Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.
The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2CIAM, Visa Payment Passkeys etc.
Key Responsibilities:
This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.
Basic Qualifications:
•12+ years of relevant work experience with a Bachelor’s Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD, OR 15+ years of relevant work experience.
Preferred Qualifications:
15 or more years of experience with a Bachelor’s Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience
•Technical Expertise: 15+ years in software engineering with a strong background in architecting large-scale, distributed systems. Proficiency in languages like Java, Python, or GoLang, and frameworks such as Spring, Node.js, React. Experience with RESTful and gRPC APIs, microservices, and event-driven systems.
•Security Expertise: Strong understanding of API security, data encryption, and Hardware Security Modules (HSMs). Experience in building secure applications and implementing security-first practices.
•Database Skills: Proficiency in SQL and NoSQL databases (e.g., MSSQL, MongoDB). Experience with distributed caching technologies like Redis.
•Generative AI & Agentic AI: Proven experience leveraging Generative AI and Agentic AI to drive 10X productivity improvements and product innovation. Familiarity with integrating AI solutions into existing platforms.
•Cloud & DevOps: Hands-on experience with AWS, Azure, or GCP. Strong understanding of DevOps practices, CI/CD pipelines, containerization (Docker), and orchestration tools (Kubernetes).
•SSDLC Automation: Demonstrated ability to automate SSDLC phases to improve efficiency and quality. Experience with automated testing frameworks, code quality tools, and delivery pipelines.
•Architectural Leadership: Deep understanding of architectural patterns and best practices. Ability to balance short-term and long-term technological decisions aligned with business goals. Experience in designing and maintaining highly available (99.999%), reliable, active-active critical systems.
•Hands-On Attitude: Willingness to contribute directly to codebases and develop to validate new ideas and integrate beneficial emerging technologies.
•Leadership & Communication: Proven ability to lead and mentor engineering teams, fostering a collaborative environment. Excellent communication skills to articulate complex technical concepts to diverse audiences.
•Additional Qualifications: Familiarity with compliance and regulatory requirements in the payments industry is a plus. Passion for staying current with industry trends and emerging technologies.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
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As the Chief Software Engineer at Visa in Bangalore, India, you’re stepping into an exciting role that shapes how technology drives innovation in payments. With over 15 years of experience, you will play a pivotal part in the Risk Authentication and Identity Solutions (RaIS) team, working on cutting-edge AI-driven solutions to revolutionize risk and fraud management for various stakeholders. Your leadership will be crucial as you define the technical strategy and architecture for systems like Visa Enhanced Authentication and Visa Secure. You will design robust, scalable systems and leverage Generative AI to enhance developer productivity by tenfold. A significant focus will be on cloud migration and optimization across platforms like AWS and Azure, ensuring security and cost-efficiency. Collaborating with cross-functional teams, you’ll mentor engineering talent, communicate strategies effectively to stakeholders, and drive a culture of excellence and continuous learning. This hybrid position allows you to balance collaborative office time with independent work. Join Visa, a world leader in payments technology, and make a meaningful impact on the way people pay and get paid.
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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...
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