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Business Banking Senior Relationship Liaison

Overview:

Provide primary customer support by servicing the needs of existing and prospective customers, ensuring smooth delivery of superior customer service.  Assist business banker representatives or mortgage administrators to provide customer support in business development activities. 

Primary Responsibilities:

Act as liaison with other internal areas to ensure timely workflow of document production for loans and proper management of loan portfolio.

Coordinate processing of loan application and documentation and booking and processing loans.  Coordinate clearance of delinquent documents and other exceptions with appropriate areas.  Coordinate the loan closing/settlement, ensuring all documentation is completed on a timely basis.

Independently calls on customers, in person and on the phone, to build strong customer relationship, analyze service enhancements and identify sales opportunities.  Coordinate pre and post call planning sessions with parties involved.

Sell, document and coordinate implementation of the more elaborate products.  In conjunction with business development representatives or mortgage administrators, proactively researches/screens for prospects

Compile and prepare statistical data of monthly performance for review by Senior Management which outlines Portfolio Delinquencies, Collections, Charge Off activity, Expenses and Recoveries.

Monitors Portfolio Loan activity and takes action to correct if deemed necessary.

Ensure timely and efficient customer service for assigned area.  Provide service support to business development representatives or mortgage administrators for the purpose of resolving performance/account problems. Handles a variety of customer inquiries regarding accounts.

Maintain up-to-date information/knowledge regarding assigned area customer accounts, i.e. services, financial relationships, previous problems, etc.  Assists with deposit servicing needs of business banking or commercial real estate customers. Opens, closes and transfers DDA accounts.  Controls overdrafts and account delinquency.

Maintain credit files.  Process requests for research, corrections, loan payments, loan advances, collateral releases, wire transfers and credit inquiries.

May provide work leadership and training to customer service/support group within the assigned area.

Keep abreast of product lines, internal policies and procedures, and external regulations that may impact assigned area.

Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.

Promote an environment that supports diversity and reflects the M&T Bank brand.

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

Complete other related duties as assigned.

Scope of Responsibilities:

The incumbent is responsible for performing all follow-up and backup work required to support business development representatives or mortgage administrator with day to day customer service.  This allows business development representatives or mortgage administrators to focus on generating sales and not the administrative responsibilities.

The incumbent must possess the ability to initiate independent action, using skill and judgement in identifying and resolving problems and anticipating customer needs.

Supervisory/ Managerial Responsibilities:

None

Education and Experience Required:

Bachelor’s degree and a minimum of 4 years’ service experience or in lieu of a degree a combined minimum of 8 years higher education and/or work experience, including a minimum of 4 years’ service experience

3 years retail/commercial/corporate credit loan processing experience

Proficient personal computer skills, including Microsoft Word and Excel

Education and Experience Preferred:

Knowledge of bank policies, procedures, and banking regulations are required.  Knowledge of courthouse and state filings 

Knowledge of financial statements and loan documentation

Ability to work as a team member

Excellent customer service skills with the ability to use tact and diplomacy

Sales ability

Physical Requirements:

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.94 - $34.91 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

Average salary estimate

$58050 / YEARLY (est.)
min
max
$43600K
$72500K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Business Banking Senior Relationship Liaison, MTB

Are you ready to take the next step in your career as a Business Banking Senior Relationship Liaison at M&T Bank? This dynamic role is all about connecting with customers and ensuring they receive top-notch support for their banking needs. Located in the heart of Buffalo, NY, you'll be the go-to person for both prospective and existing customers. Your mission will be to enhance customer relationships by coordinating the timely processing of loans, handling inquiries, and identifying new sales opportunities. You're not just a liaison; you're also a crucial support system for our business bankers and mortgage administrators, assisting with everything from loan applications to monitoring portfolio activity. Imagine the satisfaction that comes from serving customers with exceptional service, contributing to a friendly team environment, and really making an impact on their financial journeys. M&T Bank appreciates your expertise, so you'll be keeping up with policies and regulations to ensure seamless compliance and operational efficiency. With a Bachelor's degree or equivalent experience, along with a solid foundation in retail, commercial, or corporate credit loan processing, you'll be well-equipped to thrive in this role. If you're passionate about providing excellent customer service while engaging in meaningful work, then M&T Bank is the place for you!

Frequently Asked Questions (FAQs) for Business Banking Senior Relationship Liaison Role at MTB
What are the main responsibilities of a Business Banking Senior Relationship Liaison at M&T Bank?

