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Data Scientist

Company Overview:

One Park Financial (OPF) is a leading Financial Technology company dedicated to empowering small businesses by connecting them with a wide variety of flexible financing and funding options. Our mission is to provide entrepreneurs with the working capital they need to elevate their businesses to new heights. At OPF, we believe in working with high-performing individuals who are ready to play an integral part in our company's expansion. We know that our success hinges on our people, and we strive to enable them to do what they do best.

Why Join Us?

At OPF, we foster a dynamic and inclusive company culture that emphasizes collaboration, innovation, and personal growth. Our team is composed of passionate, driven individuals who are committed to making a difference. Here's what you can expect when you join our team:

  • Innovative Environment: Work with cutting-edge technology and be part of a team that is constantly pushing the boundaries of fintech.
  • Professional Growth: We invest in our employees' growth with continuous learning opportunities, training programs, and career advancement paths.
  • Supportive Culture: Enjoy a supportive and inclusive work environment where your ideas are valued, and your contributions make a real impact.
  • Community Focus: Be part of a company that understands the importance of small and mid-sized businesses to their communities and the nation's financial health.
  • High-Performing Team: Join a team of badasses who are committed to excellence and are integral to our company's expansion and success.

We are looking for a seasoned Data Scientist to join our Analytics team to enable core business transformation. This role will be responsible for using advanced statistical and machine-learning techniques to drive improvements. You will work closely with business stakeholders to understand problems and propose & implement AI/ML solutions. You will lead the charge in A/B testing within the organization and design experiments to prove success. You will perform EDA, identify modeling opportunities, feature engineer & ETL data, implement models and their monitoring, and highlight opportunities for change.

We want to work with high-performing badasses who will play an integral part in our transformation of the company. We understand one thing: it all comes down to working with creative & committed people and enabling them to do what they do best.

Responsibilities:

  • Utilize advanced statistical and machine learning techniques to analyze large datasets and build new AI/ML models.
  • Conduct exploratory data analysis, feature engineering, and data preprocessing to solve business problems.
  • Facilitate the deployment and monitoring of models for real-time and batch processing.
  • Perform model evaluation and validation on a regular basis to ensure robust performance.
  • Engineer A/B tests with scientific rigor. Gather test data and validate results to present to business stakeholders.
  • Champion creative uses of existing data to solve business problems with intellectual curiosity.
  • Produce statistical and data analysis visuals (charts, infographics) to communicate findings clearly and effectively to a non-technical audience.
  • Collaborate with team members, product managers, and business stakeholders to identify opportunities for new and innovative AI/ML solutions.
  • Analysis areas could include Onboarding Credit, Ongoing Credit, Marketing segmentation, Voice-based analysis, Text mining, Sentiment analysis, Risk quantification, and Risk-based pricing.

Qualifications:

  • 3-5 years of experience in Data Science and the Financial Industry, preferably in Credit or Lending.
  • Master’s degree in mathematics, statistics, computer science, or data science.
  • Experience in transforming existing processes with AI/ML-based approaches.
  • Proficiency in data manipulation. Excellent SQL and Python skills for data wrangling and ETL.
  • Experience with dashboard tools such as PowerBI or other visualization tools.
  • Experience building credit or risk models for Financial Services, Lending, or Insurance.
  • Experience in validating models to identify ongoing improvements.
  • Rock Solid data science skillset – Exploratory Data Analysis, Feature Engineering, Fitting, Tuning, and Comparing models, and managing the model Lifecycle
  • Experience with statistical modeling and data analysis using programming languages such as Python.
  • Experience in ML engineering, cloud-based deployment, and machine learning model lifecycle management.
  • Local & National Health Insurance
  • Dental and Vision insurance
  • Group Medical Bridge
  • 401k with Match
  • Gas Stipend
  • ID Protection: 100% covered by the company
  • Life Insurance: 100% covered by the company
  • Generous PTO and holidays
One Park Financial Glassdoor Company Review
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CEO of One Park Financial
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John Lie-Nielsen
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Average salary estimate

$85000 / YEARLY (est.)
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$70000K
$100000K

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What You Should Know About Data Scientist, One Park Financial

At One Park Financial (OPF), we are on an adventurous path to empower small businesses, and we're looking for a talented Data Scientist to join our Analytics team! In this exciting role, you'll harness advanced statistical and machine-learning techniques to champion core business transformations that help entrepreneurs thrive. Working closely with key business stakeholders, you'll not only solve pressing problems but also propose and implement innovative AI/ML solutions that can transform how we operate. Imagine diving into vast datasets, conducting exploratory data analysis, feature engineering, and data preprocessing, all with the aim of crafting cutting-edge models that drive growth and efficiency. You’ll be responsible for implementing these models and monitoring their performance, ensuring they deliver real value to our mission. Plus, you’ll develop A/B tests with scientific precision and gather insights that will guide our strategic decisions. We thrive on creative minds who champion collaboration and experimentation, so if you’re ready to be part of a high-performing team with a supportive culture, we want to hear from you! Together, we will drive change and innovation within the fintech space while having a blast doing what we love. If you're a seasoned Data Scientist with a master's in math, statistics, or a related field, and you have the skills to build credit or risk models in the financial domain, then One Park Financial could be the perfect next step in your career journey!

