Credit Products Leveraged Finance Product Specialist
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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Job Description:
At Regions, the Credit Products Leveraged Finance Product Specialist is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients’ needs. This individual serves as part of the first line of defense, with the coverage team, in identifying and mitigating risk in existing and proposed credit products transactions. The individual will work directly with teammates in Credit Products, Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This individual will provide subject matter expertise and manage the overall delivery of credit products to assigned clients.
Primary Responsibilities
- Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity
- Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products
- Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions
- Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business
- Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities of credit products
- Leads the credit process on identified credit product opportunities. Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.
- Serves as the primary contact with Credit Risk
- Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements
- Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients
- Participates in the recruitment, development and training of junior resources
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
- Bachelor’s degree
- Ten (10) years of underwriting and portfolio management experience
- Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
- Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
- Previous legal document and financial analysis experience
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
Skills and Competencies
- Ability to coach others
- Ability to negotiate with both internal and external parties
- Analytical and problem-solving skills
- Demonstrated strong verbal and written communication skills
- Proven leader with ability to make sound judgments
- Well organized, attention to detail, and able to manage multiple projects under pressure
Position Type
Full timeCompensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$181,555.03 USDMedian:
$211,753.50 USDIncentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.
https://www.regions.com/welcometour/benefits.rf
Location Details
Charlotte UptownLocation:
Charlotte, North CarolinaEqual Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Average salary estimate
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Join Regions as a Credit Products Leveraged Finance Product Specialist and unleash your potential in a vibrant, collaborative environment! In this client-facing role, you’ll partner with the coverage team to assess and extend credit product transactions tailored to meet diverse client needs. Your days will be packed with exciting challenges as you identify and mitigate risks associated with existing and proposed credit products. We’re looking for someone passionate about lending, with a strong understanding of the underwriting process and credit analysis. You'll work hand-in-hand with various stakeholders, including Credit Risk and Capital Markets, sharpening your skills while contributing to portfolio management and client strategy development. This role is perfect for those who thrive in dynamic settings and enjoy providing value through strategic solutions. You’ll oversee ongoing portfolio monitoring, coach junior team members, and even participate in recruitment—ensuring that our team remains top-notch. At Regions, we emphasize growth opportunities and a supportive workplace where your hard work is recognized. If you have a decade’s worth of underwriting experience and the knack for relationship management, Regions is the place to take your career to the next level. So, if you’re ready to shape the future of client finance with your expertise and drive, we can’t wait to meet you!
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