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Bilingual Consumer Lending Sales Specialist - Full Time

Address: 3303 Williams Dr., Ste. 102, Georgetown, Texas, United States - 78628
 

Bi-Lingual Spanish is a plus!!
 

Since 1997, Advance America has helped millions of hardworking people with a variety of personalized financial solutions. We are a nationally recognized, fully licensed financial services company with over 800 locations and online lending services.

We are currently seeking highly-skilled, career-oriented individuals ready to be part of a growing company!

We offer:

  • Competitive Wages
  • Health/Life Benefits
  • 401(k) Savings Plan with Company Match
  • 3 Weeks of Paid Parental Leave
  • 11 Company Paid Holiday's
  • Paid Time Off including Volunteer Time
  • Vacation Carryover
  • Tuition Reimbursement
  • Work-Life Balance
  • Business Casual Environment
  • Rewards & Recognition Program
  • Employee Assistance Program
     

To learn more about Advance America visit the Advance America Website.

Position Summary

The Consumer Lending sales Specialist (CLSS) position is a performance based, hands-on, customer-focused role that is responsible for delivering results related to individual and branch sales goals as well as customer expectations. Job responsibilities are expected to be completed in a manner that complies with all federal and state regulations and adheres to company policies, procedures, and practices. This position is responsible to perform an active role in meeting all performance goals and metrics for the center as defined by management. In order to do so, this position requires attention to detail, excellent customer service skills, and a passion for sales and customer acquisition. This position is responsible to develop, assist, and participate in all marketing and collection efforts, both internally and externally.

Job Responsibility

Customer Service, Sales, Marketing & Customer Acquisition: Actively assist in meeting the center’s performance metrics as defined by management. Utilize sales tools to provide an exceptional customer experience and to use sales and marketing techniques inside and outside of the branch to ensure the branch is the customer acquisition engine that drives new customer growth into storefront and online channels. Be responsible for day-to-day servicing of an ever-growing consumer loan portfolio. Present financial solutions, based on customer needs that meet their goals. Develop new relationships and maintain existing relationships while working with customers throughout the loan process and loan life cycle. Educate customers on the terms and conditions of their loans to ensure a clear understanding of the products they have selected. Effectively build trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, core values and our company’s purpose. Deploy marketing efforts in the community to generate sales and customer growth, and complete marketing tracking sheets as required.

Job Responsibilities Cont.

Operations, Compliance, & Collections: Assist in managing the P&L to meet all budgeted numbers and in meeting management’s expectations related to center performance. Adhere to the Company’s policies, procedures, Creed, and to all applicable state and federal regulations. Maintain accurate cash controls and ensure that security procedures are in line with Company and Loss Prevention (LP) Standards. Enter customer and transaction information accurately into the point of sales system, and create and maintain accurate customer files with all required documentation. Perform and document collection calls, field visits, and any other approved collection activities. Complete other duties as assigned.

Team & Leadership: Work closely with and support others in a positive, team environment to enhance the customer experience.

Education Required

High School Diploma or equivalent required; some college preferred.

Experience Required

Sales and/or customer service experience required, or equivalent experience. One year of experience in one or more of the following areas preferred: sales, retail, banking, or collections.

Knowledge Required

Strong math skills, including the ability to count cash; professional verbal communication by phone and in person; ability to read, write, evaluate, and apply complex and detailed information; may work alone; ability to interact professionally and exhibit appropriate social skills; ability to negotiate payment terms and effectively communicate loan requirements; ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and employees; ability to use computer programs required to process customer transactions; ability to maintain composure in stressful situations; ability to follow procedures in the normal course of business and in stressful situations; ability to develop and maintain business relationships.

Physical Requirements

Standing for long periods of time; sitting occasionally; walking, including extended distances; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation in order to complete tasks including, but not limited to, banking, marketing, and providing staffing coverage within the division; exposure to outdoors limited to elements that the ordinary person would be exposed to at that time; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; housekeeping/cleaning (vacuuming, dusting, cleaning windows, bathroom, etc., including exposure to cleaning chemicals); use of office equipment to include computers; be physically present at, and complete the physical requirements of the position at any center within the division (distance varies by division).

