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Staff Accountant

Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.


Reporting to the Head of Accounting, the Accountant is an essential member of the Accounting & Finance team at Above Lending. This position has primary responsibility for all elements of the accounting process, from confirming transactions are properly recorded to ensuring that our financial statements clearly tell the story of our financial results. This role requires a solid foundation in U.S. GAAP and a passion for financial operational excellence. The ideal candidate will have the ability to thrive in an environment of rapid change; work urgently and effectively within cross-functional teams; clearly communicate complex financial information to individuals across various departments; be highly resourceful; and deliver under tight deadlines.


What You'll Do
  • Perform month-end close tasks from preparation of journal entries to financial statements review and analysis to ensure financial transactions are properly recorded
  • Prepare bank and general ledger account reconciliations
  • Own account payable and expenses process on Ramp
  • Ensure relevant internal controls are in place for the accounting and finance operations
  • Identify process improvements and assist in the implementation of relevant process change, policies and procedures to enhance the existing control environment
  • Utilize a robust understanding of accounting standards, including accounting research as needed, to ensure compliance with US GAAP
  • Assist with preparation and filings of federal and state tax returns
  • Support internal and external audits in timely resolution of audit requests and questionsOther ad hoc duties as assigned


What We Look For
  • Bachelor in Accounting, Finance or other related discipline.
  • 2 – 3 years’ experience in accounting and finance operations
  • Proficient in Excel
  • Excellent communication, analytical, and problem-solving skills
  • Meticulous attention to detail, demonstrated integrity and professionalism
  • Capable of taking initiative, working independently, and focusing on improving processes and finding the best solutions
  • Prior audit (Big 4) experience and CPA license a plus
  • NetSuite and Ramp experience preferred
  • Snowflake or SQL experience is a plus


What We Offer
  • Considerable employer contributions for health, dental and vision programs  
  • Flexible time-off policy
  • 401(K) match with immediate 100% vesting
  • Merit advancement opportunities 


$60,000 - $93,000 a year
This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role
The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.


Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.


*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions.  No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams.  No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

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Average salary estimate

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$60000K
$93000K

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What You Should Know About Staff Accountant, Above Lending

At Above Lending, we're not just about providing financial services; we're about crafting a unique experience that helps our clients achieve their personal finance goals. We're on the lookout for a detail-oriented Staff Accountant to join our dynamic Chicago team. This role is vital as you will work closely with the Head of Accounting, managing all facets of our accounting operations. You’ll dive into month-end closes, preparing journal entries, and analyzing financial statements to ensure every transaction tells our financial story accurately. With a solid understanding of U.S. GAAP and a knack for process improvement, you'll play a key role in maintaining internal controls and optimizing our accounting processes. Your expertise will also shine as you handle reconciliations and assist with tax return filings. We value communication, so you'll regularly share intricate financial insights across departments, promoting transparency and collaboration. At Above Lending, we offer a flexible work culture and competitive compensation, along with comprehensive benefits – because we believe a happy team leads to happy clients. If you’re passionate about financial excellence and ready to contribute to a forward-thinking company, we’re excited to meet you!

Frequently Asked Questions (FAQs) for Staff Accountant Role at Above Lending
What are the primary responsibilities of a Staff Accountant at Above Lending?

As a Staff Accountant at Above Lending, your main responsibilities include performing month-end close tasks, preparing journal entries, and analyzing financial statements. You'll also handle bank and general ledger reconciliations, manage accounts payable, and ensure compliance with U.S. GAAP. Your role will involve identifying process improvements to enhance operations, assisting in tax return preparations, and supporting audits to resolve any inquiries effectively.

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What qualifications are needed for the Staff Accountant position at Above Lending?

To qualify for the Staff Accountant role at Above Lending, candidates should hold a Bachelor's degree in Accounting, Finance, or a related field, along with 2-3 years of experience in accounting and finance operations. Proficiency in Excel is essential, and candidates with a CPA license, prior audit experience, or familiarity with NetSuite and SQL will be particularly desirable.

