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Software Engineer I - job 2 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Payments is one of the fastest-growing and most innovative sectors in the tech industry, and VISA is a leader in this space. As we transition into a technology company, we’re investing heavily in developing cutting-edge solutions that transform the payments landscape. Join VISA's Value Added Services (VAS) Product Development team to work on groundbreaking projects that shape the future of secure payments and innovative payment solutions.

About the Role:
As a Software Engineer Associate on the VAS Product Development team, you will play a crucial role in building software solutions that leverage data to deliver innovative value-added services in the payments space. This role offers an exciting opportunity to work on high-impact applications in a fast-paced environment. You’ll be involved in all aspects of software development, from designing new solutions to refactoring existing functionality, always focusing on improving efficiency and delivering value to customers.

Essential Functions:

  • Design and build distributed applications using emerging technologies, focusing on innovative value-added services in the payments industry.
  • Collaborate with cross-functional teams (Product Managers, Architects, Analysts, Software Engineers) to develop data-driven solutions that meet business needs.
  • Lead end-to-end development efforts to deliver high-quality solutions on time, aligning with architectural vision and standards.
  • Work closely with senior technical staff and Project Managers to identify and manage project risks, track progress, and ensure successful delivery.
  • Present technical solutions and features in business terms, ensuring effective communication of progress, challenges, and solutions.
  • Contribute to the evolution of the software architecture and drive improvements in code performance, maintainability, and scalability.

Qualifications

Basic Qualifications:

  • 6 months - 2 year with a Bachelor’s degree, or 3+ years of relevant work experience.

Preferred Qualifications:

  • 2 years of professional software development experience.
  • Strong proficiency in Java and hands-on experience with Spring and Hibernate frameworks.
  • Knowledge of RDBMS technologies such as PostgreSQL or Oracle.
  • Experience with RESTful APIs, JSON, and web service standards.
  • Familiarity with Agile development practices, including Test-Driven Development (TDD) and tools like GIT, Maven, Jenkins, and JUnit.
  • Strong problem-solving skills and the ability to design scalable, high-performance software solutions.
  • Excellent interpersonal and communication skills, with the ability to clearly present complex ideas and collaborate with team members.
  • A proactive, self-motivated team player with a strong work ethic and adaptability in a fast-paced environment.

Additional Information

U.S. APPLICANTS ONLY: The estimated salary for a new hire into this position is  84,600.00 to 119,650.00 USD which may include potential sales incentive payments (if applicable).  Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.  Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. 

Work Authorization: Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered.

Work Hours: Varies upon the needs of the department.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

This is a hybrid position: Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 3 days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. 

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa does not support immigration for this role.

Visa is not offering relocation assistance for this role.

All your information will be kept confidential according to EEO guidelines.

Average salary estimate

$102125 / YEARLY (est.)
min
max
$84600K
$119650K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Software Engineer I, Visa

Are you ready to kick-start your career as a Software Engineer I at Visa in Austin, TX? At Visa, we're not just transforming payments; we're innovating the future of financial transactions! As a Software Engineer I on our Value Added Services (VAS) Product Development team, you’ll dive into a role that combines cutting-edge technology with creativity to develop impactful software solutions. Imagine collaborating with talented Product Managers, Software Engineers, and Analysts to design and build distributed applications using the latest technologies within the payment landscape. You'll be involved in every step of the software development process, continuously improving efficiency and ensuring our solutions meet customer needs. This dynamic atmosphere will not only challenge you but also allow your ideas to flourish as you lead end-to-end development efforts and communicate technical aspects in a relatable way. If you have a passion for Java, experience with frameworks like Spring and Hibernate, and a drive for problem-solving in a fast-paced environment, then we’d love for you to join our mission at Visa—where your contributions will help connect the world to innovative payment solutions. Bring your proactive attitude, work ethic, and a strong desire to learn, and together, let’s make an impact not just in the industry, but for everyone, everywhere.

Frequently Asked Questions (FAQs) for Software Engineer I Role at Visa
What are the key responsibilities of a Software Engineer I at Visa?

As a Software Engineer I at Visa, you will be responsible for designing and building distributed applications within our Value Added Services (VAS) team. This includes collaborating with cross-functional teams to develop innovative data-driven solutions that enhance the payment experience. You'll lead development efforts, manage project risks, and contribute to the improvement of our software architecture while using technologies such as Java and frameworks like Spring and Hibernate.

