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PayOps Analyst - job 3 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in the vibrant city of Miami, you'll play a pivotal role in ensuring the smooth execution of payment processing and liquidity management. In this exciting position, you will focus on approving payments across various platforms, including Faster Payments, International Payments/SWIFT, and ACH domestic payments. Your day-to-day tasks will involve not only the approval of incoming liquidity but also assisting the team with investigations on payment exceptions such as rejections and returns. Collaborating closely with a network of partners, you'll communicate effectively via email and phone to resolve issues quickly, minimizing impacts to services and clients. To thrive in this role, you’ll need to develop a solid understanding of our payments platform and our global network of Payment Partners, while always seeking ways to enhance processes and workflows. You'll also manage time efficiently, ensuring that essential tasks are completed on schedule. Additionally, working alongside other internal teams, including compliance and customer support, will be essential for the timely resolution of any challenges. This hybrid position gives you the flexibility to enjoy a mix of in-office and remote work, with the expectation of office days confirmed by your hiring manager. If you're a proactive thinker with a passion for payments and a knack for solving problems, we can't wait to see you thrive here at Visa Payments Ltd!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your responsibilities will include the approval of various payment types such as Faster Payments and ACH domestic payments, managing incoming liquidity, resolving payment exceptions, and collaborating with partners to maintain exceptional service. You will also work to enhance operational workflows and ensure compliance in all tasks.

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What qualifications are needed for the PayOps Analyst position at Visa Payments Ltd?

The qualifications for a PayOps Analyst at Visa Payments Ltd typically include a strong understanding of payment processing and financial systems, excellent analytical skills, and proficiency in communication to work with network partners. A background in finance or operations and experience in a similar role is highly beneficial.

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How does the PayOps Analyst role at Visa Payments Ltd differ from other payment processing positions?

The PayOps Analyst role at Visa Payments Ltd differs from other payment processing positions by focusing on the complete execution of payment processing, liquidity management, and exception handling within a supportive internal team structure rather than a client-facing role, fostering deep collaboration and operational excellence.

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What skills are essential for a PayOps Analyst at Visa Payments Ltd?

Essential skills for a PayOps Analyst at Visa Payments Ltd include strong analytical thinking, effective communication, attention to detail, and the ability to handle and resolve exceptions in payment processes. Additionally, being proactive, organized, and adept at collaborating with cross-functional teams will set you up for success.

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What is the work environment like for a PayOps Analyst at Visa Payments Ltd in Miami?

The work environment for a PayOps Analyst at Visa Payments Ltd in Miami is dynamic and collaborative. You can expect a hybrid work arrangement that combines remote flexibility with in-office engagement, fostering teamwork and ensuring that you can effectively connect with internal teams and network partners.

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Common Interview Questions for PayOps Analyst
What experience do you have with payment processing systems as a PayOps Analyst?

In answering this question, highlight any relevant roles you've had in payment processing, mentioning specific systems you've worked with. Focus on your ability to efficiently manage transactions and resolve issues while discussing how your experience prepares you for the role at Visa Payments Ltd.

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Can you describe a time you resolved a payment exception?

Use the STAR method (Situation, Task, Action, Result) to explain a specific instance where you played a critical role in resolving a payment exception. Emphasize your problem-solving skills and how your actions minimized client impact, showcasing your analytical abilities.

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How do you prioritize tasks during peak payment processing hours?

Discuss your methods for prioritizing effectively, such as assessing deadlines and the potential impact of each task. Explain how your organizational skills help you maintain accuracy and efficiency in a high-pressure environment, aligning your approach with the expectations at Visa Payments Ltd.

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What tools or software are you familiar with in payment operations?

Share your experience with tools or software relevant to payment operations, such as SWIFT or specific financial analysis software. Discuss how these tools have helped you enhance productivity or streamline processes in your previous roles.

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How do you handle communication with network partners?

Emphasize the importance of clear and effective communication. Provide examples of how you have effectively collaborated with partners to resolve issues, using your interpersonal skills and professionalism to maintain strong working relationships.

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What procedures do you follow to ensure compliance in payment processing?

Outline your understanding of compliance processes within payment operations. Discuss specific measures you've implemented in your prior roles to ensure adherence to regulations and internal policies, demonstrating your commitment to operational integrity.

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How do you stay updated with industry trends in payment processing?

Share your methods for staying informed about the latest developments in payment technologies and regulations. Whether through webinars, industry publications, or professional networks, emphasize your commitment to continuous learning and improvement to enhance your role at Visa Payments Ltd.

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Describe a challenge you faced in payment operations and how you overcame it.

Utilize a specific example showcasing your problem-solving capabilities. Focus on identifying the challenge, your approach to resolving it, and the positive outcome that followed, illustrating your critical thinking skills and resilience.

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How do you approach team collaboration in a hybrid work environment?

Discuss strategies you use to foster effective collaboration in a hybrid setting, such as using technology for remote communication, scheduling regular check-ins, and ensuring transparency in project updates, reflecting how you can contribute to Visa Payments Ltd's team dynamics.

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What do you find most rewarding about the PayOps Analyst role?

Articulate your passion for payment operations and what aspects of being a PayOps Analyst you enjoy the most. This could include problem-solving, enhancing processes, or collaborating with diverse teams, connecting your motivations with the mission of Visa Payments Ltd.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 4, 2025

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