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Principal Data Scientist at Authorize.net (Visa) - job 14 of 20

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and tackle massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

 

The Opportunity:

We are seeking a versatile, curious, and energetic Senior Director to join our team of passionate and dedicated engineers and data scientists. We collaborate on Data Engineering and Machine Learning developments at Visa, tackling complex challenges on a global scale! As a Senior Director at Visa, you will play an integral role in a multi-functional development team, inventing, designing, building, and testing products that serve a truly global customer base. Join us and see how your efforts will shape the digital future of payments.

You will have an opportunity to changing the way data products are developed at Visa!

 

Essential Functions:

  • Be a technology thought leader in the domain of ML and applied science in fintech space.

  • Use Generative AI to improve business workflows around core mission critical logic related to dispute management and merchant representment.

  • Build metrics and evaluations as we migrate business logic to LLMs.

  • Build high fidelity models for risk assessment in fintech space

  • Build engg systems to run the models at scale in production workflows.

  • Ensures alignment to data management principles, governance, process, and tools to maintain quality across all projects.

  • Supervises testing code in a common testing environment to assess compatibility.

  • Leads regular calls with production support teams to address issues with code.

  • Shapes the direction for the development of tools and automation processes that assist in transforming, optimizing, managing, accessing, deploying, and monitoring data processes in batches and in real time.

  • Monitors and supervises efforts to automate advanced data protocols, reduction techniques, and aggregation approaches to validate the quality of extracted data across the data pipeline.

  • Leads efforts to drive efficiencies across data extraction and ensures data quality and completeness using data wrangling, complex data modeling, and artificial intelligence.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

What You Should Know About Principal Data Scientist at Authorize.net (Visa), Visa

Are you ready to take your career to the next level as a Principal Data Scientist at Authorize.net (Visa) in beautiful Bellevue? Join a team of visionary problem solvers and innovators at Visa’s Technology Organization, where we’re reshaping commerce at a global scale. As a Principal Data Scientist, you will work on groundbreaking projects that influence payment flows, data solutions, and cybersecurity. Imagine creating complex distributed systems that handle over 65,000 secure transactions per second! In this role, you’ll collaborate with passionate engineers and data scientists, leveraging your expertise in Machine Learning and data engineering to tackle some of the toughest challenges in the fintech space. You'll not only drive the development of high-fidelity risk assessment models but also implement Generative AI to enhance core business workflows. With a focus on data quality and governance, you will oversee the lifecycle of data processes, implementing automation and optimization techniques that elevate our data management practices. In this hybrid position, you’ll enjoy flexibility while also having the chance to network and brainstorm with your colleagues in the office 2-3 days a week. If you’re excited about influencing the future of payments and are eager to embrace innovation in a fast-paced environment, we’d love to hear from you. Join Authorize.net, and together, let’s craft the digital future of transactions, one data point at a time!

Frequently Asked Questions (FAQs) for Principal Data Scientist at Authorize.net (Visa) Role at Visa
What are the primary responsibilities of the Principal Data Scientist at Authorize.net?

The Principal Data Scientist at Authorize.net (Visa) is responsible for leading complex projects that leverage Machine Learning and data engineering to improve fintech solutions. This includes building high-fidelity risk assessment models, implementing Generative AI to enhance business workflows, and defining metrics to align data management principles across projects. The role also involves supervising automation processes and ensuring data quality throughout the data pipeline.

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What qualifications are required for the Principal Data Scientist position at Authorize.net?

To qualify for the Principal Data Scientist position at Authorize.net (Visa), candidates typically need to hold a Master's or PhD in a relevant field along with extensive experience in Machine Learning, data science, and fintech-related projects. Proficiency in data management principles, programming, and experience with complex data modeling are also essential. Leadership skills will be vital, as this role requires guiding teams and collaborating with other departments.

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How does the hybrid work model impact the Principal Data Scientist role at Authorize.net?

The hybrid work model for the Principal Data Scientist at Authorize.net (Visa) allows for alternating between remote and in-office work. Employees are expected to work from the office 2-3 days a week based on business needs, facilitating collaboration while also providing flexibility. This model supports a balanced approach to workflow and team engagement.

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What technologies will a Principal Data Scientist use at Authorize.net?

In the Principal Data Scientist position at Authorize.net (Visa), professionals will utilize a range of technologies, including advanced data modeling tools and platforms for Machine Learning and Generative AI. Familiarity with big data technologies, data wrangling techniques, and automated data protocols is essential, as the role requires innovation in processing large scales of financial data effectively.

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What impact does the Principal Data Scientist have on the fintech industry at Authorize.net?

The Principal Data Scientist at Authorize.net (Visa) plays a crucial role in shaping the fintech industry by developing data-driven solutions that enhance payment processes and risk assessments. Their work impacts how businesses manage transactions, optimize workflows, and maintain data integrity, ultimately leading to improved services for merchants and consumers alike.

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Common Interview Questions for Principal Data Scientist at Authorize.net (Visa)
Can you describe a complex data project you led in your previous roles?

In your response, share a specific example that highlights your leadership in a challenging project. Outline your role, the problem you faced, the strategies you implemented, and the final impact on the organization. This demonstrates both your hands-on skills and strategic thinking.

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How do you approach designing a Machine Learning model?

Explain your workflow, starting from data collection and preprocessing to model training and evaluation. Emphasize the importance of understanding business objectives and incorporating relevant metrics to measure the model’s performance, showcasing both technical expertise and a results-oriented mindset.

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What techniques do you use to ensure data quality in models?

Discuss your approach to data validation, including techniques such as data wrangling, handling missing data, and leveraging cross-validation methods during model training. Emphasize the significance of maintaining high data quality standards to ensure accurate outcomes in financial environments.

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How do you handle project deadlines and under pressure?

Highlight your time management skills by discussing how you prioritize tasks and delegate responsibilities effectively within your team. Mention specific tools or methodologies you use, such as Agile practices, to ensure timely delivery without compromising quality.

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What experience do you have with Generative AI in data workflows?

Detail your hands-on experience with Generative AI, citing specific applications you’ve implemented. Discuss the positive outcomes and efficiency gains realized through its use in workflows, while showing your ability to integrate innovative technologies into existing processes.

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Can you provide an example of how you’ve used data to drive business decisions?

Give an example where your data analysis directly impacted a business decision, detailing your methodology and the results achieved. This will showcase your ability to tie data initiatives to strategic outcomes, illustrating the value you bring to the role.

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Describe how you would communicate complex data findings to a non-technical audience?

Outline your approach, stressing the importance of clarity and relevance in your explanations. Mention techniques such as using visual aids and analogies to distill complex concepts into understandable insights, ensuring stakeholders across the organization can grasp key takeaways.

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What metrics do you consider most important for evaluating model performance?

Identify the metrics you typically focus on, such as accuracy, precision, and recall, and explain why they matter in a financial context. Make sure to underscore the significance of selecting relevant metrics tailored to the business's goals and the type of model being implemented.

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How do you stay updated on industry trends in data science and fintech?

Share your methods for staying current, such as attending industry conferences, following influential thought leaders on social media, and participating in online forums or courses. This demonstrates your commitment to continuous learning and keeping pace with an evolving field.

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What role does team collaboration play in your work as a Principal Data Scientist?

Discuss your belief in the power of collaboration, illuminating how collective brainstorming and diverse perspectives contribute to innovative solutions. Provide an example where team synergy played a key role in project success, signaling your appreciation for building strong team dynamics.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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