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Payment Systems Threat Testing Consultant - job 2 of 2

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

This position is part of Payment Systems Intelligence - a key component of Global Risk's Payment Ecosystem Risk Controls initiative (PERC). PERC's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt and prevent attacks targeting the global payment ecosystem.

This Position will handle payment transactions, financial institutions, and/or banking systems, in addition to testing experience.

  • Work with the team and management to identify and develop requirements for the automation initiatives.
  • Perform UAT testing for the automation initiatives.
  • Leverage experience with ethical hacking to identify emerging fraud attack vectors that can be developed into proactive vulnerability test scenarios.
  • Develop analytics using Splunk, python, and SQL.
  • Use data mapping, data security, data quality experience to build out VPTL data warehouse.
  • Develop and support implementation of GenAI roadmap for version 2.0 of the VPTL offering.
  • Develop technical requirements for the new initiatives to help scale the program.
  • Collaborate with internal and external stakeholders on various fraud issues and produce fraud mitigation strategies to include vulnerability assessments.
  • Perform testing engagements in close collaboration with the clients and internal teams.
  • Work independently and proactively to identify value-added improvements to the service and efficiencies to internal processes and procedures.
  • Thrive in client situations that present a high degree of ambiguity to deliver bespoke analysis and best-practice recommendations to clients.
  • Multi-task effectively with strong organizational skills to manage concurrent testing.
  • Act as a technical SME for Visa Payments Threats Labs in client-facing engagements and translate complex technical requirements or recommendations for non-technical, executive-level audiences.
  • Work with the team to finalize Standard Operating Procedures (SOPs) and policies to document the program.
  • Provide insight and feedback on documentation for the Risk as a Service materials.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

  • 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
  • Experience in payment systems with knowledge of EMV, Magnetic Stripe, and Card Not Present transaction messages or products.
  • Experience with regression testing
  • Experience with UAT environment testing
  • Experience building test cases and testing/vulnerability scenarios
  • Experience building/manipulating .stf files

Preferred Qualifications

  • 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA,  JD, MD) or up to 3 years of relevant experience with a PhD
  • Bachelor's degree Computer Science, or a related field. Advanced degree preferred.
  • Minimum of 3 years of experience in testing, preferably within the financial services industry.
  • Proven experience in client-facing engagements.
  • Minimum 3 years of experience with Splunk, SQL, python scripting.
  • Minimum 1 years of experience with GenAI concepts.
  • Minimum 1 years of experience with data engineering concepts.
  • Strong analytical and problem-solving skills, with the ability to make data-driven decisions.
  • Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels.
  • Visa is an equal opportunity employer. We are committed to creating an inclusive work environment and welcome applications from all qualified candidates.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 132,000.00 to 191,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$161750 / YEARLY (est.)
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$132000K
$191500K

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What You Should Know About Payment Systems Threat Testing Consultant , Visa

Are you ready to step into an exciting role as a Payment Systems Threat Testing Consultant with Visa in Atlanta, GA? At Visa, we are innovators in the payment technology sector, ensuring millions of transactions flow securely every year. As part of our Payment Systems Intelligence team, you will play a vital role in safeguarding our payment ecosystem. You will engage in testing payment transactions for various financial institutions, collaborating with a diverse team of experts while leveraging your skills in ethical hacking to identify and mitigate emerging fraud attack vectors. Your experience with tools like Splunk, Python, and SQL will be invaluable as you develop analytics and support our GenAI roadmap. Additionally, you will establish collaborative connections with stakeholders to produce effective fraud mitigation strategies. We value your insights and encourage a proactive mindset in identifying improvements, all while working closely with clients and responding to their unique needs. Expect a dynamic work environment where you’ll juggle multiple tasks seamlessly and document crucial Standard Operating Procedures (SOPs). With a focus on innovation and inclusivity, this hybrid role offers a fantastic opportunity to work within a dedicated team while making a real impact on the global payment landscape. Join Visa and help us uplift the world through secure payments!

Frequently Asked Questions (FAQs) for Payment Systems Threat Testing Consultant Role at Visa
What are the responsibilities of the Payment Systems Threat Testing Consultant at Visa?

As a Payment Systems Threat Testing Consultant at Visa, you'll be responsible for identifying and developing requirements for automation initiatives, performing UAT testing, and utilizing your ethical hacking expertise to uncover vulnerabilities. You'll collaborate with stakeholders to create fraud mitigation strategies and lead technical requirements developments to scale the program effectively.