Competencies

Sales and Customer Acquisition – Branch
Customer Commitment
Vision-Driven
Product Knowledge
Action-Oriented
Purpose-Driven
Teamwork
Customer Centricity

Travel

Must have a valid driver’s license and access to insured, reliable transportation. Ability to travel within division for marketing, collections, staffing, special events, and banking responsibilities.

Attire

The Company offers employees the option of wearing, polos, blouses, collared shirts, sweaters or other professional attire with slacks or jeans and appropriate shoes. Employees should dress accordingly to their business.

Other

Must be 18 (except in AL where the age requirement is 19), eligible to work in the USA, and able to successfully complete all post offer screens, including a criminal background check, MVR, credit check if required by state law, and reference check. Regular and punctual attendance is required. Schedules may be changed as needed to accommodate business needs. Overtime may be required.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.


Requisition ID:  44905

#INDRC

Average salary estimate

$50000 / YEARLY (est.)
min
max
$40000K
$60000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Bilingual Consumer Lending Sales Specialist - Full Time, Purpose Financial

If you're a passionate sales professional who loves helping others, Advance America has an exciting opportunity for you! We're on the lookout for a Bilingual Consumer Lending Sales Specialist to join our vibrant team in Georgetown, Texas. Since 1997, Advance America has been committed to providing personalized financial solutions to those in need and, with over 800 locations across the nation, we're as dedicated as ever. As a Bilingual Consumer Lending Sales Specialist, you'll be at the forefront of our efforts to ensure customers have access to the financial assistance they deserve. In this hands-on role, you'll engage with customers, utilizing your sales prowess and stellar customer service skills to guide them through our lending products—from application to approval. Your role will not only focus on meeting sales goals but also on building lasting relationships and educating customers about our offerings. You’ll be part of a supportive team culture that thrives on collaboration, enabling you to excel in your sales endeavors while positively impacting the community around you. With competitive compensation, comprehensive health benefits, paid time off, and a work environment that values both professional development and work-life balance, Advance America makes it easy for you to focus on what matters most—our customers. So, if you're ready to take your career to the next level and join a company that truly values your contributions, we encourage you to apply. Your journey to making a difference starts here!

Frequently Asked Questions (FAQs) for Bilingual Consumer Lending Sales Specialist - Full Time Role at Purpose Financial
What are the key responsibilities of a Bilingual Consumer Lending Sales Specialist at Advance America?

As a Bilingual Consumer Lending Sales Specialist at Advance America, your key responsibilities include providing exceptional customer service, meeting individual and branch sales goals, and participating in marketing efforts. You'll actively engage with customers, presenting tailored financial solutions, managing a growing loan portfolio, and educating clients on loan terms. Additionally, you'll adhere to compliance regulations while fostering positive relationships within your team.

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What qualifications do I need to apply for the Bilingual Consumer Lending Sales Specialist position at Advance America?

To qualify for the Bilingual Consumer Lending Sales Specialist position at Advance America, candidates typically need a high school diploma or equivalent, with some college preferred. Experience in sales, retail, banking, or customer service is essential. Strong communication skills, attention to detail, and a passion for customer acquisition are also key attributes we look for in potential team members.

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What kind of training does Advance America provide for new Bilingual Consumer Lending Sales Specialists?

At Advance America, we understand that effective training is vital to your success as a Bilingual Consumer Lending Sales Specialist. We provide comprehensive onboarding that covers everything from our product offerings to compliance training and sales techniques. Ongoing support and mentorship from experienced team members ensure you have the tools and resources necessary to excel in your role.

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How does Advance America support work-life balance for Bilingual Consumer Lending Sales Specialists?

Advance America values the importance of work-life balance for its employees, including Bilingual Consumer Lending Sales Specialists. We offer flexible scheduling, generous paid time off, and the option for overtime, allowing you to meet both personal and professional obligations. We believe that supporting our staff's well-being enhances their ability to serve our customers effectively.

