Experienced Associate, Asset-Backed Finance

The Experienced Associate, Asset-Backed Finance role at Lincoln International involves preparing and reviewing complex financial models and sophisticated valuation analyses. You'll be responsible for writing valuation reports, conducting thorough valuations of mortgage whole loans, student loans, and various structured finance securities. Additionally, the role requires you to coordinate recurring projects, interact with clients, and maintain proprietary databases, making it a multifaceted opportunity that integrates deep analytical skills with client engagement.

To excel as an Experienced Associate, Asset-Backed Finance at Lincoln International, candidates should preferably have two to five years of structured products experience and a solid foundation in financial analysis. Ideal applicants will have a Bachelor's degree in Finance, Accounting, Mathematics, or a related field from a reputable institution, alongside proficient financial modeling skills and strong writing abilities. Previous experience in valuations is preferred but not mandatory, as Lincoln International values diverse backgrounds and skills.

Lincoln International embraces a hybrid work structure for the Experienced Associate, Asset-Backed Finance position, where employees are expected to work in the New York office from Monday to Thursday. On Fridays, you’ll have the flexibility to choose between remote work or being in the office. This setup promotes collaboration while also allowing for work-life balance, which is a significant aspect of the company culture.

As an Experienced Associate, Asset-Backed Finance at Lincoln International, you’ll analyze a variety of financial products including mortgage whole loans, RMBS, CMBS, CLOs, ABS, and consumer loans. This diverse range allows you to leverage your analytical skills and gain exposure to different types of structured finance securities, enhancing your expertise in the field.

In the Experienced Associate, Asset-Backed Finance position at Lincoln International, you will develop critical expertise in valuation methodologies, financial modeling, and client interaction. You'll also strengthen your analytical skills while working on high-impact projects, and gain deeper insights into market trends. The supportive environment encourages personal growth and fosters a collaborative team culture, allowing you to build a robust foundation for your career in finance.

Certainly! In my previous roles, I utilized advanced financial modeling techniques to build and analyze complex models for asset valuation. This experience is particularly relevant for the Associate position at Lincoln International, as it requires a keen understanding of DCF, LBO, and comparative analysis methodologies. Highlighting specific examples where my financial models directly influenced business decisions will demonstrate my suitability for the role.

In fast-paced environments, I prioritize tasks by identifying their urgency and impact. I utilize project management tools to keep track of deadlines and deliverables. Breaking larger projects into manageable tasks helps me stay focused while regularly communicating with my team to ensure alignment. This approach enhances productivity and ensures that high-priority tasks are completed first, which is crucial in the role of an Associate.

I have worked with a variety of asset-backed securities, including RMBS and CMBS. One key takeaway was understanding the critical factors affecting valuations, such as market conditions and the underlying credit quality of assets. I learned to build models that accurately reflect these factors, allowing me to provide clients with insightful valuation analyses, which I believe would be a significant asset for the Associate position at Lincoln International.

When writing a valuation report, I begin with thorough research on the security's structure and market conditions. Next, I gather data to support my analyses and utilize appropriate valuation methodologies tailored to the specific asset class. I ensure clarity and precision in my writing, presenting findings logically to assist clients in understanding complex concepts. This approach highlights my analytical skills and supports the high standards expected at Lincoln International.

I have significant experience in client interaction, where I learned to adjust my communication style based on the audience's knowledge. In my past roles, I regularly presented findings and analyses to clients, ensuring they understood the implications of our assessments. This skill is directly relevant to the Associate role at Lincoln International, where strong communication is essential for maintaining productive client relationships and driving new business development.

One of the most challenging aspects of asset-backed finance is navigating market volatility and its impact on valuations. To handle this, I adopt a proactive approach by continuously monitoring market trends and utilizing robust modeling techniques that account for various scenarios. This resilience and adaptability are indispensable traits for an Associate, especially in high-stakes environments like Lincoln International.

To maintain the accuracy of valuation databases, I implement strict data quality checks and regularly review inputs for discrepancies. Additionally, I engage in ongoing communication with team members to share updates about changes in valuation assumptions or market conditions. This commitment to accuracy not only reflects the quality standards expected at Lincoln International but also enhances overall efficiency in our analyses.

To stay informed about capital market changes, I subscribe to industry publications, attend webinars, and engage with professional networks. I also leverage tools like Bloomberg for real-time data. This proactive approach allows me to analyze market shifts, ensuring that my work as an Associate at Lincoln International reflects the latest insights and trends, ultimately optimizing client advisory services.

In a previous role, I had to provide feedback to a peer on their financial model that required significant corrections. I approached the conversation with empathy, highlighting strengths before presenting the areas for improvement. We collaborated on solutions together, reinforcing a positive team dynamic. This experience taught me the importance of constructive feedback, a skill which I believe is essential for mentoring analysts in the Associate role at Lincoln International.

I am drawn to Lincoln International because of its commitment to diversity, innovation, and client-focused strategies. The reputation of your Valuations & Opinions Group aligns well with my passion for structured finance. I am excited about the opportunity to contribute to a team that values integrity and collaboration while offering room for professional growth and impact in the asset-backed finance space.