Lead Financial Crime Officer (New Markets - The Netherlands) Dutch speaker 🇳🇱

Our mission? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Our values:

Customer focus | Prioritize customers in everything you do

Ownership | Own your part, get things done

Teamwork | Make (team)work easy

Mastery | Continuously raise the bar

Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

Join us as Lead Financial Crime Officer (NL) to build and implement robust financial crime processes in this key expansion market. You will play a crucial role in Qonto's growth strategy, working closely with Stefano, our Head of Financial Crime/MLRO (Central Europe), to establish regulatory compliance frameworks as we begin onboarding clients in the Netherlands.

👩‍💻🧑‍💻 As a Lead Financial Crime Officer (NL) at Qonto, you will:

• Process Implementation: Establish and manage financial crime processes for the Dutch market, ensuring compliance with local regulations and implementing the roadmap.

• Regulatory Communication: Engage with the Dutch Financial Intelligence Unit (FIU) and regulatory authorities, representing Qonto as the primary point of contact for financial crime matters.

• SAR Management: File and manage Suspicious Activity Reports (SARs) with Dutch authorities, ensuring timely and accurate reporting.

• Policy Creation: Draft and implement financial crime policies and procedures tailored to Dutch market requirements.

• KPI Optimization: Monitor and optimize key performance indicators (KPIs) related to financial crime processes, ensuring no delays or backlogs while continuously improving operational efficiency.

🤔 What you can expect:

• Team structure: You'll be part of Qonto's Central European financial crime team, with access to resources from different teams to support your operational tasks

• Collaborative environment: While working independently in the Dutch market, you'll have support from central resources in France and Germany, with guidance from experienced team members

• Growth opportunity: As one of the first financial crime specialists in the Netherlands, you'll have the chance to build processes from the ground up and grow with Qonto's expansion

• Impactful work: Your role will be critical in enabling Qonto to onboard clients in the Netherlands, directly contributing to the company's growth strategy.

🤝 About your future manager:

Your manager will be Stefano Bovo, our Head of Financial Crime/MLRO (Central Europe).

• Background: Stefano brings over a decade of expertise in compliance and AML, with a Master's in European and International Law and an MBA. His career spans prestigious institutions, including PwC (where he led the compliance and AML crypto consulting department), Deutsche Bank, Intesa Sanpaolo, Coinbase, and Upvest. He joined Qonto in February 2025 after building a distinguished career in regulatory compliance and financial crime prevention.

• Leadership Style: Stefano excels at building compliance frameworks from the ground up and brings a global perspective through his international background and multilingual skills. He's known for his collaborative approach, providing clear guidance while empowering team members. Working with him, you'll benefit from his expertise across both traditional banking and innovative fintech environments, and his commitment to fostering a strong compliance culture.

🏅 About You:

• Experience: You have extensive experience in financial crime prevention, AML/CFT processes, or regulatory compliance, preferably in a fintech or financial services environment

• Language skills:You have native-level proficiency in Dutch with excellent English communication skills, enabling you to effectively engage with regulators and draft professional documentation

• Analytical mindset: You possess strong analytical and logical thinking skills with the ability to make independent decisions and understand complex regulatory requirements

• Proactive approach: You're hands-on, energetic, and autonomous, with the ability to take initiative and adapt to the challenges of building processes in a new market

• Communication skills: You have excellent stakeholder management abilities, both internally and externally, with experience in professional interactions with Dutch regulatory bodies.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

🎁 Perks

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.

- Remote work policy;

- Availability of co-working space for meetings;

- Competitive salary and paid leave package;

- Stock-option packages to share in Qonto's success;

- Public transportation reimbursement (part or global);

- A great health insurance;

- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;

- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;

💬 Our hiring process:

- Interviews with your Talent Acquisition Manager and future managers

- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

We will send you an interview guide so you can best prepare yourself.

On average our process lasts 20 working days and offers usually follow within 48 hours 🤞

To learn more about us:

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