As a Business Banking Senior Relationship Liaison at M&T Bank, your main responsibilities include providing exceptional customer support, managing loan processing, and coordinating with business bankers and mortgage administrators. You'll be analyzing service enhancements, building strong customer relationships, and conducting sales opportunities, all while ensuring compliance with regulatory standards.

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What qualifications are required for the Business Banking Senior Relationship Liaison position at M&T Bank?

To qualify for the Business Banking Senior Relationship Liaison role at M&T Bank, candidates should have a Bachelor’s degree or equivalent experience along with at least four years of service experience. Experience in retail, commercial, or corporate credit loan processing is essential, along with proficiency in Microsoft Word and Excel.

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How does the Business Banking Senior Relationship Liaison contribute to customer satisfaction at M&T Bank?

The Business Banking Senior Relationship Liaison contributes significantly to customer satisfaction at M&T Bank by ensuring timely processing of loan applications, addressing customer inquiries with professionalism, and building lasting relationships that foster loyalty. Your proactive approach in identifying customer needs will help enhance the overall banking experience.

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What skills are important for a Business Banking Senior Relationship Liaison at M&T Bank?

Important skills for a Business Banking Senior Relationship Liaison at M&T Bank include strong interpersonal and communication skills, proficiency in loan processing, problem-solving abilities, and a good understanding of banking regulations. These skills allow you to provide excellent service and effectively support business development representatives.

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What is the pay range for the Business Banking Senior Relationship Liaison position at M&T Bank in Buffalo, NY?

The pay range for the Business Banking Senior Relationship Liaison position at M&T Bank in Buffalo, NY, is between $20.94 and $34.91 per hour. Compensation is determined based on the candidate’s unique combination of skills, experience, and qualifications.

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Common Interview Questions for Business Banking Senior Relationship Liaison
What strategies do you use to build strong customer relationships?

To build strong customer relationships, I prioritize active listening and understanding customer needs. I believe in regular follow-ups, personalized communications, and ensuring customers feel valued and heard. Demonstrating genuine care and proactivity helps to reinforce trust and loyalty.

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How do you handle difficult customer inquiries?

When handling difficult customer inquiries, I remain calm and patient. I listen carefully to the customer's concerns, empathize with their situation, and work to find a solution that meets their needs. Effective communication is crucial, and I ensure to keep the customer informed throughout the process.

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Describe your experience with loan processing.

I have over four years of experience in retail and commercial loan processing, which has provided me with a solid understanding of the necessary documentation and compliance requirements. I am meticulous in my attention to detail and have consistently ensured timely loan processing while maintaining strong customer relationships.

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How do you prioritize your tasks in a busy work environment?

In a busy work environment, I prioritize tasks by assessing urgency and importance. I often use a task management system to track deadlines and progress, ensuring that I focus on high-impact activities that align with team goals while remaining adaptable to any last-minute needs that arise.

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Can you provide an example of how you successfully resolved an issue for a customer?

In a previous role, a customer had a delay in their loan processing, which was causing frustration. I took the initiative to communicate directly with the involved departments, seeking updates. I kept the customer informed throughout the process and provided a solution that expedited their application, leading to a satisfied customer.

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What is your experience with financial statements and loan documentation?

I have significant experience analyzing financial statements and preparing necessary loan documentation. This includes assessing loan eligibility and ensuring compliance with bank policies. My attention to detail ensures that every document is accurate to prevent delays in processing.

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How do you ensure compliance with banking regulations?

I stay informed on current banking regulations through continuous education and training. I also closely adhere to internal controls and regularly consult with compliance resources within the bank to ensure all documentation and processes meet required standards.

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What sales techniques have you used to identify new opportunities?

I've successfully utilized relationship building and proactive outreach as sales techniques. By understanding customer needs and market trends, I can tailor suggestions that align with their goals, creating win-win situations that lead to new sales opportunities.

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How do you monitor and manage portfolio activity?

Monitoring and managing portfolio activity involves analyzing performance metrics regularly and identifying any delinquencies or anomalies. I use statistical data to inform decisions and collaborate with internal teams to rectify any issues promptly, ensuring portfolio health.

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What role does teamwork play in your position as a Business Banking Senior Relationship Liaison?

Teamwork is crucial in my role as a Business Banking Senior Relationship Liaison. Collaboration with business bankers, mortgage administrators, and other departments enables us all to provide seamless service to customers. Sharing insights and supporting one another strengthens our overall performance and customer satisfaction.

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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
April 13, 2025

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