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Credit Card Customer Service

Discover. A brighter future.

We offer 100% remote, combo, or on site - it’s your choice!

And… After you join the team, Discover will provide eligible employees with a one-time allowance of $500 to cover the costs of setting up a home office and a $60 monthly payment to offset remote work expenses.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:


We know you’re going to love it here! Discover has an outstanding culture, and the employee experience is fantastic!

Our next classes start in May of 2025.


We’ve got you covered with a variety of shifts. We are currently hiring for schedules with start times with the following hours:

• 12:30 PM, 2:30 PM & 3:30 PM EST (DE, PA, NJ, MD, OH)

• 10:30 AM, 12:30 PM & 1:30 PM MDT (UT)

• 9:30 AM, 11:30 AM & 12:30 PM MST (AZ)

Note: Shifts are Monday- Friday with weekends as assigned.


What You'll Do

  • Responsible for handling routine customer service inquiries and problems via telephone, digital or chat channels through effective communication and problems solving skills.
  • These routine customer service inquiries require the use of standard screens, scripts and procedures.
  • Navigates a computerized system for responding and/or troubleshooting to customer questions.
  • Must have excellent verbal communication and problem-solving skills, as well as being comfortable with multi-tasking, as needed.
  • Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.


How You'll Do It

  • Assists over 100+ customers per day by energetically engaging in a fast-paced, back-to-back call environment via phone, online or chat
  • Brings empathy to customer inquiries about reward redemptions, customer information updates, card activations, making payments, processing lost or stolen cards, statement and APR inquires, and processes credit line increase and decrease requests
  • Utilizes multiple systems to respond to, troubleshoot and document customer inquiries
  • Leverages 2 standard screens, verbatim scripts and procedures
  • Builds the Discover Financial brand by providing industry-leading care and innovative solutions


Qualifications You'll Need
 

Physical and Cognitive Requirements


The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

  • Primarily remain in a stationary position.
  • No required movement about the work environment to complete the major responsibilities of the job.
  • Primarily performed indoors in an office setting.
  • Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
  • Ability to communicate verbally.; Ability to communicate in written form.


This position also requires completion of a series of activities designed to evaluate specific skills, knowledge, and qualifications related to this position.

Bonus Points If You Have

  • H.S. Diploma or GED
  • 1+ years Customer service


Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

#INDDFS

#ZRDFS

#Remote

#BI-Remote

A credit screening may be required for some roles within Discover Home Lending.

Application Deadline:

The application window for this position is anticipated to close on Apr-12-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $17.00 to $19.40. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

  • Paid Parental Leave

  • Paid Time Off

  • 401(k) Plan

  • Medical, Dental, Vision, & Health Savings Account

  • Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances

  • Recognition Program

  • Education Assistance

  • Commuter Benefits

  • Family Support Programs

  • Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance).

Positions marked as remote eligible are limited to remote locations within the country in which the position is based.

Applicants must be 18 or older at the time of hire.

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Average salary estimate

$37500 / YEARLY (est.)
min
max
$34000K
$41000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Credit Card Customer Service, Discover

Join Discover as a Credit Card Customer Service representative and step into a world where your communication skills can make a real difference! Based in beautiful Whitehall, you can work 100% remotely, in a combo setup, or on-site—the choice is yours! Imagine receiving a one-time $500 allowance to help you create an inspiring home office and enjoying a monthly stipend of $60 to cover your remote work expenses. Working with us means you’ll not only tackle routine customer inquiries but also play a vital role in enhancing our customer experience from day one. You'll actively engage with over 100 customers daily—helping them navigate issues related to rewards, card activations, payments, and more—all while embracing our core values of Play to Win, Get Better Every Day, and Succeed Together. We foster a collaborative culture that champions your growth and uniqueness, allowing you to shine and contribute to millions achieving brighter financial futures. Your shifts are flexible, ensuring a good work-life balance, and you'll have the opportunity to learn valuable skills in a supportive environment that prioritizes employee well-being. Join Discover, where meaningful work meets a great community, and take your first step toward a rewarding career today!

Frequently Asked Questions (FAQs) for Credit Card Customer Service Role at Discover
What are the primary responsibilities of a Credit Card Customer Service representative at Discover?

