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Payment Advisor - Merchant Services - Business Banking image - Rise Careers
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Payment Advisor - Merchant Services - Business Banking

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

The ideal candidate will have a proven track record in Merchant Services and Treasury Management sales

As a Virtual Payment Advisor (VPA), you’ll be part of a team of self-motivated, high achieving sales professionals. You will prospect and discuss Merchant Service and Treasury Management products with small businesses less than 1MM in annual revenue. The VPA works closely with branch managers and staff in assigned territories. VPA will be on video calls with internal partners and clients.

This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations or time zones.

Bilingual Spanish preferred but not required.

This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations.

Job Description

  • Positions payment solutions inclusive of card processing and cash management solutions.  Responsible for acquisition and growth of new and/or existing clients through direct marketing and branch distribution network.
  • Acquires, expands and retains client relationships by presenting a full range of PNC solutions focused on clients payments needs during each customer interaction.
  • Provides recommendations and insights that support engagement, loyalty and financial well being through each interaction.  Identifies and implements innovative solutions relevant to the the clients processing and cash management needs to support long term growth and retention.
  • Builds an effective internal network within the branch distribution enterprise in order to actively acquire new clients along with expanding existing clients.  Demonstrates effective conversation to support the CARES model and educate clients based on their expectations.
  • Effectively executes on contact management strategy by utilizing available tools and resources.  Regularly meets with internal business partners to communicate and review pipeline management and accountability to the results of the business.
  • Develops a full understanding of the complex payments landscape in order to engage effectively with the client and internal partners, while focusing on risk exposure based on industry modeling. 

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Client Outreach, Content Development, Credit Products, Customer Engagement, Customer Loyalty, Customer Solutions, Identifying Sales Opportunities, Influencing Skills, Merchant Services, Payment Processing Terminals, Sales, Small Businesses

Competencies

Addressing Customer Needs, Business Acumen, Client Relationship Management, Customer Experience Management., Decision Making and Critical Thinking, Effective Communications, Interpersonal Relationships, Knowledge Of Customers, Selling., Tech Savvy, Understanding Customer Needs

Work Experience

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Associates (Required)

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Pay Transparency

Base Salary: $45,000.00 – $45,000.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 04/02/2025, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Average salary estimate

$45000 / YEARLY (est.)
min
max
$45000K
$45000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Payment Advisor - Merchant Services - Business Banking, PNC

Join PNC as a Payment Advisor in Merchant Services within our Business Banking team, where your skills will shine in a remote, collaborative environment. We're on the lookout for self-motivated sales professionals with experience in Merchant Services and Treasury Management. Your main objective? To engage small businesses with annual revenues under 1 million dollars, introducing them to our range of Merchant Service and Treasury Management products. You'll be connecting through video calls from your home office, directly engaging with clients and internal partners to drive acquisition, retention, and overall growth. At PNC, we foster a culture that values inclusivity and team spirit, ensuring everyone feels respected and empowered to contribute. You will build strong relationships, gaining an in-depth understanding of varied payment solutions, and actively participating in the branch distribution network. Your consulting will aid clients in navigating their payment needs, while your insights will enhance their loyalty and financial well-being. We value a customer-focused mindset and effective risk management as we support our clients in their growth journey. If you're eager to put your sales expertise to work and help shape the future of banking for small businesses, this is the perfect opportunity for you!

Frequently Asked Questions (FAQs) for Payment Advisor - Merchant Services - Business Banking Role at PNC
What responsibilities does a Payment Advisor at PNC have?

As a Payment Advisor at PNC, you'll be responsible for acquiring, expanding, and retaining client relationships by presenting our full range of payment solutions tailored to meet the unique needs of small businesses. You'll engage through video calls, working closely with branch managers and staff while utilizing a variety of tools to manage client interactions effectively. Your role will also include providing recommendations to support client loyalty and implementing innovative solutions relevant to their payment processing and cash management needs.

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What qualifications are necessary for the Payment Advisor position at PNC?

