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Client Relationship Consultant 2 (Banker) - Cotton & Bell, AZ

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers’ banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer’s unique goals and needs.

Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications
- High school diploma or equivalent
- Three to four years of customer service experience
- Three to four years of sales experience

Preferred Skills/Experience
- Proven ability to build and foster relationships with clients through proactive outreach and follow up
- Ability to effectively engage and communicate with clients
- Thorough knowledge of applicable bank and branch policies, procedures and support systems
- Proven customer service and interpersonal skills
- Experience with using and demonstrating digital products and self-service technologies
- Ability to explore and identify a customer’s true needs while leveraging a digital first mindset
- Demonstrated basic level of proficiency in making appropriate recommendations that meet customer’s needs both reactively and proactively
- Experience in the financial services industry preferred
#BranchWest

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $22.50 - $24.75

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Average salary estimate

$44200 / YEARLY (est.)
min
max
$41600K
$46800K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Client Relationship Consultant 2 (Banker) - Cotton & Bell, AZ, U.S. Bank

If you're looking to make a real impact in people's lives, the role of Client Relationship Consultant 2 (Banker) at U.S. Bank in Surprise, AZ, may be the perfect fit for you. Imagine waking up every day, ready to help customers and businesses navigate their financial journey with confidence and clarity. As a Client Relationship Consultant, you'll build strong relationships with clients through various communication channels, whether in-person, by appointment, or online. Your role will involve assessing their banking needs, educating them on deposit and loan products, and making recommendations tailored specifically to their financial goals. It's all about truly understanding what your clients need and how you can assist them in reaching those goals. You will also engage in proactive outreach, keeping the lines of communication open and fostering trust. Working collaboratively with your branch team, you'll provide a seamless experience, helping clients open new accounts and process transactions with ease. Plus, you will have the opportunity to educate them about digital products that can simplify their banking experience. By joining U.S. Bank, you're not just starting a job; you're stepping into a fulfilling career where you can grow, learn, and make a lasting difference in your clients' lives. We're excited to see how you can thrive with us!

Frequently Asked Questions (FAQs) for Client Relationship Consultant 2 (Banker) - Cotton & Bell, AZ Role at U.S. Bank
What are the primary responsibilities of a Client Relationship Consultant 2 (Banker) at U.S. Bank?

As a Client Relationship Consultant 2 at U.S. Bank, your primary responsibilities include building and maintaining strong relationships with clients, assessing their banking needs, providing education on products and services, and making recommendations based on individual financial goals. You'll engage with clients both virtually and in-person while ensuring they have an optimal banking experience.

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What qualifications do I need to become a Client Relationship Consultant 2 (Banker) at U.S. Bank?

To qualify for the Client Relationship Consultant 2 position at U.S. Bank, candidates need a high school diploma or equivalent, along with three to four years of customer service and sales experience. Additional skills such as effective communication, relationship-building, and a thorough understanding of banking products are also important.

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How does U.S. Bank support the growth of its Client Relationship Consultants?

U.S. Bank is committed to your professional development. As a Client Relationship Consultant 2, you'll have access to various resources to improve your skills, explore new opportunities, and discover what you excel at, all from day one. The emphasis on continuous learning ensures you grow alongside your career.

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What benefits are offered to Client Relationship Consultants at U.S. Bank?

U.S. Bank offers a comprehensive benefits package for Client Relationship Consultants that includes healthcare options, life insurance, retirement plans, paid vacation, and sick leave. These benefits are designed to support the overall well-being of its employees and their families.

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What does a successful Client Relationship Consultant 2 (Banker) do at U.S. Bank?

A successful Client Relationship Consultant 2 at U.S. Bank excels in building trust, understanding client needs, and providing tailored recommendations that enhance client satisfaction. They proactively engage with clients, promote digital banking solutions, and work collaboratively with their teams to ensure an optimal banking experience.

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Common Interview Questions for Client Relationship Consultant 2 (Banker) - Cotton & Bell, AZ
Can you describe a time when you successfully built a relationship with a difficult client?

When answering this question, focus on your communication skills, adaptability, and persistence. Provide a specific example, detailing how you identified the client's needs and worked towards a successful resolution, ultimately fostering a positive relationship.

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How do you stay informed about banking products and services?

Highlight your commitment to continual learning. Discuss resources you use to stay up-to-date, such as webinars, training sessions, or industry publications. Mention how this knowledge helps you provide informed recommendations to clients.

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What strategies do you use to ensure excellent customer service?

Emphasize your proactive communication, active listening skills, and the importance of following up with clients. Explain how these strategies help you exceed client expectations and foster long-lasting relationships.

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How would you approach a client who is hesitant to use digital banking products?

Here, you can discuss the importance of empathy and education. Explain how you would listen to their concerns and demonstrate the ease-of-use and security features of digital banking products to alleviate their apprehensions.

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Describe your experience with upselling financial products.

Describe how you identify client needs and tailor your recommendations accordingly. Provide a specific example of a successful upsell that led to a satisfied customer, highlighting the importance of ethical selling.

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What do you think is the most important quality for a Client Relationship Consultant?

Discuss qualities such as empathy, communication skills, and a strong customer focus. Provide context by explaining how these qualities directly contribute to successful client relationships and positive banking experiences.

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How do you handle stressful situations or challenging clients?

Explain your approach to stress management and conflict resolution. Discuss specific techniques that help you keep calm and focused, such as taking deep breaths, maintaining a positive attitude, and always striving to find a solution.

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Why do you want to work at U.S. Bank as a Client Relationship Consultant?

Share your genuine interest in U.S. Bank’s mission and values. Discuss why you are passionate about helping clients make financial decisions and how you see yourself growing within the organization.

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How do you prioritize your tasks when dealing with multiple clients?

Elaborate on your organizational skills and time management techniques. Use examples to describe how you effectively prioritize tasks to ensure all clients receive timely and quality service.

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What would you do if you couldn't meet a client's expectations?

Express your commitment to transparency and follow-up. Discuss how you would inform the client, address their concerns, and offer alternatives to ensure their satisfaction as best as possible.

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U.S. Bancorp, with approximately 70,000 employees and $601 billion in assets as of September 30, 2022, is the parent company of U.S. Bank National Association. The Minneapolis-based company serves millions of customers locally, nationally and glob...

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