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PayOps Analyst - job 19 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$75000 / YEARLY (est.)
min
max
$60000K
$90000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in Miami, you'll play a vital role in the seamless operation of our payment processing ecosystem. This exciting opportunity allows you to dive deep into the world of payment transactions, where your primary responsibilities will revolve around the execution and completion of essential payment processing tasks, liquidity management, and effective exception handling. You won't be interacting directly with clients, but you'll be integral in liaising with our extensive network of partners to ensure everything runs smoothly. Your day-to-day tasks will include approving a variety of payments, from Faster Payments and ACH domestic payments to international transactions and global real-time payment schemes, all in accordance with set deadlines. You'll also dive into investigating payment exceptions to find solutions and maintain our operational integrity. By developing an in-depth understanding of our payment platform, you'll actively seek opportunities to enhance processes and workflows that improve efficiency. Team collaboration is key; you will be working closely with compliance, reconciliation, customer support, and app services to tackle any issues and streamline our operations. This is a hybrid position, offering flexibility with in-office expectations confirmed by your manager. Join us, and together we can redefine the payments landscape with exceptional service delivery and innovative improvements.

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the primary responsibilities of a PayOps Analyst at Visa Payments Ltd?

The primary responsibilities of a PayOps Analyst at Visa Payments Ltd include executing and completing payment processing tasks, managing liquidity, and handling exceptions effectively. You'll be approving payments such as Faster Payments, International Payments, and ACH domestic payments, as well as investigating payment exceptions and collaborating with network partners to resolve issues efficiently. This role demands a strong focus on accuracy and timely execution to ensure the operational success of Visa's payment services.

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What qualifications are required for the PayOps Analyst position at Visa Payments Ltd?

To qualify for the PayOps Analyst position at Visa Payments Ltd, candidates typically need a background in finance, business, or a related field. A strong understanding of payment processing and liquidity management is crucial. Additionally, you should possess strong analytical skills, attention to detail, and the ability to collaborate effectively with various teams. Experience in the financial services industry, particularly in payment operations, would be advantageous.

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How does the PayOps Analyst role contribute to Visa Payments Ltd's overall success?

The PayOps Analyst role is essential to Visa Payments Ltd's success by ensuring the smooth execution of payment processing tasks and maintaining operational integrity. By efficiently managing liquidity, approving various payment types, and quickly resolving exceptions, the PayOps Analyst helps to minimize disruptions and enhance the delivery of payment services. The role directly impacts customer satisfaction by supporting timely operations and service delivery.

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What skills are essential for success as a PayOps Analyst at Visa Payments Ltd?

Success as a PayOps Analyst at Visa Payments Ltd requires a mix of technical and interpersonal skills. Strong analytical and problem-solving abilities are essential for handling payment exceptions and ensuring efficient operations. Attention to detail and time management skills are crucial for approving payments and managing deadlines. Additionally, effective communication skills are necessary for liaising with network partners and collaborating with internal teams.

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What does a typical day look like for a PayOps Analyst at Visa Payments Ltd?

A typical day for a PayOps Analyst at Visa Payments Ltd involves processing various types of payments, investigating any discrepancies, and collaborating with team members to resolve issues. You'll be focusing on ensuring that payments are approved on time, addressing liquidity requirements, and improving processes. Additionally, you'll have regular communication with network partners to maintain operational efficiency and deal with any arising concerns.

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Common Interview Questions for PayOps Analyst
Can you explain the payment approval process the PayOps Analyst follows at Visa Payments Ltd?

In your answer, detail the steps of the payment approval process, emphasizing your understanding of various payment types like Faster Payments and ACH. Highlight the importance of adhering to deadlines and how effective time management plays a role in processing these payments accurately.

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How do you handle payment exceptions encountered as a PayOps Analyst?

Discuss your approach to investigating payment exceptions, such as rejections or returns, and the methods you employ to resolve these issues efficiently. Mention the importance of collaboration with other teams and network partners when dealing with exceptions.

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What strategies would you implement to improve the payment processing workflow?

Share specific strategies that focus on streamlining processing workflows, optimizing existing technologies, or enhancing team collaboration. Your answer should reflect your innovative thinking and problem-solving skills that align with Visa Payments Ltd's objectives.

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Describe your experience with liquidity management in your previous roles.

Explain your understanding of liquidity management, how it impacts payment operations, and any relevant experience you have in monitoring and approving incoming liquidity. Highlight your attention to detail and ability to make decisions under pressure.

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How do you prioritize tasks when managing multiple payment requests?

Discuss your methods for prioritizing tasks effectively, handling high-pressure situations, and ensuring critical deadlines are met. Mention any relevant tools or techniques you've employed to stay organized.

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What communication skills do you bring to the PayOps Analyst position?

Emphasize your ability to communicate clearly and effectively, both verbally and in writing, when corresponding with network partners and collaborating with internal teams. Provide examples of how your communication skills have led to successful resolutions in previous roles.

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How would you describe your analytical skills in relation to the PayOps Analyst role?

Highlight specific analytical skills that are relevant to the role, such as data analysis, problem-solving strategies, and attention to detail in identifying payment discrepancies. Use examples from your experience to reinforce your analytical capabilities.

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What tools and technologies do you have experience with that would benefit the PayOps Analyst role?

List any payment processing systems, financial software, or analytical tools you have experience with. Explain how your proficiency with these technologies can enhance efficiency and productivity in the PayOps Analyst role at Visa Payments Ltd.

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Can you provide an example of a challenging situation you faced in a previous role and how you navigated it?

Share a specific example where you successfully resolved a challenging situation related to payment processing or operations. Explain the actions you took, the skills you utilized, and the outcome of the situation, emphasizing your problem-solving abilities and resilience.

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Why are you interested in the PayOps Analyst position at Visa Payments Ltd?

Articulate your passion for payment processing and why you believe this role at Visa Payments Ltd aligns with your career goals. Mention aspects of the company and the role that excite you and how you envision contributing positively to the team.

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Full-time, hybrid
DATE POSTED
April 2, 2025

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