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What qualifications do I need for the Payment Systems Threat Testing Consultant position at Visa?

To qualify for the Payment Systems Threat Testing Consultant role at Visa, you should possess at least five years of relevant work experience and a Bachelor's degree in a related field. Skills in payment systems, regression testing, and proficiency with tools like Splunk, SQL, and Python are crucial. Additionally, strong analytical and communication skills are preferred.

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What technology platforms should a Payment Systems Threat Testing Consultant at Visa be familiar with?

A Payment Systems Threat Testing Consultant at Visa should have familiarity with EMV transactions, Magnetic Stripe, and Card Not Present transaction messages. Technical proficiency in Splunk, SQL, and Python is also essential, along with experience in client-facing engagements to translate complex requirements into understandable terms for non-technical audiences.

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How important is collaboration in the Payment Systems Threat Testing Consultant role at Visa?

Collaboration is extremely important for a Payment Systems Threat Testing Consultant at Visa. You will be working closely with various internal and external stakeholders to identify fraud issues and develop effective strategies. This partnership is critical for producing thorough vulnerability assessments and ensuring effective communication throughout the organization.

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What does the career advancement look like for a Payment Systems Threat Testing Consultant at Visa?

Visa encourages professional growth and development within the company. As a Payment Systems Threat Testing Consultant, you'll have opportunities to develop specialized skills, contribute to projects, and take on more responsibilities over time. With access to ongoing training and resources, employees often advance to senior roles or transition into other related fields within the organization.

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Common Interview Questions for Payment Systems Threat Testing Consultant
Can you describe your experience with payment systems and how it relates to this role?

When answering this question, highlight any specific experience you've had with payment systems, especially EMV, Magnetic Stripe, and Card Not Present transactions. Discuss any hands-on responsibilities you've held, particularly in testing and identifying fraud vulnerabilities, and how that experience equips you for success as a Payment Systems Threat Testing Consultant at Visa.

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What tools have you used in your previous roles that you feel are relevant to this position?

Mention specific tools such as Splunk, SQL, and Python that you've used to analyze data or conduct testing. Focus on how these tools have helped you identify vulnerabilities or enhance security measures in past projects, making connections to Visa's needs and expectations for this role.

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How do you approach testing and vulnerability assessments?

Discuss your methodology for conducting tests, including how you identify test scenarios, prioritize areas based on potential risk, and collaborate with teams to implement solutions. Emphasize any frameworks or standards you follow to ensure thorough assessments, connecting them to Visa's emphasis on maintaining security and mitigating fraud.

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Can you share an example of a particularly challenging client engagement?

Provide a detailed scenario where you navigated a challenging client situation, focusing on how you addressed ambiguity and facilitated communication. Highlight your problem-solving skills and your ability to translate technical information for various audiences, which are vital in a client-facing role at Visa.

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How do you handle tight deadlines and multiple tasks?

Illustrate your time management strategies, such as prioritizing tasks, using organizational tools, and setting realistic deadlines. Point to specific instances where you successfully juggled multiple projects under pressure, illustrating how these skills would work well in the fast-paced environment of Visa.

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What do you know about the latest trends in fraud detection?

Stay informed about the current trends in fraud detection technologies and methodologies, such as machine learning and AI. Discuss how these trends can impact payment systems and how you anticipate integrating them into your work at Visa to enhance security measures further.

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How would you incorporate feedback into your testing processes?

Explain the importance of incorporating feedback from peers, clients, and stakeholders into your testing processes. Emphasize your adaptability and willingness to learn, detailing how feedback has previously led to improvements in your work or testing efficiencies.

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What do you think are the key elements of a successful testing strategy?

Identify key elements such as clear objectives, established benchmarks for success, thorough documentation, and the use of automated tools. Emphasize the importance of collaboration with relevant stakeholders to refine testing strategies and ensure alignment with business goals.

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Why do you want to work at Visa as a Payment Systems Threat Testing Consultant?

Express your enthusiasm for constructing secure payment solutions that facilitate international transactions. Highlight Visa's commitment to innovation, inclusivity, and global impact. Draw connections between your professional values and Visa's mission to uplift everyone through secure payment technology.

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How do you stay current with advancements in payment technologies?

Discuss methods you use to keep abreast of new developments, such as subscribing to industry publications, participating in webinars, attending conferences, or engaging with professional networks. Highlight your proactive approach to continuous learning, which aligns with Visa's emphasis on innovation.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 19, 2025

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