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Commercial Lending Principal Engineer

Join the Mizuho team as a Commercial Lending Principal Engineer!

  

In this role you will envision, document, and champion target state and transitional architectures for Loan IQ Data Warehousing solution, Integration with Accounting and Risk systems, Loan IQ Wires, ACH and DDA Payments Platform, Loan IQ Statements & Notices infrastructure and other key components of strategic Commercial Lending architecture. You will have expertise in architecting and designing solutions that promote reusability, scalability, efficiency, and resiliency and possess strong communication skills to articulate the proposed solutions with both technical and business partners.

Responsibilities:

  • Act as an advisor to leadership to develop or influence lending applications and tools, network, information security, databases, web technologies for Commercial Lending ecosystem
  • Provide vision, direction, and expertise to leadership on implementing Loan IQ data warehousing and other innovative and significant business solutions
  • Maintain knowledge of Loan industry, vendors best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
  • Strategically engage with all levels of professionals and managers across Mizuho and serve as an expert advisor to leadership
  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas of the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
  • Develop technical standards, guidelines, and reference architectures based on industry trends and best practices including microservices and Loan IQ database optimization
  • Documenting architectural standards, best practices, and mentoring application teams on developing highly distributed, resilient, and responsive applications
  • Translates business requirements into well-architected recommendations supporting working foundational platform components thus ensuring functional and non-functional aspects are met
  • Document Business Continuity & Disaster Recovery capabilities for Loan IQ and related applications
  • Promote Loosely coupled, event-driven architectures working within an agile team
  • Conducting regular evaluations of the Lending system architecture and collaborating with APMO teams to improve the designs
  • Work with engineers to build, test, and present proofs of concept to demonstrate software architectures and patterns as well as help prove out the best options
  • Collaborate with cross-functional teams to support and improve Loan IQ application performance
  • Resolve system and client experience impacts
  • Uphold proper security standards for code development

Required Qualifications:

  • Bachelor's degree or higher in a quantitative discipline such as mathematics, computer science, statistics, engineering, physics or economics
  • 10+ years of software engineering experience in a Financial Institution
  • 10+ years of Loan IQ and Commercial Lending Experience
  • 10+ years of applied advanced SQL skills with the ability to understand and develop complex SQL queries (Oracle DB preferred)
  • 10+ years of hands-on C# .NET coding experience
  • Expert functional and technical knowledge of the Loan IQ application, Code Tables, Data Model, and API Suite
  • Experience in SDLC and Agile technologies such as Git, Jira, Confluence
  • Experience in attending Scrum ceremonies like Daily Scrum, Sprint planning, Sprint retrospective meetings
  • Demonstrated experience with Loan IQ system implementations and major upgrades
  • Demonstrated knowledge of the Agency Syndications, Loan Servicing & Loan Trading business
  • Demonstrated experience developing Loan IQ interfaces and reporting solutions
  • Excellent verbal, written, and interpersonal communication skills
  • Strong troubleshooting skills with the ability to diagnose and resolve technical issues swiftly
  • Ability to work effectively in a team setting as well as independently with minimum supervision
  • A strong desire to learn and improve skills and knowledge continuously

Desired Qualifications:

  • Experience in DevOps concepts, specifically in CI/CD
  • Experience in creating and grooming Jira user stories as part of medium to large scale enterprise projects with multiple dependencies
  • Proficiency with Microsoft Office suite of applications including Excel, Word, PowerPoint and Visio
  • Familiarity with data conversion efforts, required testing/validations and Loan IQ Data Conversion Tool (DCT)
  • Experience or knowledge of Databricks or other data warehousing technologies
  • Experience in provisioning, operating, and maintaining systems running in the cloud

The expected base salary ranges from $190k-$240k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

#LI-Hybrid

Other requirements

Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.   

Company Overview

Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill​, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.​​

Mizuho Americas offers a competitive total rewards package.

We are an EEO/AA Employer - M/F/Disability/Veteran.

We participate in the E-Verify program.

We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.

#LI-MIZUHO

Average salary estimate

$215000 / YEARLY (est.)
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$190000K
$240000K

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What You Should Know About Commercial Lending Principal Engineer, Mizuho

Are you ready to take the plunge into a dynamic role? Join the Mizuho team as a Commercial Lending Principal Engineer! In this exciting position located in the heart of New York, NY, you'll have the chance to shape the future of Commercial Lending architecture. Your main mission will revolve around crafting and advocating target state and transitional architectures for the Loan IQ Data Warehousing solution, ensuring smooth integration with our Accounting and Risk systems, as well as developing platforms for ACH, DDA payments, and Loan IQ Statements & Notices. With over a decade of expertise in the financial sector, you'll utilize your advanced SQL skills and hands-on experience in C# .NET to lead innovative solutions that promote efficiency, scalability, and resiliency. As a trusted advisor to leadership, your input will be vital in enhancing our lending applications and technologies, while your passion for mentoring will help guide teams through the development of resilient and responsive architectures. Work closely with cross-functional teams to optimize Loan IQ application performance and stay ahead of industry trends to recommend cutting-edge technologies. Mizuho offers a robust employee benefits package, a hybrid working program, and a salary range of $190k-$240k, so you can focus on what you do best: engineering solutions that revolutionize the lending landscape!