To be considered for the Payment Advisor role at PNC, candidates typically need a university or college degree with less than a year of professional experience. Alternatively, a combination of education, relevant certifications, and practical experience may also be accepted. Strong communication skills and knowledge of Merchant Services are highly preferred, along with a demonstrated understanding of client solutions and customer engagement.

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How does the application process work for the Payment Advisor at PNC?

The application process for the Payment Advisor position at PNC involves submitting your application through our designated channels. Generally, this opening will remain posted for two business days. If you require any accommodations during the application process, you can reach out via email, ensuring that your request is clear and includes your contact preferences. Constant communication throughout the process will help ensure a smooth experience.

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What is the work environment like for a Payment Advisor at PNC?

As a Payment Advisor at PNC, you'll work remotely from a quiet, confidential space approved by the bank. This role promotes a flexible working environment, allowing you to connect with both clients and your team via video conferencing. PNC places a strong emphasis on creating an inclusive workplace where all employees feel valued and respected, fostering collaboration even from a distance.

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What benefits does PNC offer for the Payment Advisor position?

PNC offers a robust range of benefits for Payment Advisors, including comprehensive medical, dental, and vision coverage, as well as life insurance options and a 401(k) plan with a company match. Employees also receive paid time off, including vacation days, holidays, and parental leave. Additionally, there are wellness programs, educational assistance, and more to ensure employees feel supported both professionally and personally.

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Common Interview Questions for Payment Advisor - Merchant Services - Business Banking
What strategies do you use to manage client relationships as a Payment Advisor?

To effectively manage client relationships, I prioritize clear communication and ensure that I understand their specific needs. Building trust is crucial, so I focus on providing tailored solutions and regular follow-ups to foster loyalty and long-term engagement.

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How do you approach sales in Merchant Services?

In my approach to sales in Merchant Services, I emphasize understanding the unique challenges faced by small businesses. I analyze their specific payment processing needs and present solutions that enhance their operations, ensuring they see the value in what I offer.

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Can you describe a time when you successfully acquired a new client?

Sure! I once engaged a hesitant small business owner by identifying their pain points related to payment processing. By presenting a tailored service demonstration that addressed those concerns, I successfully converted them into a long-term client. My focus on understanding their unique needs was key.

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How do you keep up-to-date with the evolving payments landscape?

I stay current with the payments landscape by following industry news, attending webinars, and participating in training sessions. Networking with professionals in the field also helps me gather insights and best practices that I can leverage for client discussions.

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What do you see as the biggest challenges facing small businesses in terms of payment solutions?

One of the biggest challenges is navigating the range of options available and selecting solutions that best fit their specific needs and budget. Additionally, security concerns are paramount, so small businesses need robust solutions that protect their transactions while offering convenience.

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Can you give an example of how you assess risk when advising clients?

When advising clients, I assess risk by analyzing their industry and transaction volumes to identify potential vulnerabilities in their payment processes. I then provide recommendations to mitigate those risks, ensuring they adopt secure and efficient payment options.

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How do you ensure customer satisfaction in your interactions with clients?

Ensuring customer satisfaction begins with actively listening to my clients and understanding their needs. I make sure to provide timely and precise information while following up to gauge their satisfaction, adapting my approach as necessary to exceed their expectations.

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What role does teamwork play in your role as a Payment Advisor?

Teamwork is vital in my role as a Payment Advisor. Collaborating with branch managers and colleagues allows us to leverage each other's strengths, share valuable insights, and present a united front to clients, which ultimately enhances the overall customer experience.

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How would you handle a difficult client interaction?

I would approach a difficult client interaction by staying calm and listening actively to their concerns. My goal would be to validate their feelings, resolve any issues they face, and ensure they feel heard, ultimately guiding the conversation towards a positive solution.

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What skills make you the ideal candidate for the Payment Advisor role at PNC?

My combination of sales expertise, customer relationship management, and understanding of payment solutions make me well-suited for the Payment Advisor role at PNC. I am tech-savvy and enjoy problem-solving, which allows me to tailor solutions effectively to meet client needs.

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DATE POSTED
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