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Payment Operations Analyst - Weekend Cover image - Rise Careers
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Payment Operations Analyst - Weekend Cover

Company Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. 

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

  • Oversee the daily operations of the Cardiff payment team, ensuring that daily tasks are carried out and queries are answered promptly.

  • Manage the weekend schedule, ensuring two team members are always available to cover and alerting management if this is not possible.

  • Approve payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real-time payment schemes, in line with agreed cut-offs.

  • Approve incoming liquidity within agreed timescales.

  • Assist and support the team with general investigations and correctly resolve payment exceptions (e.g., rejections, returns, failures, etc.).

  • Approve Network Partner statements, investigating and resolving any discrepancies.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues promptly and minimize service/client impact.

  • Develop an in-depth understanding of the payment platforms and our Network Partners across the globe.

  • Actively seek to improve processes, workflows, and tooling.

  • Support the identification, management, and resolution of service-affecting incidents.

  • Effectively manage your time and that of the payment specialists to ensure all critical tasks are completed and deadlines are met.

  • Collaborate with other internal teams, including Compliance, Reconciliation, Incident Management, and Customer Support, to ensure issues are resolved in a timely manner.

  • Report on daily challenges, workloads, and improvement ideas.

This is a hybrid position. You will be working weekends as well as 3 days mid week. Either Wednesday to Sunday or Saturday to Wednesday.

Qualifications

Preferred Qualifications

Proven experience as a Payment Team Lead or Analyst

  • Strong analytical and problem-solving skills
  • Proficiency in banking software and payment processing systems
  • Excellent attention to detail and accuracy
  • Strong communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Knowledge of compliance standards, international payment schemes and regulatory requirements
  • Experience working as part of a global team
  • Experience working with Central Banks

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$42500 / YEARLY (est.)
min
max
$35000K
$50000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Payment Operations Analyst - Weekend Cover, Visa

Are you ready to step into an exciting role as a Payment Operations Analyst for Visa Payments Limited in Cardiff? If you’re intrigued by the future of technology and want to play a part in transforming the payments landscape, this position could be a perfect fit for you! As a Payment Operations Analyst, you will oversee the daily operations of our payment team, ensuring everything runs smoothly and that all queries are addressed promptly. You'll be responsible for managing the weekend schedule, making sure we have all hands on deck when it matters the most. You will also take charge of approving various payments such as Faster Payments and International Payments, ensuring they align with our stringent cut-off times. A key part of your role will involve investigating payment exceptions and working closely with our Network Partners to resolve any discrepancies. Your strong analytical skills will shine as you actively seek ways to improve processes and workflows, making our operations more efficient. This hybrid position gives you the flexibility to work 3 mid-week days alongside your weekend shifts, perfect for maintaining a work-life balance while being part of a vibrant, global team. At Visa Payments Limited, we value individuality and support our team members to thrive both personally and professionally. If you’re excited about the prospect of improving payment systems and joining a respected leader in digital payment technology, we can’t wait to hear from you!

Frequently Asked Questions (FAQs) for Payment Operations Analyst - Weekend Cover Role at Visa
What are the main responsibilities of a Payment Operations Analyst at Visa Payments Limited?

As a Payment Operations Analyst at Visa Payments Limited, your main responsibilities include overseeing daily operations of the payment team, managing weekend schedules, approving various payments including Faster Payments and SWIFT transactions, assisting with payment investigations, and communicating with Network Partners to resolve discrepancies.

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What qualifications do I need to become a Payment Operations Analyst at Visa Payments Limited?

To qualify for the Payment Operations Analyst position at Visa Payments Limited, you should have provable experience in payment processing or team leadership, strong analytical skills, proficiency in banking software, and familiarity with compliance standards and international payment schemes.

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What is the work schedule like for a Payment Operations Analyst at Visa Payments Limited?

The work schedule for a Payment Operations Analyst at Visa Payments Limited includes working weekends alongside three designated mid-week days, offering flexible options such as Wednesday to Sunday or Saturday to Wednesday, promoting an optimal work-life balance.

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How does Visa Payments Limited support career development for Payment Operations Analysts?

Visa Payments Limited supports career development for Payment Operations Analysts by offering a dynamic work environment that encourages process improvement, continuous learning, and collaboration with various internal teams to solve challenges and contribute to their global presence.

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What qualities make a successful Payment Operations Analyst at Visa Payments Limited?

Successful Payment Operations Analysts at Visa Payments Limited possess strong analytical and communication skills, the ability to work both independently and as part of a dynamic team, excellent attention to detail, and a proactive attitude toward process improvement and problem-solving.

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Common Interview Questions for Payment Operations Analyst - Weekend Cover
What relevant experience do you have as a Payment Operations Analyst?

Highlight your past roles in payment processing or financial analysis, emphasizing any team leadership experiences. Discuss specific tasks you've managed, such as approving payments or resolving discrepancies, and how they relate to the responsibilities at Visa Payments Limited.

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How do you prioritize tasks in a fast-paced environment?

Explain your approach to task prioritization, using examples from previous jobs where you successfully managed multiple deadlines. Emphasize your attention to detail and ability to adapt to emerging priorities within a set schedule.

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Can you describe a time you resolved a payment exception?

Share a specific instance where you investigated a payment exception, detailing the steps you took to identify the issue, collaborate with stakeholders, and successfully resolve the problem, demonstrating your analytical and problem-solving skills.

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What tools and software are you familiar with in payment processing?

List the banking software and payment processing systems you have experience with and describe how you've utilized these tools effectively in previous roles to streamline processes and improve accuracy.

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How would you handle communication with distressed Network Partners?

Discuss the importance of maintaining a calm and professional demeanor when communicating with distressed partners. Highlight your interpersonal skills and provide examples of how you've effectively resolved issues while preserving strong working relationships.

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What strategies do you employ for quality control in payments?

Explain your methods for ensuring the accuracy and reliability of payments, including checks and audits you perform and any workflows you've helped develop to ensure compliance with regulations and standards.

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How do you keep up with changes in compliance and regulatory standards?

Describe your strategies for staying informed on compliance and regulatory standards, such as attending workshops, reading industry publications, or participating in relevant forums to ensure your knowledge remains up-to-date.

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What is your experience with cross-border payments?

Share your knowledge of international payment processes, regulations, and schemes, along with any experience you have in handling cross-border payments, elaborating on challenges faced and how you overcame them.

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Can you provide an example of how you improved a process in your previous role?

Discuss a specific example where you identified an inefficiency in a payment process and initiated changes that resulted in improvements, focusing on the outcome and benefits realized by your team or the company.

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Why do you want to work for Visa Payments Limited?

Reflect on what excites you about Visa Payments Limited's mission and values. Share your admiration for their commitment to innovation in payments and how you share similar values that align with your professional aspirations.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 12, 2025

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