Frequently Asked Questions (FAQs) for Commercial Lending Principal Engineer Role at Mizuho
What responsibilities does a Commercial Lending Principal Engineer at Mizuho entail?

As a Commercial Lending Principal Engineer at Mizuho, you'll be responsible for envisioning and developing transitional architectures for various commercial lending solutions. You'll integrate systems like Loan IQ with Accounting and Risk materials, manage data warehousing, and create platforms for ACH and DDA payments. Your expertise in promoting reusability and scalability will allow you to guide leadership on strategic decisions while ensuring that architectural standards are maintained across the enterprise.

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What qualifications are needed for the Commercial Lending Principal Engineer role at Mizuho?

To succeed as a Commercial Lending Principal Engineer at Mizuho, candidates should have a Bachelor's degree in a quantitative discipline and over 10 years of software engineering experience in a financial institution. A deep understanding of Loan IQ and a strong background in advanced SQL, C# .NET, and system implementation are also required. Additionally, excellent communication skills are essential for effectively collaborating with various teams and influencing decision-making.

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How does the hybrid work model work for the Commercial Lending Principal Engineer position at Mizuho?

Mizuho operates under a hybrid work program for the Commercial Lending Principal Engineer role, which means that opportunities for remote work vary depending on department needs and local regulations. Some roles may require more in-office presence, while others may allow for greater flexibility, providing an opportunity for work-life balance.

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What is the expected salary range for the Commercial Lending Principal Engineer position at Mizuho?

The expected base salary for a Commercial Lending Principal Engineer at Mizuho ranges from $190k to $240k. This figure takes into account various factors such as relevant skills, training, experience, education, and any applicable certifications. In addition to the base salary, successful candidates may also receive a discretionary bonus as part of Mizuho's comprehensive total rewards package.

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What are the opportunities for career growth as a Commercial Lending Principal Engineer at Mizuho?

At Mizuho, the Commercial Lending Principal Engineer position offers plenty of room for career advancement. You'll work closely with leadership, influence major projects, and develop strategic solutions that shape the future of the organization. Continuous learning and innovation are highly encouraged, allowing you to expand your technical skills and take your career to new heights within the company.

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Common Interview Questions for Commercial Lending Principal Engineer
Can you describe your experience with Loan IQ applications?

In your response, be specific about your past roles involving Loan IQ. Highlight particular implementations or upgrades you've worked on and how they contributed to the overall success of the lending operations. Mention any challenges you faced and how you solved them, demonstrating your problem-solving skills.

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How do you approach designing scalable and resilient software architectures?

Discuss your methodology for creating architectural plans that promote scalability and resilience. Emphasize any frameworks or standards you follow, along with examples from previous projects where you successfully implemented these principles.

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What strategies do you use for effective communication with cross-functional teams?

Share your approach to communication within interdisciplinary teams. You can mention techniques you use to ensure clarity and understanding among team members, such as regular updates, documentation practices, or collaborative tools you find effective.

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How do you stay updated on industry trends and technologies?

Describe your method for keeping pace with industry advancements. This might include reading relevant literature, participating in forums, attending webinars or conferences, and how you leverage networks of professionals in your field.

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What has been your experience with Agile methodologies?

Discuss your familiarity with Agile, focusing on how you've participated in Scrum ceremonies and your role within Agile teams. Share specific examples of how Agile practices improved project outcomes in your experience.

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Can you provide an example of a complex problem you solved in a previous engineering role?

Outline a specific scenario where you faced a challenging issue. Explain the context, your thought process in tackling it, and the outcome, making sure to emphasize the skills and knowledge you utilized.

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What tools and technologies have you used for database optimization?

Discuss specific tools or techniques you have applied for optimizing database performance. Highlight your practical experience with Oracle DB and any metrics that demonstrate success in your optimization efforts.

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How would you translate business requirements into technical solutions?

Explain your process for gathering and analyzing business requirements, then how you map these into technical specifications. Mention any tools or models you might use and how you've ensured alignment between stakeholders.

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How do you handle tight deadlines in a project?

Share strategies you utilize when facing time constraints. Discuss how you prioritize tasks, manage your time effectively, and communicate with your team to meet project goals without compromising quality.

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What are your strengths in mentoring junior engineers?

Discuss your mentoring style and how you empower junior engineers to grow. Highlight specific instances where your mentorship led to improvements in their skills or project outcomes, demonstrating your commitment to team development.

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DATE POSTED
March 30, 2025

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