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What qualifications are needed for the Software Engineer I position at Visa?

To qualify for the Software Engineer I role at Visa, candidates typically need a Bachelor’s degree or equivalent experience of 3+ years in a software development role. Preferred qualifications include around 2 years of professional software development experience, proficiency in Java, familiarity with RDBMS technologies such as PostgreSQL or Oracle, and hands-on experience with RESTful APIs and Agile development practices.

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How does Visa support professional growth for Software Engineer I roles?

At Visa, professional growth is a priority. As a Software Engineer I, you'll have access to a wealth of resources, including mentorship from senior team members, opportunities to work on high-impact projects, and the chance to continuously learn and adapt in a fast-paced environment. Visa encourages its engineers to take initiative and contribute ideas that drive innovation in the payments sector.

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What kind of projects can a Software Engineer I expect to work on at Visa?

Software Engineers I at Visa can expect to work on a variety of groundbreaking projects that involve creating innovative payment solutions. This includes developing applications that utilize cutting-edge technologies to support secure payments and value-added services, while collaborating with multiple teams to ensure that our offerings meet the diverse needs of our clients.

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What is the work environment like for a Software Engineer I at Visa?

The work environment for Software Engineer I at Visa is hybrid, fostering a balance between remote work and office collaboration. Engineers typically work in a friendly, fast-paced atmosphere that promotes teamwork and communication. You’ll have the flexibility to alternate between home and the office, along with the opportunity to engage with colleagues and contribute to team goals effectively.

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Common Interview Questions for Software Engineer I
Can you describe your experience with Java and its frameworks as a Software Engineer I?

Certainly! I have hands-on experience with Java, particularly in using frameworks like Spring and Hibernate. I understand the syntax and core concepts of Java and have utilized these frameworks in developing distributed applications, ensuring high performance and maintainability.

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How do you approach collaborating with cross-functional teams?

I believe effective communication is key when collaborating with cross-functional teams. I make it a point to actively listen and ensure everyone is on the same page, often by clarifying our collective objectives. I also present technical solutions in a way that relates to business terms, making it easier for non-technical stakeholders to understand.

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What tools and methodologies are you familiar with in software development?

I’m familiar with Agile methodologies, particularly Test-Driven Development (TDD). I’ve successfully used tools like GIT for version control, Maven for dependency management, and Jenkins for continuous integration, ensuring that my code is reliable and meets our team’s deployment standards.

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How do you ensure the quality and efficiency of your software solutions?

I ensure quality by leveraging best coding practices like code reviews and conducting thorough testing, including unit tests through JUnit. I’m committed to writing clean and efficient code, focusing on the software’s scalability and performance from the early stages of development.

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What strategies do you use to stay informed about new technologies relevant to the payments industry?

I stay updated on new technologies by following industry blogs, participating in online forums, and subscribing to relevant newsletters. I also attend webinars and workshops that focus on emerging trends and best practices within the payments sector, fostering continuous learning.

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Describe a challenging software development problem you faced and how you resolved it.

In a previous project, I faced performance issues with a RESTful API I developed. To resolve it, I conducted a thorough analysis to identify bottlenecks, optimized the database queries, and implemented caching strategies. This reduced response time significantly and improved user experience.

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How do you handle project deadlines and ensure timely delivery?

I prioritize tasks by breaking down projects into manageable milestones and setting clear deadlines for each phase. I regularly communicate with my team to track progress and address any risks promptly, ensuring we’re aligned and can adapt to any changes in project scope.

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What is your experience with problem-solving in software development?

I approach problem-solving systematically by identifying the root cause of an issue, brainstorming possible solutions, and assessing their feasibility. I also enjoy collaborating with peers to gain different perspectives, enhancing the quality of the solutions we implement.

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How do you keep motivation high in a fast-paced work environment?

I maintain motivation by setting personal goals and celebrating small wins along the way. Engaging with my team and sharing our achievements helps foster a positive atmosphere. I also embrace challenges as opportunities to grow and learn, keeping my enthusiasm alive.

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What are your long-term career goals as a Software Engineer?

My long-term career goals include developing my expertise in software architecture and leadership. I aspire to take on more roles that involve mentoring others while continually enhancing my technical skills to remain proficient and innovative in the ever-evolving payments industry.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 22, 2025

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