Credit Risk Analyst

As a Credit Risk Analyst at Remote, your responsibilities include performing financial assessments on new deals, managing credit underwrites for large exposure accounts, and monitoring overall credit risk at a portfolio level. You'll develop strategies to mitigate risks and losses while collaborating with product and engineering teams to improve our operational processes.

To apply for the Credit Risk Analyst position at Remote, you should have a minimum of four years of experience in credit risk, corporate finance, or accounting. A strong understanding of financial statements and excellent analytical skills are crucial. Experience in the fintech sector or startups is a plus.

Remote encourages a healthy work-life balance for Credit Risk Analysts, providing flexible working hours and unlimited personal time off. Our async work model allows you to schedule your day based on your personal commitments, ensuring you prioritize life and family.

At Remote, you can expect a supportive and inclusive company culture that values diversity and encourages innovation. We have employee resource groups to foster belonging and prioritize team members' well-being. Our ethos emphasizes kindness, ambition, and grit, offering an environment where your voice can be heard.

The base salary range for the Credit Risk Analyst position at Remote is between $36,000 to $80,950, depending on location, experience, and relevant skills. Our compensation philosophy ensures fair and unbiased pay practices across our global workforce.

When answering this question, highlight your analytical skills and explain the financial models and criteria you utilize for assessing credit risk, such as cash flow analysis and historical data trends.

Discuss your familiarity with analyzing Profit & Loss statements, Balance Sheets, and Cash Flow Statements, and how you’ve used these analyses to inform your decisions as a Credit Risk Analyst.

Share examples of how you prioritize tasks based on their urgency and importance, emphasizing tools or methods you use to keep your work organized and efficient.

Use the STAR method (Situation, Task, Action, Result) to detail a specific case where you identified a potential credit risk and implemented a strategy that effectively mitigated that risk.

Highlight your understanding of relevant regulations and compliance standards in the financial sector, and explain how you integrate these considerations into your credit risk assessments.

Discuss your experience working cross-functionally with teams such as finance, product, or engineering, emphasizing the importance of collaboration in achieving effective credit risk management.

Provide a clear example of a situation where you had to persuade stakeholders to adopt a specific credit risk approach, showcasing your communication and negotiation skills.

Share your insights on current trends such as technological advancements, regulatory changes, or economic factors that impact credit risk in the fintech space, showing your industry knowledge.

Describe the resources you use to stay informed about industry changes, including publications, online forums, webinars, or professional associations related to credit risk and financial analysis.

Express your enthusiasm for joining a company like Remote that values innovation and inclusion, and discuss how Remote's mission aligns with your personal career goals in the financial analysis field.