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What is the work environment like for Bilingual Consumer Lending Sales Specialists at Advance America?

The work environment at Advance America for Bilingual Consumer Lending Sales Specialists is dynamic, supportive, and team-oriented. Employees enjoy a business casual dress code and are encouraged to foster positive relationships with both customers and colleagues. Our culture emphasizes collaboration, as well as recognition for hard work and dedication, making it an inspiring place to grow your career.

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Common Interview Questions for Bilingual Consumer Lending Sales Specialist - Full Time
How do you handle challenging customer interactions as a Bilingual Consumer Lending Sales Specialist?

When faced with challenging customer interactions, it's crucial to remain calm and attentive. As a Bilingual Consumer Lending Sales Specialist, I focus on actively listening to the customer's concerns and validating their feelings. I then work to find a solution that addresses their needs while adhering to company policies. My goal is always to ensure a positive customer experience.

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Can you provide an example of a successful sales strategy you've used in the past?

Certainly! In my previous role, I employed a consultative sales approach, where I took the time to truly understand each customer's unique financial situation. By asking open-ended questions and identifying their specific needs, I was able to present tailored lending solutions that resonated with them, leading to a significant increase in closing rates.

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What do you believe is the most important quality for a Bilingual Consumer Lending Sales Specialist?

I believe the most important quality for a Bilingual Consumer Lending Sales Specialist is empathy. Being able to relate to customers' situations and showing genuine concern for their financial well-being builds trust and rapport. This openness is fundamental in ensuring customers feel comfortable discussing their needs and helps drive successful outcomes.

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How do you stay compliant with regulatory requirements while selling financing products?

Staying compliant with regulatory requirements is essential in this role. I make it a practice to continuously educate myself on federal and state regulations concerning consumer lending. When selling financing products, I ensure that I present transparent information, allowing customers to make informed decisions while adhering to all compliance protocols.

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How would you approach building relationships with customers?

Building relationships with customers starts with excellent communication and a willingness to follow up. I believe in taking the time to engage with customers and understand their financial goals. By being proactive in offering support throughout the loan process, I not only facilitate a strong connection but also enhance the overall customer experience.

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What strategies would you use to exceed sales targets?

To exceed sales targets, I would leverage both internal and external marketing strategies. Engaging with local communities through events and promotions can generate interest. Additionally, utilizing customer referrals and building a loyal customer base would help increase sales. Regularly analyzing sales metrics would also guide my strategies and inform my adjustments.

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Describe a time when you worked as part of a team to achieve a goal.

In my previous position, our team faced a challenging sales target for a new product launch. I coordinated with my colleagues to organize a local outreach event, dividing tasks according to each person's strengths. Our collective effort not only met the goal but also strengthened our professional relationships, showcasing the power of teamwork in sales.

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What role do you think marketing plays in your position as a Bilingual Consumer Lending Sales Specialist?

Marketing plays a pivotal role in my position as a Bilingual Consumer Lending Sales Specialist. It helps create awareness around our products and services while driving new customer acquisition. By collaborating with marketing efforts, I can ensure we resonate with potential clients and effectively communicate how our financial solutions can meet their needs.

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How do you prioritize your daily tasks in a fast-paced sales environment?

In a fast-paced sales environment, prioritizing tasks is vital. I start by assessing urgent customer needs and sales opportunities, resolving those first. I also schedule time for administrative tasks without compromising customer interactions. Utilizing tools like to-do lists or a digital calendar helps keep me organized and focused.

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What motivates you in a sales role like the Bilingual Consumer Lending Sales Specialist?

What motivates me most in a sales role is the opportunity to make a positive difference in customers' lives. Helping individuals secure the financial support they need is rewarding, and seeing the direct impact of my efforts drives me to excel. Additionally, achieving sales milestones and being recognized for my hard work inspires me to strive for continued success.

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A leading consumer financial services company, Purpose Financial is dedicated to helping our customers achieve financial stability through a variety of personal financial solutions. Through our consumer brands, Advance America and Purpose Mo...

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DATE POSTED
April 4, 2025

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