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PayOps Analyst - job 11 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in beautiful Miami, you’ll play a vital role in our Payment Operations team, ensuring that all payment processes run smoothly and efficiently. Your day-to-day will involve a variety of exciting responsibilities, including approving payments across various platforms such as Faster Payments, International Payments, and ACH domestic payments—all while adhering to agreed cut-off times. You’ll also be instrumental in managing incoming liquidity and supporting your team in addressing payment exceptions, like rejections and returns. Collaborating with our network of partners will be key, as you will frequently communicate via email and telephone to resolve potential issues swiftly, ensuring minimal impact on our services. Additionally, you’ll dive deep into our payments platform and global network, seeking to improve existing processes and workflows. It’s not just about keeping the daily operations running; you’ll have the opportunity to share your insights on workflow improvement and engage in discussions with the Payment Team Lead to tackle challenges together. This is a hybrid position, offering the flexibility to balance your time between working in the office and remotely; your manager will provide guidance on office days. Join us at Visa Payments Ltd, where your expertise in payment processing will be valued and where your proactive approach will help shape the future of our payment operations.

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the primary responsibilities of a PayOps Analyst at Visa Payments Ltd?

The PayOps Analyst at Visa Payments Ltd is primarily responsible for payment processing execution, liquidity management, and exception handling. Daily duties include approving various types of payments such as Faster Payments and International Payments, managing incoming liquidity, resolving payment exceptions, and liaising with network partners to ensure timely issue resolution.

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What qualifications are required for the PayOps Analyst position at Visa Payments Ltd?

Candidates applying for the PayOps Analyst position at Visa Payments Ltd should ideally possess a degree in finance, business, or a related field and have experience in payment operations or financial analysis. Strong problem-solving abilities and effective communication skills are essential, alongside a desire to learn about payment platforms and workflows.

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How does the PayOps Analyst role at Visa Payments Ltd contribute to client service?

Although the PayOps Analyst role at Visa Payments Ltd is not client-facing, it plays a crucial part in delivering seamless payment services. By ensuring that payment processing tasks are completed accurately and efficiently, the PayOps Analyst indirectly contributes to a positive experience for clients through timely and reliable transaction management.

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What is the team structure for the PayOps Analyst position at Visa Payments Ltd?

The PayOps Analyst will be part of the Payment Operations team at Visa Payments Ltd, which collaborates with various internal teams such as compliance and customer support. Reporting to the Payment Team Lead or Manager, the Analyst will share insights and discuss daily challenges and workloads, promoting teamwork and continuous improvement.

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Is the PayOps Analyst role at Visa Payments Ltd a remote position?

The PayOps Analyst role at Visa Payments Ltd is a hybrid position. This means that while you will have the flexibility to work remotely on certain days, specific in-office days will be confirmed by your hiring manager, ensuring a balanced work experience.

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Common Interview Questions for PayOps Analyst
Can you describe your experience with payment processing systems?

When answering this question, highlight specific systems you have used, such as SWIFT or ACH, and any relevant projects where you were responsible for payment approvals or processing tasks.

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How do you manage multiple payment tasks under tight deadlines?

Discuss your time management strategies, such as prioritizing urgent payments and employing organizational tools to track deadlines and responsibilities effectively.

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What steps do you take to resolve payment exceptions?

Explain your problem-solving approach, detailing how you identify the root cause of a payment exception and the methods you utilize to resolve it in a timely manner.

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How do you ensure accuracy when approving payments?

Discuss your attention to detail and any specific practices you follow to double-check information, such as cross-referencing payment details against approval criteria.

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Can you provide an example of a time when you improved a payment process?

Share an actual example where you identified inefficiencies and implemented changes that improved accuracy or speed in payment processing, demonstrating your ability to drive process enhancements.

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What experience do you have with banking partners?

Discuss your interactions with banking partners in previous roles, emphasizing your communication skills and how they facilitated timely resolutions of issues.

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What metrics do you consider important in payment processing?

Outline key performance indicators, such as transaction success rates and turnaround times, and explain how you use these metrics to monitor effectiveness and address challenges.

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How do you stay updated on payment industry trends?

Mention any resources you utilize, such as industry publications, webinars, or professional networks, to keep yourself informed and adaptable to changes in the payment landscape.

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How do you collaborate with other teams in your role?

Discuss examples of collaboration with departments like compliance or customer service, and how such partnerships lead to more effective problem-solving and process improvements.

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What do you find most challenging about being a PayOps Analyst?

Reflect on potential challenges such as high-volume transaction days or resolving discrepancies, while also showcasing your commitment to finding solutions and learning from these experiences.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

9193 jobs
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Full-time, hybrid
DATE POSTED
April 3, 2025

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