Risk Manager- South Cone

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The Risk Manager will be responsible for market and client fraud performance, insights and risk success measures. The position will be working closely with various key internal and external stakeholders including issuers, acquirers, merchants and processors to ensure secure business growth, by mitigating risks to the Visa payment system.  The Risk Manager will also work collaboratively with global and local teams to develop, execute, and evaluate our in-country Enterprise Risk Management, Ecosystem Risk and Payment Risk Initiatives.

 The Risk Manager will be involved in developing and influencing client adoption of risk reduction strategies and promoting Visa’s Payment Security roadmap in South Cone. To be successful in this role, we are looking for someone who is mature, able to work independently to drive strong initiatives, yet a good team player who is self-motivated and adept at working collaboratively with the rest of the team globally and regionally. The highly matrix environment in Visa requires the individual to be collaborative with the ability to identify issues and to assess them and finally presenting to stakeholders and management with a clear point of view.

Primary Responsibilities

 · Ensure secure business growth, while providing fact-based market insights and strategic thought-leadership to assist Visa clients in managing their fraud risk, allowing balanced customer experience and operational metrics.

·   Identify in-market risks for Visa and take actions to mitigate them, including executing in-country enterprise risk management programs.

· Acting as Subject Matter Expert with clients and help troubleshoot problems.

· Collaborate to create and implement risk management roadmaps for the market, identifying methods to reduce and mitigate payment system risk, fraud and cardholder data security risks.

·   Work closely and guide the country’s leadership to evaluate new Visa clients, to establish market and client plans, prioritizing activities, promote domestic processing and to promote adoption of Visa’s fraud reduction tools and authentication solutions.

·   Partnering with Product Specialists and Client Services Account Managers to promote adoption and optimize the use of Visa fraud tools by client Issuers.

·   Preparing advanced reports and develop complex analysis for Visa and external stakeholders.

The Risk Manager will be responsible for market and client fraud performance, insights and risk success measures. The position will be working closely with various key internal and external stakeholders including issuers, acquirers, merchants and processors to ensure secure business growth, by mitigating risks to the Visa payment system.  The Risk Manager will also work collaboratively with global and local teams to develop, execute, and evaluate our in-country Enterprise Risk Management, Ecosystem Risk and Payment Risk Initiatives.

 The Risk Manager will be involved in developing and influencing client adoption of risk reduction strategies and promoting Visa’s Payment Security roadmap in South Cone. To be successful in this role, we are looking for someone who is mature, able to work independently to drive strong initiatives, yet a good team player who is self-motivated and adept at working collaboratively with the rest of the team globally and regionally. The highly matrix environment in Visa requires the individual to be collaborative with the ability to identify issues and to assess them and finally presenting to stakeholders and management with a clear point of view.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
·5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications
·6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
·Bachelor's degree in business, computer science, management information systems or related fields.
·Minimum 4 years of relevant risk and business analytics experience, preferably with a large financial institution.
·The candidate must possess a high level of self-motivation, initiative and operate effectively as a team player.
·Ability to multi-task and pursue multiple initiatives simultaneously.
·Wide knowledge of payment technologies and prevention systems.
·Strong analytical skills with the ability to collect, organize and analyze information.
·Excellent written and verbal communications skills and ability to synthesize information and make clear, concise recommendations.
·Fluent in spoken and written Spanish and English.
·Previous experience in multi-functional teams to execute in market risk functions, programs and initiatives.
·Expertise in managing product risks and advising clients in implementing risk mitigation strategies, policies and solutions.

Critical Competencies for Success
·Integrity and High Ethics Our values and our brand mandate a total commitment to honesty and the highest standards of ethical behavior.
·Curiosity and Problem Solving Visa seeks intellectually curious individuals who are committed and passionate about continual learning and who are driven to solve problems.
·Diversity Visa actively seeks diverse talent, who will offer different perspectives and a variety of backgrounds to enhance Visa as a company.
·Leadership A commitment to be a strong leader is mandatory. Everyone at Visa is a Leader guided by our leadership principles
·Teamwork Teamwork and shared success are important to Visa given our complex ecosystem and the collaboration across function, clients and industry players that is required to address our challenges and opportunities.
·Expertise Employees should have a passion for their domain and a willingness to build upon functional expertise and skills that help Visa differentiate and grow.
·Forward Thinking Employees must embrace emerging technologies that are rapidly driving towards the next generation of payments.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.