer satisfaction and compliance with financial regulations. Your responsibilities will include product demonstrations, negotiating terms of sales, and maintaining accurate records of sales activities in our CRM. With a bachelor’s degree in Marketing, Business Administration, or a related field, you’ll bring proven experience as a Direct Sales Agent to the table along with top-notch communication and organizational skills. At Kuda, you’ll be rewarded with competitive incentives and benefits, including career development opportunities and a supportive work environment. If you are enthusiastic, motivated, and ready to take your sales career to the next level, we’d love to have you as part of our diverse team making financial services accessible for all!

Frequently Asked Questions (FAQs) for Direct Sales Agent (Obalende) Role at Kuda Technologies Ltd
What are the key responsibilities of a Direct Sales Agent at Kuda?

As a Direct Sales Agent at Kuda, you'll be responsible for generating leads, marketing our financial products, and achieving sales targets. You'll engage with potential customers through cold calling, referrals, and community events. Additionally, you’ll conduct product demonstrations, negotiate sales terms, and provide ongoing support to your clients.

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What qualifications are required for the Direct Sales Agent position at Kuda?

Kuda requires a bachelor’s degree or HND in Marketing, Business Administration, Finance, or a related field. You should also possess proven experience as a Direct Sales Agent, particularly in the banking or financial services sector, along with strong interpersonal skills and excellent time management.

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What kind of training is provided for new Direct Sales Agents at Kuda?

At Kuda, new Direct Sales Agents undergo a probationary period of three months that includes comprehensive training sessions. You'll learn about our company’s policies, procedures, and sales methodologies, ensuring that you are well-equipped to meet sales objectives while providing exceptional customer service.

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What incentives can Direct Sales Agents at Kuda expect?

Direct Sales Agents at Kuda can expect a variety of incentives and bonuses based on their performance. This includes additional rewards for exceeding sales targets and achieving high customer satisfaction metrics, ensuring that your hard work is recognized and rewarded.

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How does Kuda support career development for its Direct Sales Agents?

Kuda is committed to fostering the career growth of its employees through structured development programs. Direct Sales Agents will be provided opportunities for advancement based on performance and skill development, as well as access to award-winning learning and development training to build their skill sets.

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Common Interview Questions for Direct Sales Agent (Obalende)
What strategies do you use to generate leads as a Direct Sales Agent?

When discussing lead generation strategies, highlight your experience with cold calling, networking, and utilizing social media to connect with potential clients. Be ready to provide examples of how you successfully generated leads in your previous roles.

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How do you handle customer objections while selling financial products?

To handle objections effectively, maintain a positive attitude, listen to the customer's concerns, and empathize with them. Share how you’ve resolved objections in the past by providing reassuring information and demonstrating the value of the product.

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Describe a time when you exceeded your sales targets.

Use the STAR method (Situation, Task, Action, Result) to outline a specific achievement where you surpassed your targets. Include details about the strategies you implemented and the impact on your team or company.

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Why do you want to work as a Direct Sales Agent at Kuda?

Express your passion for Kuda’s mission of making financial services more accessible for Africans. Talk about how your values align with the company's goals and how you see yourself contributing to its growth.

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What tools or software are you familiar with for CRM management?

Share your experience with specific CRM tools, explaining how you've used them to track sales activities, manage customer relationships, and analyze performance. Be ready to discuss how you leverage technology to enhance your sales process.

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How do you stay organized while managing multiple clients?

Discuss the techniques you use to prioritize tasks and manage time effectively, such as utilizing calendars, reminders, or CRM systems to keep track of client interactions and follow-ups.

Join Rise to see the full answer
What do you consider to be effective communication when dealing with customers?

Share your approach to effective communication, emphasizing the importance of active listening, clarity, and ensuring that customers feel understood and valued. Provide examples from your previous experiences.

Join Rise to see the full answer
How do you approach product knowledge and training?

Explain your commitment to learning about the products you will be selling. Discuss any strategies you have for staying informed about products and services, including ongoing training and self-education.

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What motivates you in a sales environment?

Talk about personal motivators such as achieving sales goals, helping customers, or the thrill of closing a deal. Relating your motivation to Kuda’s purpose can resonate well with interviewers.

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Can you describe your experience with digital banking services?

Share your familiarity with digital banking platforms and services. Highlight how this experience equips you to educate clients about the advantages of electronic banking solutions in a clear and relatable manner.

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Kuda is a fintech company on a mission to make financial services more accessible, affordable and rewarding for every African on the planet.We've built the money app for Africans around the world, giving them a better alternative to traditional fi...

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Full-time, hybrid
DATE POSTED
April 14, 2025

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