Financial Analyst - job 1 of 2

Kin is on a mission to change home insurance from what it is to what it should be. Whether we’re leveraging data to create customizable coverage or providing claims service that goes above and beyond expectations, our members are at the heart of everything we do. In the face of ever-growing climate risk, they deserve an insurance company that cares about them. We aim to stick with our members through thick and thin.

We use efficient technology that lets homeowners buy directly from us to keep costs down. This is the essence of Kin. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2024).

• Forbes' America's Best Startup Employers (2021- 2023).

• Inc. 5000 Fastest-Growing Private Companies.

• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?

Kin Insurance is looking for a Financial Analyst to drive financial insights and support strategic decision-making across our Management Company and Insurance Carriers.

In this high-visibility role, you'll develop financial models, enhance reporting processes, and identify opportunities to improve profitability and scale operations. Collaborating with teams across the organization, you'll play a key role in shaping Kin’s financial strategy while advancing your own career in a dynamic, growth-focused environment.

A day in the life could include: 

• Build and regularly update operating models and financial forecasts, set annual budgets and operating plans, identify trends and variances against organizational goals

• Track departmental vendor and headcount expenses, identify trends and variances, and provide actionable insights to enhance financial performance

• Partner with functional leaders and cross-functional teams to enhance profitability and business growth, deliver accurate and timely reports with actionable financial insights, and work alongside business partners to drive growth and improve efficiency

• Prepare monthly and quarterly financial results analyses for executives and board presentations

• Conduct cost-benefit analysis on investments in new vendors, platforms, and new processes to enhance financial operations

• Assist in identifying and implementing future financial system and process enhancements/investments

• Recommend and implement changes to increase the accuracy, effectiveness, and efficiency of models and reports used or produced by the team

• Engage frequently with various departments to address business challenges, align on organizational goals, and drive a collaborative, solution-oriented approach to achieving company-wide objectives

I’ve got the skills… but do I have the necessary ones?

• 2+ years of work experience in Finance/FP&A function; start-up or P&C insurance company experience is a plus   

• Four-year degree, with a concentration in Accounting, Finance, Economics, or a similarly analytical area

• Advanced proficiency in financial modeling and Microsoft Excel required

• Experience with Financial and ERP systems, such as Workday Financials and Adaptive

• Knowledge of GAAP and basic accounting practices; statutory accounting knowledge is not required but a plus

• Working knowledge of SQL, Looker, or other data management and reporting tools preferred

• Highly motivated and natural self-starter, independent thinker, and team player

• Creative problem-solver with strong quantitative skills that can spot patterns, trends, and opportunities in data and proactively seek process improvement opportunities

Oh, and don’t worry, we’ve got you covered! 

We offer a comprehensive benefits program, allowing you to choose the benefits that are best for you and your family including Medical, Dental, Vision, Life Insurance, and Disability Insurance options, an Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance.  

• In addition to these benefits, we also are excited to offer the following: 

  • Competitive salary and equity  

  • 401K with a company match of up to 4%  

  • Flexible PTO for exempt employees, along with 8 company-observed holidays 

  • A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non-birthing parents 

  • Continuing education and professional development opportunities

Kin will accept applications for the role until May, 26th, 2025

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

State locations and specifics are subject to change as our hiring requirements shift.

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.