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Digital Strategy Lead

About Amartha

At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We’ve supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.

About the Role
The Digital Strategy Lead plays a key role in the Embedded Lending team, driving the strategic development of our digital financial products. The ideal candidate brings a strong background in fintech or lending, exceptional project management skills, and a data-driven mindset to identify and unlock growth opportunities.

Responsibilities

  • Lead the strategic planning and execution of digital financial products, including personal loans and BNPL (Buy Now, Pay Later) solutions.
  • Analyze market trends and customer behavior to uncover new product opportunities and potential enhancements.
  • Manage cross-functional teams to ensure timely delivery of product roadmaps and milestones.
  • Develop and implement growth strategies to expand our customer base and strengthen existing customer relationships.
  • Create data-driven strategies to measure product performance, customer adoption, and overall impact.
  • Collaborate with technology, risk, and operations teams to ensure seamless product implementation and operational efficiency.
  • Bachelor's degree in Business, Finance, Economics, or a related field.
  • Minimum of 5 years of experience in fintech, lending, or digital banking.
  • Strong background in product management, project management, and growth strategy.
  • Proven track record of successfully launching digital financial products.
  • Excellent analytical skills with experience in data-driven decision-making.
  • Deep understanding of Indonesia's financial landscape, particularly in consumer lending.
  • Experience working with cross-functional teams and stakeholders.

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.

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What You Should Know About Digital Strategy Lead, Amartha

Join Amartha as a Digital Strategy Lead and become an integral part of our mission to empower micro-businesses across Indonesia! At Amartha, we've already supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding, and now we’re evolving into a technology-driven financial ecosystem. As the Digital Strategy Lead, you'll drive the strategic development of our digital financial products, including personal loans and BNPL (Buy Now, Pay Later) solutions. You'll get to flex your project management muscles and analytical skills to unpack market trends and customer behaviors, identifying fresh product opportunities. Working alongside cross-functional teams, you’ll ensure timely product delivery while developing data-driven strategies that enhance customer relationships and boost our growth. You should come equipped with at least five years of experience in fintech or lending, a solid foundation in product management, and an analytical mindset. Plus, your understanding of Indonesia’s financial landscape is key to navigating this exciting role. If you're ready to contribute to a diverse and inclusive workplace where innovation takes flight, Amartha is the right place for you. Join us in redefining financial accessibility in Indonesia!

Frequently Asked Questions (FAQs) for Digital Strategy Lead Role at Amartha
What are the responsibilities of a Digital Strategy Lead at Amartha?

The Digital Strategy Lead at Amartha is responsible for leading strategic planning and execution of various digital financial products, such as personal loans and BNPL solutions. This role involves analyzing market trends and customer behavior to identify new product opportunities, managing cross-functional teams for timely delivery, and developing growth strategies that extend our customer base and enhance relationships.

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What qualifications are needed for the Digital Strategy Lead position at Amartha?

To be considered for the Digital Strategy Lead role at Amartha, candidates should have a Bachelor’s degree in Business, Finance, Economics, or a related field, along with a minimum of five years of experience in fintech, lending, or digital banking. Strong project management and product management experience are essential, alongside analytical skills that enable data-driven decision-making.

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What does a typical day look like for the Digital Strategy Lead at Amartha?

A typical day for the Digital Strategy Lead at Amartha involves collaboration with cross-functional teams, conducting market analyses, developing growth strategies, and monitoring product performance. You’ll be at the forefront of product roadmaps, ensuring that our digital financial offerings are not only innovative but also meet market needs.

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How does Amartha ensure diversity and inclusion within the team, specifically for the Digital Strategy Lead role?

Amartha is committed to fostering a diverse and inclusive workplace for all employees, including those in the Digital Strategy Lead role. We celebrate diverse perspectives shaped by various factors such as gender, age, race, ethnicity, and life experiences, believing these differences drive innovation and growth. We actively welcome individuals from all backgrounds to apply.

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What are the growth opportunities for the Digital Strategy Lead at Amartha?

As a Digital Strategy Lead at Amartha, candidates can expect significant growth opportunities, including leading the launch of innovative financial products, contributing to strategic decisions that impact the direction of our services, and gaining deep insights into the evolving fintech landscape in Indonesia.

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Common Interview Questions for Digital Strategy Lead
Can you describe your experience with launching digital financial products?

When answering this question, focus on specific projects you've led or contributed to, detailing your role in the product development lifecycle, challenges faced, and successes achieved. Highlight how your actions aligned with strategic goals.

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How do you approach market analysis for digital financial services?

Discuss your methodology for market analysis, such as competitive benchmarking, customer surveys, and trend identification. Describe how you've used data to inform product strategy and ensure alignment with customer needs.

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What strategies have you developed to increase customer adoption of new financial products?

Share specific strategies you’ve successfully implemented to improve customer onboarding and engagement. Highlight the role of feedback loops, targeted marketing campaigns, or user experience enhancements.

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How do you manage cross-functional teams effectively?

Provide examples of how you facilitate communication and collaboration across different departments to ensure everyone is aligned on project goals. Include techniques you use to address conflicts and encourage teamwork.

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What metrics do you use to measure the success of a digital financial product?

Discuss key performance indicators (KPIs) you monitor, such as customer satisfaction, adoption rates, and revenue growth. Explain how you analyze these metrics to spur continuous improvement in product offerings.

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Describe a situation where you had to pivot a product strategy based on market feedback.

Talk about a specific instance where market feedback led you to alter your product strategy. Emphasize your analytical process in evaluating the data and how the changes positively impacted product performance.

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How do you ensure compliance with financial regulations in product development?

Explain your approach to staying informed about regulations and how you incorporate compliance into the product development process. Share examples of working with legal or compliance teams to ensure all products meet necessary standards.

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What role does technology play in the digital financial products you have developed?

Discuss how technology influences product design, enhances customer experience, and streamlines operations. Provide examples of tools or platforms you've utilized to achieve these goals.

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How do you balance innovative ideas with the need for operational efficiency?

Illustrate your methodology for evaluating innovative products against operational capabilities. Discuss how you've applied prioritization frameworks or models to determine the best path forward.

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What are the challenges you have faced in your role as a product manager, and how have you overcome them?

Reflect on specific challenges, such as tight deadlines or resource limitations, and detail your problem-solving strategies. Highlight how resilience and adaptability were key to overcoming these hurdles.

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SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
March 19, 2025

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