About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role 

• Establish a robust understanding of industry trends, competitive positioning, and emerging companies and translate into actionable opportunities 

• Collaborate with executives on M&A strategy, develop investment themes on priority verticals, propose ideas for new investments, and partner with product teams to evaluate potential build/buy/partner opportunities 

• Quarterback the investment and M&A process, working closely with functional leaders to build financial models, drive due diligence, synthesize opportunity briefs, support deal all aspects of deal negotiation, and collaborate to help define a robust integration plan 

• Lead cross functional collaboration in executing high visibility strategic initiatives 

• Expand industry network to increase ability to identify and source opportunities 

• Contribute to improving the corporate development team by enhancing existing processes 

Success measures: 

• Effectiveness in collaborating across functional areas 

• Ability to develop frameworks for analyzing M&A and partnership opportunities 

• Ability to analyze complex data sets and synthesize takeaways 

• Analytical thinking and financial modeling skills 

• Attention to detail and rigor in negotiating transaction documents 

• Initiative to deepen industry dialogue and expand opportunity funnel

You bring 

• 6+ years of total work experience with 3+ years of professional fintech industry experience in investment banking, private equity and/or corporate development 

  • MBA preferred 

• Understanding of the fintech landscape and OnePay 

• Excellent communication skills, both written and oral 

• Intellectual curiosity and strong analytical, problem-solving skills, along with experience in building financial or decision-support models 

• Ability to multitask effectively, working in team environments or independently 

• Ability to manage complex projects, and workstreams, while maintaining high attention to detail 

• An act-like-an-owner mentality. We have a bias toward taking action. 

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Pay Transparency

The estimated annual base salary for this position ranges from $210,000 to $260,000. Pay is generally based upon the level, complexity, responsibility, location and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience.  If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

We use Covey as part of our hiring process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on May 31, 2024.

Please see the independent bias audit report covering our use of Covey here.

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.