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What skills are important for a Staff Accountant at Above Lending?

Successful Staff Accountants at Above Lending should possess excellent analytical, communication, and problem-solving skills. Attention to detail is critical, and candidates must be self-motivated, capable of working independently, and adept at improving processes. Being resourceful and able to thrive in a rapidly changing environment is also key to succeeding in this role.

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What is the salary range for the Staff Accountant position at Above Lending?

The salary range for the Staff Accountant position at Above Lending is between $60,000 and $93,000 per year. This range varies based on experience, skills, and the unique qualifications of each candidate. Additionally, this role is eligible for annual bonuses and other incentives based on performance.

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What benefits does Above Lending offer to its Staff Accountant employees?

Above Lending provides a comprehensive benefits package for its Staff Accountant employees, including significant employer contributions towards health, dental, and vision programs, a flexible time-off policy, and a 401(K) match with immediate vesting. These benefits are designed to support the well-being of our team members while promoting a healthy work-life balance.

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Common Interview Questions for Staff Accountant
Can you describe your experience with month-end close processes as a Staff Accountant?

In response to this question, outline your specific experience with month-end close tasks, emphasizing your attention to detail and ability to meet tight deadlines. Discuss the steps you typically take during the close process, such as preparing journal entries, reconciling accounts, and analyzing financial statements.

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How do you ensure compliance with U.S. GAAP in your accounting work?

Discuss your understanding of U.S. GAAP principles and how you apply them in daily tasks. Share any experiences where you had to research accounting standards or implement GAAP policies, highlighting your commitment to accuracy and regulatory compliance.

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What tools and software are you familiar with and how have you used them in your accounting roles?

Mention any accounting software you're proficient in, such as NetSuite or other ERP systems, and describe how you have utilized them to streamline processes or improve financial reporting. This indicates your adaptability to Above Lending's preferred tools.

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How do you approach process improvements in your accounting tasks?

Demonstrate your proactive attitude by sharing specific examples of process improvements you've identified and implemented in previous roles. Discuss the impact these changes had on efficiency and accuracy in accounting operations.

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How do you handle tight deadlines in accounting projects?

Share strategies you use to manage time effectively during high-pressure situations. Discuss how you prioritize tasks, communicate with other team members, and ensure that your work remains accurate despite the fast pace.

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Describe a challenging accounting problem you faced and how you resolved it.

Prepare a scenario where you faced a significant accounting challenge, explaining the steps you took to analyze the problem, the solutions you considered, and how you ultimately resolved the issue. This helps demonstrate your problem-solving skills.

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What experience do you have in managing accounts payable and expense processes?

Outline your experience in overseeing accounts payable, including your approach to managing invoices, ensuring timely payments, and reconciling expenses. Highlight your familiarity with systems like Ramp where applicable.

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Have you ever supported an audit? How do you ensure smooth audit processes?

Discuss specific audits you've supported and detail the roles you played, such as preparing documentation or responding to auditor inquiries. Highlight your organizational skills and attention to detail that facilitate a seamless audit process.

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How do you communicate complex financial information to team members from non-financial backgrounds?

Explain your approach to simplifying complex accounting concepts and how you ensure that your communication is clear and understandable. Providing examples of past experiences can help illustrate your capability.

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What motivates you to work in the accounting field and why is Above Lending a great fit for you?

Reflect on your passion for accounting and how it aligns with Above Lending’s mission of enhancing financial accessibility. Mention aspects of the company culture or values that resonate with you to show your genuine interest in joining the team.

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Above Lending, Inc. (“Above”) (NMLS #186953) markets, brokers, and/or originates unsecured consumer installment loans on behalf of itself and its Lending Partners. Above also markets other financial products and services. Any offers presented thro...

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Full-time, on-site
DATE POSTED
April 16, 2025

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