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Complaints Specialist - Car Finance (Hybrid)

Our Story

 

Hello there. We’re Zopa.

 

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com


We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. 


If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife


We have an exciting new opportunity for a Senior Complaints Officer within Motor Finance. As our customer base rapidly grows and our product offerings and services expand, there is a need to proactively find someone to join the team and assist in resolving complaints.

 

The primary purpose of this role is to support the Complaints Team in ensuring that all Motor Finance-related complaints are handled in accordance with our internal Complaints Handling Policy and Procedures. You will also support your team leader and colleagues in managing more complex cases and escalations.

 

The role involves providing aftercare support to customers dealing with issues related to their vehicles. You will be the first point of contact for customers with unresolved problems, acting as a mediator between the customer and dealers, and liaising with brokers to fully investigate the complaint and reach a resolution.

 

The successful candidate will be committed to providing complainants with fair outcomes while delivering exceptional customer service. They will have a strong understanding of all aspects of the Motor Finance industry and the CCA.


This is a hybrid role, working in our office one day per week. The working hours are Monday to Friday, from 09:00 to 17:30.



A day in the life
  • Ensure exceptional customer service is provided to complainants and make them aware of the Zopa complaints procedure/policy
  • Acknowledge, draft, and promptly send out complaints, both written and verbal
  • Respond to all complaints within set time limits, systematically and fairly
  • Resolve customer queries within agreed authority, investigating the cause of individual complaints and, where required, gathering information from relevant departments
  • Ensure complaints are managed in line with TCF and FCA regulations, ensuring they are handled fairly, accurately, and clearly
  • Make suggestions to improve processes and documentation to reduce complaints
  • Manage any administration related to resolving a complaint (e.g., arranging hire cars or vehicle transportation)
  • Handle more complex cases from solicitors/claims management companies
  • Handle and gather FOS case files for cases referred to the FOS, providing the business’s view to support decisions and ensuring the decision is correct in line with policy
  • Support the team with regular case clinic sessions to help with queries and build knowledge of complex cases
  • Act as a key point of referral for team members
  • Support the training of new starters
  • Assist the team leader with duties as requested.


About you
  • We're looking for someone with experience handling Motor Finance complaints
  • You understand the importance of treating customers fairly and have a track record of going the extra mile to ensure the customer feels valued
  • You have the confidence, patience, and flexibility necessary to connect with a wide range of people and adapt effectively in a fast-paced environment
  • Alongside your natural rapport-building talents, you are a fast learner with exceptional attention to detail and can adapt efficiently to new concepts and systems
  • Your patience and ability to remain calm under pressure make you a great listener and able to liaise with and adapt to different stakeholders
  • You have a high level of experience within the industry and a desire to help coach and mentor others on the team around you


#LI-LH1


Flexible working? Yes please!

 

At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do.

 

Not only that – you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.


*Subject to having the right to work in the country of choice


Diversity Statement


Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. 

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What You Should Know About Complaints Specialist - Car Finance (Hybrid), Zopa

Welcome to Zopa! We’re thrilled to share that we're looking for a passionate Complaints Specialist to join our Motor Finance team in London. At Zopa, we are on a mission to revolutionize banking and finance by putting people first. As a Complaints Specialist, your main role will be to assist our customers by handling their complaints with empathy and efficiency. You’ll be the go-to person for customers facing issues related to their vehicle financing, making sure they feel heard and valued throughout the process. Your day-to-day tasks will include managing complaints in adherence to our internal policies, investigating complex cases, and providing superb customer service. Working closely with your team leader and colleagues, you’ll help to resolve complaints while ensuring we meet all regulatory requirements. The flexibility of a hybrid role allows you to work from our vibrant office just one day a week, striking that perfect balance between professional collaboration and personal productivity. We're excited for someone like you who is enthusiastic about making financial services better for everyone while contributing to a workplace that values diversity and flexibility. Join us in our vibrant London office, help drive our growth, and be instrumental in creating a positive impact. If you believe in delivering fair outcomes for our customers, we want to hear from you!

Frequently Asked Questions (FAQs) for Complaints Specialist - Car Finance (Hybrid) Role at Zopa
What responsibilities does a Complaints Specialist at Zopa have?

As a Complaints Specialist at Zopa, your responsibilities include managing and resolving all Motor Finance-related complaints in alignment with internal policies. You’ll be the pivotal first point of contact for customers, mediating between them and the dealers, and collaborating with brokers to ensure complaints are investigated thoroughly. Your role also involves providing aftercare support, administering complaint documentation, and suggesting process improvements to minimize future complaints.

