Full Stack Engineer - Fraud Team
Hybrid in London, UK
Fast, flexible finance empowers small businesses to manage their cash flow better and seize opportunities - making their business and the economy stronger as a whole. At iwoca, we do just that. We help businesses get the funds they need, when they need it, often within minutes. We’ve already made several billion in funding available to more than 100,000 businesses since we launched in 2012, and positioned ourselves as a leading Fintech in Europe.
Our mission is to finance one million businesses. We’ll get there by continuing to make our finance ever more relevant and accessible to more businesses by combining cutting-edge technology, data science, and a 5-star customer service.
The Fraud team is a new team within iwoca, and owns iwoca’s strategy and tech systems against fraud. The team balances robust fraud prevention with an exceptional customer experience and strong conversion rates.
The team is growing, and currently consists of a principal full-stack engineer and a Team Lead.
We need a full-stack engineer to join the growing Fraud team, to help significantly restructure and simplify iwoca’s fraud systems. This is a high-growth role, with a view that you will grow to take on technical leadership of the team.
Ownership and influence
Design and build iwoca’s new fraud system, to achieve a balance between fraud prevention and customer experience.
Take ownership of the solutions that feed into this system, covering both in-built capabilities and third-party integrations.
Use data to identify opportunities and measure improvements to our systems and processes.
Collaboration
Work with product, analytics and strategy team members to ensure technical solutions align with iwoca’s overall fraud strategy.
Collaborate with engineers within other parts of iwoca, such as our Operations, Customer Funnel, and Credit Risk teams, to drive fraud tech changes forwards.
Growth and progression
Progress to becoming the team’s technical lead within 6-9 months.
The requirements
Essential:
Back-end development experience, ideally with Python.
Front-end development experience with TypeScript.
Experience with Django, PostgreSQL, and designing, building, and managing relational databases.
Excellent communication skills, with the ability to translate business needs into effective technical solutions.
Bonus:
Experience working with third-party integrations.
React framework experience.
A strong numerical academic background, i.e. maths, physics, computer science, engineering, or similar.
An understanding of data analysis and statistics.
The salary
We expect to pay from £60,000 - £70,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.
The culture
At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services.
The offices
We put a lot of effort into making iwoca a great place to work:
Offices in London, Leeds, Frankfurt, and Berlin with plenty of drinks and snacks.
Events and clubs, like bingo, comedy nights, yoga classes, football, etc.
The benefits
Flexible working.
Medical insurance from Vitality, including discounted gym membership.
A private GP service (separate from Vitality) for you, your partner, and your dependents.
25 days’ holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
A one-month, fully paid sabbatical after four years.
Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
3% pension contributions on total earnings.
An employee equity incentive scheme.
Generous parental leave and a nursery tax benefit scheme to help you save money.
Electric car scheme and cycle to work scheme.
Two company retreats a year, we’ve been to France, Italy, Spain, and further afield.
And to make sure we all keep learning, we offer:
A learning and development budget for everyone.
Company-wide talks with internal and external speakers.
Access to learning platforms like Treehouse.
Useful links:
See iwoca benefits & policies for detail and some additional benefits.
See interview welcome pack to learn more about the process.
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Join iwoca as a Full Stack Engineer on the Fraud Team in London, where you will play a key role in creating innovative financial solutions for small businesses. At iwoca, we believe that fast and flexible finance can empower businesses to manage their cash flow more effectively and seize opportunities as they arise. With our cutting-edge technology and data science expertise, we have provided billions in funding to over 100,000 businesses since our inception in 2012. As part of our new Fraud Team, you'll have the opportunity to reshape our fraud systems, balancing robust prevention measures with an exceptional customer experience. This position allows you significant ownership as you design and build iwoca's new fraud system, collaborating with various internal teams to align technical solutions with our broader fraud strategy. Your technical expertise in Python for back-end development and TypeScript for front-end development, along with experience in Django and PostgreSQL, will be essential for this role. We are looking for someone who is driven and eager to progress to a technical leadership position. At iwoca, our culture emphasizes growth, support, and continuous learning, ensuring that you have access to development budgets, mentoring opportunities, and a vibrant workplace atmosphere. If you're ready to make an impact while enjoying the benefits of flexible working, generous leave, and team retreats, apply now to take your career to the next level!
iwoca allows small businesses to access the type of short-term funding previously only available to their larger peers. From taking advantage of new trade opportunities to bridging cashflow gaps, we believe flexible access to finance is crucial to...
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