Frequently Asked Questions (FAQs) for Data Scientist Role at One Park Financial
What are the main responsibilities of a Data Scientist at One Park Financial?

As a Data Scientist at One Park Financial, you'll utilize advanced statistical and machine learning techniques to analyze large datasets and create impactful AI/ML models. Your role involves conducting exploratory data analysis, feature engineering, and data preprocessing to address various business challenges. Furthermore, you'll participate in deploying and monitoring models, ensuring they deliver value, and actively engaging in A/B testing to validate findings and enhance decision-making processes for our stakeholders.

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What qualifications are required to become a Data Scientist at One Park Financial?

To qualify for the Data Scientist position at One Park Financial, candidates typically need 3-5 years of experience in Data Science, preferably within the Financial Industry, particularly in credit or lending solutions. A master's degree in mathematics, statistics, computer science, or data science is essential. Proficiency in programming languages like Python and SQL for data manipulation, as well as experience in building credit or risk models, are also critical for success in this role.

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How does One Park Financial support professional growth for its Data Scientists?

At One Park Financial, we believe in investing in our employees' growth! As a Data Scientist, you'll have access to continuous learning opportunities, training programs, and clear career advancement paths. We nurture a culture of innovation and collaboration, allowing you to flourish as you embrace new challenges and develop your skills within our dynamic team. Our commitment to professional development ensures that you can progress and innovate in your career while enjoying meaningful contributions to our projects.

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What technologies and tools will a Data Scientist use at One Park Financial?

As a Data Scientist at One Park Financial, you will work with state-of-the-art technologies and tools. Proficiency in SQL and Python for data wrangling and ETL is crucial, alongside experience with visualization tools such as PowerBI. You'll also leverage machine learning frameworks and can expect to be involved in cloud-based deployments. This blend of technologies enables you to tackle complex data problems and deliver quality insights that align with our mission in the fintech space.

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What kind of projects will a Data Scientist work on at One Park Financial?

A Data Scientist at One Park Financial can look forward to engaging in diverse projects that span across various aspects of our business. Areas of focus may include onboarding credit processes, ongoing credit evaluations, marketing segmentation, voice and sentiment analysis, and risk quantification. These projects provide the opportunity to apply your data science skills effectively, driving improvements and innovations that significantly impact small businesses' access to financing.

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Common Interview Questions for Data Scientist
Can you describe your experience with machine learning models?

Certainly! When discussing your experience with machine learning models, it’s essential to highlight specific projects where you implemented various algorithms, the challenges you faced, and how you improved model performance. Discuss the metrics you used for evaluation and validation, along with any insights gained that impacted business decisions.

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How do you approach exploratory data analysis?

In interviews, explain your systematic approach to exploratory data analysis. Start by discussing how you gather and clean data, explore distributions and relationships, visualize findings, and derive initial hypotheses. Provide an example where your EDA led to significant insights for a project; this illustrates your practical application of skills.

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Describe a challenging data problem you've solved.

When asked about a challenging data problem, select a specific instance where you faced obstacles, the steps you took to navigate them, and the results achieved. Emphasize your analytical thinking, creativity in problem-solving, and any collaboration with stakeholders that contributed to the solution’s success.

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What techniques do you use for feature engineering?

Discuss a variety of feature engineering techniques during your answer. Mention concepts like feature selection, transformation, and creation from raw data. Provide an example where your feature engineering efforts significantly improved model accuracy, showing your ability to leverage domain knowledge effectively.

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How do you validate the performance of your models?

To validate model performance, share your typical process of using techniques like cross-validation, hold-out validation sets, and performance metrics such as accuracy, precision, recall, and F1-score. Talk about specific instances where validation methods helped you iteratively improve your work, ensuring reliability in your findings.

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What is your experience with A/B testing?

Explain your experience with A/B testing by discussing how you design experiments, define success metrics, and analyze results. Give an example of a successful A/B test you ran, detailing the questions you sought to answer and the insights gathered that influenced decision-making.

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Can you discuss a project where you used statistical analysis to inform a business decision?

In your response, detail a specific project where your statistical analysis directly influenced a business outcome. Describe the data analysis techniques you employed and the insights drawn from the analysis that led to impactful decisions. Illustrating your analytical impact will resonate well with the interviewers.

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Explain your experience with data visualization tools.

Discuss your familiarity with data visualization tools such as PowerBI and how you utilize them to convey complex data insights. Highlight an instance where your visualization helped non-technical stakeholders understand significant trends, demonstrating your ability to communicate effectively across teams.

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How do you stay updated with the latest trends in data science and AI?

Mention your commitment to continuous learning through different channels such as online courses, reading blogs, attending workshops, webinars, and participating in data science communities. Sharing specific examples of recent trends you've applied in your work can enhance your answer.

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Why do you want to work for One Park Financial as a Data Scientist?

Prepare to express your genuine interest in One Park Financial's mission and culture. Discuss how your values align with their goal of empowering small businesses and how you see your expertise contributing to their growth. Highlight specific aspects of their innovative environment that excite you.

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One Park Financial LLC is a leading provider of financing for small businesses nationwide. Our company is formed by a group of individuals who share the same passion: being at the service of local American small businesses. And those individuals w...

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March 30, 2025

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