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What qualifications are needed to become a Complaints Specialist at Zopa?

To be a successful Complaints Specialist at Zopa, you should have substantial experience handling Motor Finance complaints. A strong understanding of customer rights and the Consumer Credit Act (CCA) is vital. Moreover, the ability to communicate effectively, exhibit patience, and adapt to a fast-paced environment are crucial skills for anyone looking to excel in this role.

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How important is customer service skills for a Complaints Specialist at Zopa?

Customer service skills are extremely important for a Complaints Specialist at Zopa. The role centers around providing exceptional customer care, ensuring that complainants feel valued and understood. You will be navigating complex situations and must possess the empathy and listening skills necessary to effectively address their concerns while driving towards resolution.

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What does a typical workday look like for a Complaints Specialist at Zopa?

A typical workday for a Complaints Specialist at Zopa involves reviewing and responding to complaints, researching issues, and collaborating with team members to ensure fair and timely resolutions. You’ll spend your day engaging with customers, drafting communications, managing case files, and possibly onboarding new team members, all while maintaining a strong adherence to regulatory guidelines.

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Is the Complaints Specialist position at Zopa a hybrid role?

Yes, the Complaints Specialist position at Zopa is a hybrid role. You will work in our London office one day a week while enjoying the option to work remotely for the rest of the week. This flexibility ensures you can maintain a healthy work-life balance while being part of a dynamic team.

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Common Interview Questions for Complaints Specialist - Car Finance (Hybrid)
Can you describe your experience handling customer complaints in the Motor Finance sector?

When discussing your experience handling complaints, be sure to highlight specific examples where you successfully resolved issues. Emphasize your understanding of the Motor Finance landscape, and how your approach to empathetic communication helped to reach satisfactory outcomes for customers.

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What strategies do you use to remain calm and effective in high-pressure situations?

In high-pressure situations, it's essential to stay focused and collected. Share specific strategies you employ, such as taking deep breaths, breaking down tasks into manageable steps, and actively listening to the customer to understand their needs before responding. This shows your ability to maintain professionalism even when faced with challenges.

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How do you ensure compliance with regulations when managing complaints?

To ensure compliance with regulations, it’s vital to stay educated about relevant laws such as the FCA guidelines. Provide examples of your attention to detail when documenting complaints or your diligence in following up and ensuring that your resolutions align with both internal and external standards.

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How do you approach the training of new team members?

When training new team members, I believe in a hands-on approach that allows them to shadow experienced staff and observe real-time problem-solving. I also encourage open dialogue, where new members can feel comfortable asking questions and sharing thoughts, fostering a collaborative learning environment.

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What role do you believe empathy plays in resolving customer complaints?

Empathy is crucial in resolving customer complaints as it establishes trust and promotes a positive interaction. When you can genuinely understand a customer's frustrations and feelings, it allows you to address their concerns more effectively and work towards a resolution that satisfies both parties.

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Can you give an example of a particularly challenging complaint you handled?

Describe a specific challenging complaint, detailing the steps you took to assess the situation, the actions you implemented to resolve it, and the ultimate outcome. Highlight what you learned from the experience and how it improved your approach moving forward.

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How do you ensure effective communication with customers and colleagues?

Effective communication can be achieved by being clear, concise, and approachable. I prioritize actively listening to customers and validating their concerns, while also providing timely updates and transparent information regarding their complaints to colleagues, ensuring everyone is on the same page.

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What motivates you to work in the complaints sector?

My motivation to work in the complaints sector stems from my desire to help people. I find fulfillment in being the person who can advocate for customers and ensure that they receive fair outcomes. Making a positive impact on someone’s financial experience drives my passion for my work.

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How would you handle a complaint that has escalated due to customer dissatisfaction?

In handling an escalated complaint, I would first ensure I fully understood the customer's concerns and frustrations. I would then take accountability for the resolution process, assuring the customer that their issues are being taken seriously and working towards a concrete solution while keeping them updated every step of the way.

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What do you think sets Zopa apart from other financial institutions?

Zopa’s commitment to putting people first really sets it apart from traditional financial institutions. By prioritizing exceptional customer service and actively encouraging feedback to improve offerings, Zopa creates an environment where both employees and customers feel valued and empowered.

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Full-time, hybrid
DATE POSTED
February 10, 2025

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