Senior Underwriter, Middle Market Construction - job 1 of 2

As a Senior Underwriter at Argo Group, your main responsibilities include reviewing complex insurance policies to verify acceptability, utilizing underwriting tools to ensure accurate classifications and rates, and consulting with general agents for essential information. You’ll also assist in training department personnel, analyze data, and manage an underwriting territory to achieve growth and profitability.

To qualify for the Senior Underwriter role at Argo Group, you'll need a Bachelor’s degree or a combination of education and relevant insurance experience totaling three to five years. A minimum of two to four years of underwriting experience is required, along with strong analytical skills and effective communication abilities.

Argo Group’s culture is vibrant and supportive, promoting respect, equality, and wellness among employees. Senior Underwriters thrive in an environment that encourages collaborations, welcomes ongoing dialogue, and recognizes performance, making it a great place to grow both personally and professionally.

Argo Group is committed to the professional development of its employees through comprehensive training programs like Argo Academy, which offers continuous learning opportunities and supports career mobility. Employees are encouraged to pursue professional designations and further education to excel in their roles.

Senior Underwriters at Argo Group enjoy an attractive Total Rewards package that includes competitive salary, merit-based bonuses, generous paid time off, comprehensive health and wellness options, retirement savings plans, and a supportive work environment that promotes employee well-being and development.

When evaluating complex insurance policies, I thoroughly review the policy details against underwriting guidelines, considering factors such as risk exposure, premiums, and overall market conditions. My goal is to ensure accuracy while accommodating the needs of both the company and the client.

In challenging situations, I rely on a balanced approach that includes consulting with experienced colleagues, analyzing available data, and weighing the potential risks and benefits. Making well-informed decisions is crucial, and I prioritize transparent communication with all stakeholders.

Absolutely! In my previous role, I identified inefficiencies in our risk assessment process. I led a project proposing new technological tools that streamlined our workflows, resulting in improved accuracy and a 20% decrease in processing time, enabling us to meet client needs more effectively.

I am highly proficient in underwriting software related to risk assessment and premium calculations. Additionally, I have extensive experience with Microsoft Word, Excel, and Outlook, which helps me manage my responsibilities efficiently and analyze data effectively.

I stay updated through continuous education, industry publications, networking events, and relevant training programs. Engaging with professional organizations is also important, as it exposes me to best practices and emerging trends affecting the insurance landscape.

I believe in a hands-on approach to training new employees by providing real-world examples, guided training sessions, and open feedback. I aim to create an environment where newcomers feel comfortable asking questions and encourage them to develop their analytical and decision-making skills early on.

In my role, I actively assess risk factors and develop strategies to mitigate them, ensuring that my assignments align with company guidelines. This involves consistently analyzing data trends and fostering strong communication with agents to understand the evolving risk landscape.

Certainly! In a recent project, I collaborated closely with agents to understand their underwriting needs and preferences. This required frequent communication and feedback sessions, ultimately leading to improved relationships and a 15% increase in policy acceptance rates as we tailored our offerings.

I prioritize tasks based on urgency and impact, using a combination of digital tools and checklists to manage my workload. Regularly assessing my progress ensures I can adapt quickly to any emerging priorities without compromising quality or efficiency.

A successful Senior Underwriter excels in analytical skills, stays updated with market trends, and possesses strong communication abilities. They should be detail-oriented, capable of making tough decisions, and committed to continuous improvement, recognizing that underwriting is as much about understanding people as it is about policies.