Senior Data Scientist

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.

Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2018). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

Overview

Come join our AI/ML and Data Science team at Credit Genie! We are seeking a technical Data Science leader with a solid background in Statistics and Machine Learning who is excited about solving hard Data Science problems and driving results while maintaining the highest bar for methodological rigor. In this role, you will have an opportunity to design and implement our company’s next generation of Risk and Underwriting models. These models are central to our business and have a direct impact on our customers every day. You will also design, execute, and evaluate new data acquisition processes as well as A/B tests and other experiments.

What You'll Do

• Set the company’s Data Science roadmap in collaboration with our leadership.

• Work in collaboration with a growing team of Data Scientists on the design and implementation of new Risk and Underwriting models.

• Generate actionable insights and models for other functional areas such as Marketing, Finance, Operations, and Customer Service.

• Collaborate with Product, Analytics, and Engineering leads.

• Set and maintain the highest methodological standards for Data Science across the company.

• Solve problems that have no clear existing solution and directly impact our customers.

Requirements 

• A PhD in a relevant field (e.g., Mathematics, Statistics, …) and 4+ years of experience in a similar role OR Master degree in a relevant field and 8+ years of experience in a similar role.

• Advanced knowledge of Statistics (principles, methods, models, …).

• Proficient in SQL and Python (together with relevant libraries for Data Analysis, Statistical Modeling, Data Science, and Machine Learning).

Nice to Have 

• Experience with Snowflake.

Benefits and Perks

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other is the best way to build a great product and company culture. While the expectation is to spend most of our time in office, we want to allow flexibility to employees when needed. Our goal is to provide an office environment for everyone that is inclusive and fosters collaboration while allowing for deep focus and productivity. We understand that life happens and there are circumstances that require flexibility. We want to support everyone in those moments and allow employees to operate outside of the office when needed. We are committed to ensuring that everyone is able to balance both their personal and professional responsibilities.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

• 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment. 

• 401(k) with a 2.5% match and immediate vesting 

• Meal program for breakfast, lunch, and dinner

• Monthly fitness reimbursement up to $100

• Life and accidental insurance

• Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.