Client Onboarding Sr. Analyst

Position Summary

The Sr. Client Onboarding Analyst is responsible reviewing account opening documentation, KYC information, and conducting CIP, due diligence and negative media analysis on new and existing clients. The Sr. Client Onboarding Analyst at Banco Santander International (BSI) is responsible for assuring that client accounts are opened in the Commercial 1LOD are in compliance with applicable BSI and Group policies and procedures as well as U.S and local laws and regulations. The Sr. Client Onboarding Analyst will also assist in developing awareness of BSI’s Risk Tolerance Statement; assist with special projects relative to the Onboarding & Documentation Unit. The Sr. Client Onboarding Analyst is responsible for managing the relationship with Regionals and Bankers of the marketing regions they will be supporting. Including identifying improvement opportunities and coordinating necessary action. 

The Sr. Client Onboarding Analyst reports to the Onboarding & Documentation Unit manager.

Position Duties & Responsibilities

• Conducts account opening documentation review and validation, including KYC, information, source of funds, wealth, and negative media searches on new and existing clients.

• Conducts CIP procedures and due diligence as defined in the KYC and DD procedures manual.

• Analyze, depending upon the type of customer, the additional information required under BSI’s “You Know Your Customer” policy and procedures, utilizing the Modelo IC/KYC form with the appropriate sections.

• Collaborate with Onboarding & Documentation related special projects assigned by unit manager.

• Stay updated on BSA/Anti-Money Laundering/Terrorist Financing and applicable consumer regulations.

• Assist in preparing information for the Compliance and Management Committees.

• Maintain a good working relationship business units and organizational groups within the Bank.  

• Develops and participates in education, training and awareness activities and provide training to Marketing staff as necessary as well as providing guidance to other team members on KYC and DD effective approach. 

• Other duties as assigned or requested by Supervisor.

Specialized Knowledge

• Leadership aptitude, ability to motivate and engage team members at all levels with the ability to influence

• Project Management oversight skills

• Sound decision making and judgment skills

• Ability to identify potential enhancements in processes, write procedures and reports

• Ability to employ reasonable assessment of a company's cash flow, income statements and balance sheet as well as ownership structures and international corporate documents

• Account opening documentation knowledge, including CIP, CDD ownership structures 

• Knowledge of T-24 and other due diligence tools 

Supervisory / Management Scope: Manage process or technology

Technical Knowledge

• Microsoft Office applications
• Ability to multitask
• Proactive self-starter, values personal accountability
• Strong decision-making skills
• Detail oriented and accurate 
• Strong accountability skills
• Excellent communications skills: writing & verbal

Licenses / Certifications: AML certification(s) preferred, similar or banking experience in control area

Languages: English, Spanish, and Portuguese

Physical Requirements

Duties are performed in an office environment.  Physical demands could involve any or all of the following: digital dexterity and hand/eye coordination in the operation of office equipment; light to moderate lifting (10-20 lbs.) and carrying of supplies, files, etc.; the ability to speak to and hear customers and/or other employees both telephone calling and in person; and body motor skills sufficient to enable the incumbent to move from one office location to another.

Diversity & EEO Statements

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
 

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.