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Loan Officer - Hybrid

Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company’s growth and bring your expertise to help fuel the future of construction financing.

We’re not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you’ll have everything you need to succeed.

What You’ll Do:

  • Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
  • Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You’ll bring the right solution to the table for each unique project.
  • Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
  • Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
  • Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
  • Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
  • Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
  • Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
  • Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
  • High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what’s best for both the client and the company.
  • Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.

Why You’ll Love It Here:

At Builders Capital, we believe in taking care of our team. Here’s a sneak peek at the benefits that come with joining us:

  • Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
  • Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
  • National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
  • Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
  • Health Savings Account (HSA) – We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
  • Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
  • Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
  • Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We’re here to support you both professionally and personally—because when you thrive, we all thrive.

Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

Average salary estimate

$75000 / YEARLY (est.)
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$60000K
$90000K

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What You Should Know About Loan Officer - Hybrid, Builders Capital

Are you a tenacious outside sales Loan Officer with a passion for construction finance? If so, Builders Capital is eager to welcome you to our dynamic and fast-growing team! As the nation’s largest private construction lender, we are excited about the opportunity to expand our presence and are seeking a driven professional to help us navigate this pivotal time in our company’s growth. Your role as a Loan Officer will involve driving outside sales, where you'll prospect, network, and build invaluable relationships with clients in the construction industry. Your knack for cultivating partnerships with builders, architects, and contractors will be key to creating a solid pipeline of business. At Builders Capital, you'll use your expertise to originate a diverse range of loans tailored to unique projects while managing the entire process from initial outreach to closing. We pride ourselves on our supportive environment, cutting-edge technology, and resources that empower you to succeed in providing expert guidance to borrowers. We’re looking for someone with at least two years of experience in construction finance or mortgage lending, exceptional communication skills, and a collaborative mindset to thrive in our fast-paced environment. Why choose Builders Capital? We believe in taking care of our team with flexible work arrangements, comprehensive health benefits, and generous paid time off. This is not just a job—it’s an opportunity to reshape the future of construction financing. If you're ready to make an impact in a thriving industry, apply now and let's build the future together!

Frequently Asked Questions (FAQs) for Loan Officer - Hybrid Role at Builders Capital
What responsibilities does a Loan Officer at Builders Capital have?

As a Loan Officer at Builders Capital, your primary responsibilities include driving outside sales, originating a variety of loan products, and managing the loan process from start to finish. You'll be responsible for networking and building relationships with clients in the construction industry, providing expert guidance on loan structuring, and executing a comprehensive sales strategy tailored to meet client needs.

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What qualifications are needed to be a Loan Officer at Builders Capital?

To qualify for the Loan Officer position at Builders Capital, you will need at least two years of experience in construction finance or residential/commercial mortgage lending. A solid understanding of construction loan structures, exceptional communication skills, problem-solving abilities, and a commitment to ethical standards are also crucial for success in this role.

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What is the work environment like for a Loan Officer at Builders Capital?

The work environment for a Loan Officer at Builders Capital is flexible and innovative. You'll enjoy the balance of working independently while being part of a collaborative team. With access to cutting-edge technology and resources, you can thrive in a fast-paced environment where adaptability is key.

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What benefits can a Loan Officer expect at Builders Capital?

As a Loan Officer at Builders Capital, you can expect comprehensive benefits, including 100% employer-paid medical insurance premiums, contributions to a Health Savings Account (HSA), competitive compensation, 3 weeks of paid time off per year, and 10 paid holidays. We prioritize your well-being to ensure you thrive both personally and professionally.

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How does Builders Capital support its Loan Officers in their sales efforts?

Builders Capital supports its Loan Officers through a robust framework that includes innovative resources, cutting-edge technology, and a collaborative culture. You'll have access to unmatched support and tools that empower you to execute your sales strategy effectively and drive results in your outside sales role.

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Common Interview Questions for Loan Officer - Hybrid
Can you describe your experience in construction finance as a Loan Officer?

When answering this question, highlight your relevant experience, showcasing specific projects or loan products you have worked with. Be sure to mention how your background aligns with the responsibilities at Builders Capital and how you approach building client relationships.

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What strategies do you use to build relationships with clients in construction finance?

In your response, share effective strategies such as networking, attending industry events, and personalizing communication. Emphasize the importance of understanding client needs and being an approachable resource in their finance journey.

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How do you remain adaptable in a fast-paced work environment?

Discuss specific techniques that you employ to stay organized and focused amidst changing priorities. Highlight your ability to embrace challenges, learn quickly, and leverage team collaboration to navigate a dynamic work environment.

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What loan products are you most experienced in originating?

Be specific about the loan products you are familiar with, such as vertical construction loans, land development loans, or multifamily financing. Relate your experience to how it can benefit your role as a Loan Officer at Builders Capital.

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How do you handle difficult conversations with clients?

Share examples of situations where you've had to navigate tough discussions, emphasizing your approach to maintaining professionalism, empathy, and focus on finding solutions that work for the client.

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How do you prioritize your tasks and manage your time effectively as a Loan Officer?

Explain your method for prioritizing tasks, whether through tools, to-do lists or time-blocking strategies. Provide examples of how you’ve successfully managed multiple projects, ensuring timely follow-up and quality client interactions.

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Why do you want to work at Builders Capital as a Loan Officer?

Demonstrate your understanding of Builders Capital's mission and values, and explain how they resonate with your career goals. Express your enthusiasm for being part of an innovative team that shapes the construction financing landscape.

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Can you provide an example of how you've successfully closed a complex loan?

Share a detailed example of a complex loan deal you worked on, focusing on your approach to structuring the deal, collaborating with internal teams, and how your efforts led to a successful closing that benefited your clients.

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What role does teamwork play in your approach as a Loan Officer?

Discuss the importance of teamwork in achieving client satisfaction and success, sharing experiences where cross-team collaboration led to significant outcomes in your previous roles.

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How do you stay updated on industry trends and regulations in construction finance?

Discuss your strategies for staying informed, whether through continuing education, industry publications, networking, or attending relevant conferences. Highlight your commitment to being knowledgeable about trends that impact your clients.

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EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 4, 2025

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