Credit Risk Intern

The Credit Risk Intern at Achieve is responsible for monitoring credit risk model performance, optimizing decision points in business, developing tools using Python and Tableau, and summarizing findings for senior leaders. You'll also work closely with various teams across the company, which is essential for improving our decisioning processes.

To apply for the Credit Risk Intern position at Achieve, candidates should be juniors going into their senior year or recent graduates from an accredited university, preferably majoring in Computer Science or Statistics. It's also essential to have strong SQL coding skills and proficiency in tools like Python, R, and Tableau, with a keen interest in pursuing a career in finance.

The Credit Risk Intern role at Achieve requires strong SQL coding skills, along with proficiency in Python, R, Tableau, and Google Cloud Platform (GCP). Additionally, great visualization skills are a bonus. These technical skills will help you develop tools and analyze credit risk metrics effectively.

Yes, the Credit Risk Intern position at Achieve offers a competitive pay rate of $20 per hour. This paid internship allows you to gain valuable experience while earning compensation for your work during the summer of 2025.

The Credit Risk Intern position at Achieve is a 12-week internship starting on May 27th, 2025, with a flexible schedule of 20-30 hours per week. This hybrid role provides you with the opportunity to gain experience while maintaining a healthy work-life balance.

Credit risk refers to the possibility that a borrower may default on their financial obligations and fail to repay a loan. Understanding credit risk is crucial because it helps financial institutions make informed lending decisions, set interest rates, and develop strategies to minimize losses. As a Credit Risk Intern, you should illustrate your grasp of its implications on both individual loans and broader economic trends.

In your answer, discuss any coursework or projects involving tools like Python, R, or SQL. Emphasize your ability to manipulate data, perform analyses, and create visualizations. Providing concrete examples of how you've used these tools to draw insights or present findings will showcase your readiness for the position.

When answering this question, highlight your collaborative approach by giving examples of how you’ve worked with others to identify problems, discuss solutions, and implement effective actions. Emphasize your ability to listen to team input and adapt your strategies accordingly, reflecting the collaborative nature of the Credit Risk team at Achieve.

Discuss the importance of tracking key performance indicators (KPIs) such as approval rates, loan performance, and fairness metrics. Explain how you would leverage tools like SQL for data extraction and Python or Tableau for analysis and visualization, ensuring your approach remains data-driven and results-focused.

In your response, emphasize the importance of clear communication and visualization. Describe how you would break down complex data into digestible insights, using visuals like graphs and charts in Tableau, and tailoring your presentation style to ensure your audience understands, regardless of their technical background.

Highlight a blend of technical skills, analytical thinking, and effective communication. Explain how the ability to interpret data, evaluate risk, and collaborate across teams enhances decision-making in credit risk management, which is crucial for a new intern's success at Achieve.

Explain your passion for helping everyday people improve their finances and how Achieve’s mission aligns with your career goals. Discuss your excitement about being part of a company that prioritizes empathy and personal finance innovation, as this reflects your values and aspirations in the finance field.

Illustrate your organizational skills and time management strategies. Talk about how you assess the urgency and importance of tasks, using tools like to-do lists or project management software to track progress, ensuring you meet deadlines while maintaining quality in your work as a Credit Risk Intern.

Provide a specific example from a project or coursework where you collected, analyzed, and interpreted data to reach a conclusion. Detail the tools you used, the processes followed, and the impact of the decision made, which demonstrates your analytical and problem-solving skills relevant to the Credit Risk role.

Demonstrate your understanding of fair lending laws, which aim to prevent discrimination in credit decisions. Discuss the significance of ensuring access to credit for all qualified borrowers and how fair lending practices are essential for maintaining Achieve's credibility and commitment to serving diverse communities.