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Senior Principal Software Engineer - job 4 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$175000 / YEARLY (est.)
min
max
$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

Are you ready to take your career to the next level as a Senior Principal Software Engineer at Visa in vibrant Austin? Join the Value-Added Services Product Development (VAS PD) team, where we focus on innovative, AI-driven risk and fraud management solutions for issuers, merchants, and fintechs. As part of the Risk Authentication and Identity Solutions (RaIS) team, you'll play a pivotal role in shaping our technology strategy and execution for cutting-edge products like Visa Enhanced Authentication and Cardinal VCAS. Your responsibilities will include architecting scalable systems, fostering innovation through Generative AI, and establishing best practices for software development. This isn’t just coding; it’s about driving technical excellence while aligning with our business goals and enhancing developer productivity by 10X. You’ll lead high-performing engineering teams, collaborate with various departments, and ensure resilient solutions are developed on cloud platforms like AWS and Azure. With a strong focus on application reliability, standards, and mentorship, this hybrid role offers you the opportunity to make a real impact in a supportive environment. In this exciting position, you'll communicate technical strategies to key stakeholders and nurture the next generation of engineering talent. If you are passionate about creating outstanding tech solutions and want to work in a collaborative atmosphere, we’d love to have you on our team!

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What are the main responsibilities of a Senior Principal Software Engineer at Visa?

As a Senior Principal Software Engineer at Visa, you will be responsible for defining the technology strategy and architecture for various products within the Risk Authentication and Identity Solutions (RaIS) group. Your main duties include leading the development of scalable and secure systems, utilizing Generative AI to enhance developer productivity, implementing best practices in software development, and mentoring engineering teams. Additionally, you’ll work to ensure that all solutions align with business objectives and meet quality standards.

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What qualifications are required for the Senior Principal Software Engineer position at Visa?

Candidates for the Senior Principal Software Engineer role at Visa should possess extensive experience in software development, particularly with distributed systems. An ideal background includes a strong knowledge of cloud platforms (AWS, Azure, GCP), proven expertise in coding and architecture, and familiarity with AI technologies. Additionally, excellent leadership skills, the ability to communicate technical concepts to diverse stakeholders, and a commitment to fostering a culture of collaboration are essential qualifications.

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How does Visa promote innovation through the Senior Principal Software Engineer role?

In the Senior Principal Software Engineer role at Visa, innovation is promoted by leveraging Generative AI and Agentic AI to streamline development processes and enhance the overall quality of products. You will be tasked with architecting solutions that prioritize innovation and align with business needs while pushing the boundaries of what's possible in risk and fraud management. This role encourages creative thinking and the pursuit of technologically advanced solutions that can reshape the industry.

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What sort of mentorship opportunities are available for a Senior Principal Software Engineer at Visa?

At Visa, Senior Principal Software Engineers play a crucial role in mentoring and coaching junior engineers and managers. You will have the chance to foster continuous learning through initiatives like tech talks, one-on-one sessions, and collaborative workshops. As a mentor, your experience will be invaluable in shaping the skills of the next generation of engineers, which is a fundamental aspect of our company culture.

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What does the work environment look like for a Senior Principal Software Engineer at Visa?

The work environment for a Senior Principal Software Engineer at Visa is a hybrid setup, allowing flexibility between remote work and in-office collaboration. You’ll be part of a dynamic team focused on innovation and technical excellence, operating in an atmosphere that promotes collaboration and resource sharing. The culture emphasizes teamwork, learning, and communication, ensuring that you are supported as you strive for excellence in your role.

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Common Interview Questions for Senior Principal Software Engineer
How do you prioritize projects and tasks as a Senior Principal Software Engineer?

When prioritizing projects as a Senior Principal Software Engineer, I assess business objectives, team capacity, and project impacts. I engage with key stakeholders to gather input and align priorities, ensuring that the most critical projects receive attention first while maintaining the flexibility to address unforeseen challenges.

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What experience do you have with distributed systems?

In my previous roles, I have extensive experience in designing and implementing distributed systems. I focus on scalability, reliability, and security. Specifically, I have led projects on cloud platforms, ensuring that these systems can efficiently handle high loads while maintaining optimal performance.

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Can you explain your approach to mentoring junior engineers?

My mentoring approach emphasizes open communication and building relationships. I encourage junior engineers to share their ideas and challenges while providing constructive feedback. I also create opportunities for them to learn through tech talks and hands-on projects, fostering a culture of collaboration and continuous growth.

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How do you stay updated on the latest software development technologies?

I stay updated on the latest software development technologies through a combination of online courses, industry conferences, and active participation in tech forums and communities. I also follow thought leaders and relevant publications to ensure that I remain informed about cutting-edge advancements in the field.

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Describe a challenging project you've led and its impact.

A challenging project I led involved architecting a cloud-native application that integrated multiple APIs and required strict compliance with security standards. Despite initial hurdles, my team's perseverance paid off, resulting in a solution that significantly reduced processing times by 30% and enhanced user satisfaction.

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What best practices do you follow in software development?

I follow best practices like implementing CI/CD pipelines, performing thorough code reviews, and adopting agile methodologies. These practices enhance collaboration, improve code quality, and ensure faster delivery. I also advocate for regular retrospectives to foster a culture of continuous improvement.

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How do you approach communication with non-technical stakeholders?

When communicating with non-technical stakeholders, I simplify complex technical concepts into relatable terms. I emphasize the benefits of solutions rather than just technical jargon, ensuring they understand the impact on business objectives and customer satisfaction.

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What role does AI play in your software engineering practices?

AI plays a pivotal role in my software engineering practices by streamlining processes and enhancing decision-making. I leverage AI tools for code optimization, predictive analysis, and automating repetitive tasks, allowing my team to focus on high-impact work.

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How do you handle conflicts within your engineering team?

I approach conflicts within the team by fostering open dialogue and actively listening to all perspectives. My goal is to find common ground and resolve issues collaboratively, promoting a positive and inclusive environment where team members feel valued.

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What strategies do you use to ensure project deadlines are met?

To ensure project deadlines are met, I prioritize effective communication, set realistic timelines, and break tasks into manageable phases. I also conduct regular check-ins to track progress and adjust plans as necessary, enabling the team to stay focused and aligned with project goals.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 22, 2025

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