Analyst-Treasury - job 2 of 3

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

Join Team Amex and let's lead the way together.

The Analyst – Capital Planning will be supporting the annual planning scenarios capital plan and stress testing process, monthly, quarterly capital ratio analysis and reporting, and a wide range of other capital analyses. The Analyst will work closely with the business partners to document strategies to integrate new capital requirements into enterprise business decisions and uplift existing processes for transformation. In addition, the analyst will gain exposure to strategic thinking around capital, including how senior management thinks about capital generation and distributions, as well as create presentations that will be viewed by Senior Management.

 Responsibilities Include:

• Maintain and update capital adequacy models for the forecasting of capital ratios and capital distributions, including results of stress testing and impacts from dividends, share repurchases and acquisitions.
• Support the integration of new capital requirements into enterprise business decisions
• Assist in quarterly calculation of regulatory capital ratios, monthly planning scenarios and various other analysis including peer bank comparisons
• Update and maintain capital documentation, including AXP Capital Management Policy, Process Risk Self-Assessment (PRSA), and SOPs
• Partner with cross-functional teams including Funding, Corporate Planning and Analysis, Risk Finance, Controllership, Tax, Capital Enterprise Management Organization, Risk, Regulatory Reporting, Market Risk Oversight Group, and Technology to create enhancement plans.
• Assist in preparation of materials relating to capital for presentation to senior business leaders, the Capital Management Committee, the Asset-Liability Committee and AXP Board of Directors

Minimum Qualifications

• Excellent analytical abilities with strong attention to detail and the ability to work proactively and independently
• Strong problem-solving skills and a can-do attitude
• Must be highly proficient in Excel and PowerPoint
• Exceptional communication skills – verbal, written and through presentations. Ability to break down complex ideas into understandable and actionable messages
• Highly motivated self-starter with a record of driving results and ability to work with ambiguity
• Strong project management, organizational and time management skills, and a commitment to working in a team environment

 Preferred Qualifications

• 2+ years of experience in Treasury/Capital Management Space
• Bachelor's Degree in Finance or related
• Experience working with large data sets

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position.

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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