Risk Operations

Capchase provides flexible payment solutions to B2B software, cloud, and AI companies. Our core product offering, Capchase Pay, is a flexible buy-now-pay-later payment option for B2B SaaS, hardware, and cloud purchases. It helps companies sell more and collect their cash faster.

Capchase was founded in 2020 and is headquartered in NYC. We’ve provided over $2.5B in funding to thousands of companies and operate in eight countries across North America and Europe. To carry out our mission, we've raised over $1B in capital from some of the best fintech investors and credit facility partners, including QED (Nubank, Klarna), 01 Advisors (Tipalti, MasterClass), Bling Capital (Airtable, GitLab, Lyft, Square), SciFi (Stripe, Brex), and Caffeinated (Opendoor, Airtable).

Some of our achievements:

➡ Supporting thousands of software companies and software buyers
👫 80 Capchasers representing 15+ nationalities
🌎 Active in 8 markets
📈 Top Decile Growth
🏅 Ranked #2 across the entire BNPL category, #1 for B2B

In December 2024 we reached the top of the Installment Payment, BNPL category on G2, #1 in B2B, and surpassed 2,000 Vendors and Buyers using Capchase Pay. 

Why work with us?

Help accelerate an industry

At Capchase, we’re building a category that hasn’t existed before—so we mean it when we say every day is different. We’re always looking for the brightest minds to join us. We’re a diverse team of 15+ nationalities with a shared passion for helping innovative companies thrive. Join the climb with us!

As Risk Operations you'll be at the center of helping Capchase finance transactions, assessing all the way from the risk we want to take on as a business, to managing and optimizing critical processes. If you are an expert in operational efficiency, building and managing risk portfolios, working cross functionally with internal and external stakeholders - this is the role for you!

You will be involved all the way from tracking fund allocations and collaborating with financial partners, to preparing insightful reports and ensuring we stay ahead of compliance standards. If you thrive on precision, cross-functional teamwork, and driving operational excellence, we’d love to have you on board.

🚀 What will you do?

• Relationship with lenders: Negotiate and serve as the primary point of contact between Capchase and external lenders and capital providers to successfully close deals. Assist in maintaining strong relationships with investors and lenders as required

• Process Management: Oversee and manage the end to end process, qualifying all deal information to ensure all transactions comply with regulatory requirements, internal policies, and risk management frameworks. Assist in the creation and implementation of funding strategies and workflows to enhance operational efficiency.

• Deal Tracking and Management: Track and manage deals through various stages. Prepare and maintain accurate documentation for funding activities, ensuring compliance with internal policies and regulatory requirements.

• Financial Reporting and Analysis: Prepare regular reports on funding activity, including cash flow analysis, funding trends, and performance metrics. Analyze and reconcile funding discrepancies and ensure accurate record-keeping.

• Funding and Deal Submissions: Ensure all funding packages are completed, all verifications have been conducted and we can fund a transaction. 

• Portfolio and Risk Management: Monitor and report on any funding risks, ensuring appropriate measures are in place. Proactively address potential funding delays or disruptions and provide solutions. Create attractive pools of deals to sell to forward flow providers after they have been seasoned inhouse.

• Documentation and Compliance: Gather and store necessary documentation for approved deals, ensuring compliance with regulatory requirements.

• Stakeholder Management: Identify and implement process improvements to streamline operations and enhance efficiency. Work closely with other departments (e.g., GTM, Risk, Tech, Finance, Legal, Operations) to ensure alignment and smooth execution

🧠 What are we looking for?

• Background in a financial services company or similar industry

• Experience in funding operations or having worked at a capital provider

• Strong attention to detail and commitment to accuracy

• Analytical mindset with solid problem-solving skills

• Ability to multi-task and thrive in a fast-paced environment

• Professional experience in funding operations, audit, finance, or a related field

• Proficient in English is a must

📊 Useful info:

• This role will be 100% remote based in the Americas timezone.

• Flexible working hours

• Benefits depending on your location

• Stock options

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.