As a Credit Card Customer Service representative at Discover, you will be responsible for addressing routine customer inquiries via various channels like phone, chat, and digital platforms. This includes resolving issues related to card activations, processing payments, and assisting with rewards redemptions. Your ability to communicate effectively and solve problems will be key to your success, as you manage and escalate customer-impacting issues within the organization.

Join Rise to see the full answer
What qualifications do I need to apply for the Credit Card Customer Service position at Discover?

To apply for the Credit Card Customer Service position at Discover, you should have a high school diploma or GED and ideally possess at least 1 year of experience in a customer service role. Strong verbal communication skills and an aptitude for problem-solving are essential. While previous experience in financial services may be beneficial, it's not a strict requirement for this role.

Join Rise to see the full answer
What is the work schedule like for the Credit Card Customer Service role at Discover?

The Credit Card Customer Service role at Discover offers flexible scheduling with a variety of shift start times throughout the week, primarily Monday to Friday. You'll have options in EST, MDT, and MST time zones, allowing you to find a schedule that works best for you, including weekends as assigned. This flexibility helps maintain a healthy work-life balance.

Join Rise to see the full answer
What benefits can I expect as a Credit Card Customer Service representative at Discover?

As a Credit Card Customer Service representative at Discover, you will enjoy a comprehensive benefits package that includes Paid Parental Leave, Medical and Dental insurance, a 401(k) plan, and Education Assistance. Additional perks such as a Recognition Program and Employee Stock Purchase Plan highlight our commitment to employee well-being and growth.

Join Rise to see the full answer
Is remote work an option for the Credit Card Customer Service position at Discover?

Yes, Discover offers the flexibility of working 100% remotely for the Credit Card Customer Service position! This means you can thrive in a comfortable environment of your choice while still making a significant impact in customer service experiences.

Join Rise to see the full answer
Common Interview Questions for Credit Card Customer Service
Can you describe a time when you provided excellent customer service?

When answering this question, think of a specific instance where you went above and beyond to help a customer. Highlight your communication skills, problem-solving abilities, and the positive outcome for the customer. Be detailed in your response, emphasizing your role in resolving their issue effectively.

Join Rise to see the full answer
How do you handle a difficult customer?

It's essential to remain calm and patient when dealing with a difficult customer. Describe a methodical approach: listening actively to their concerns, empathizing with their situation, and providing a clear path toward resolution. Emphasize your conflict-resolution skills and your ability to maintain professionalism.

Join Rise to see the full answer
What do you know about Discover and our credit card services?

This is your opportunity to showcase your research about Discover. Mention key aspects of the company’s values, its commitment to customer satisfaction, and its various credit card offerings. Tailor your response to demonstrate how your values align with those of Discover.

Join Rise to see the full answer
How do you prioritize tasks in a fast-paced environment?

Discuss your approach to task management, such as creating a to-do list or using digital tools. Explain how you assess urgency and importance, especially in a role that may involve handling multiple customer inquiries simultaneously.

Join Rise to see the full answer
What would you do if you didn't know the answer to a customer's query?

It's acceptable to admit when you don't have an answer immediately. Describe a step-by-step strategy: reassure the customer that you'll find the information, utilize available resources, or involve a colleague if necessary. Highlight the importance of follow-up and keeping the customer informed.

Join Rise to see the full answer
Describe how you would manage your time effectively during busy periods.

Time management is crucial in a busy environment. Share techniques such as time blocking, using performance metrics to stay on track, and leveraging breaks strategically to recharge. Highlight how these practices can boost productivity and enhance customer service.

Join Rise to see the full answer
Why do you want to work in customer service, specifically at Discover?

Talk about your passion for helping people and how Discover’s mission resonates with you. Discuss how their inclusive culture and commitment to employee growth appeal to you professionally and personally.

Join Rise to see the full answer
What steps would you take to build rapport with a customer?

Building rapport involves listening intently, asking open-ended questions, and using the customer's name during conversation. Discuss how these techniques can create a connection, show empathy, and ultimately improve the overall customer experience.

Join Rise to see the full answer
How do you keep yourself motivated in a repetitive job?

This is an opportunity to demonstrate your self-motivation strategies. Talk about setting daily goals, finding joy in problem-solving, and engaging with colleagues to maintain a positive work atmosphere. Mention how a supportive team can enhance your motivation.

Join Rise to see the full answer
How do you stay organized when handling multiple customer requests?

Discuss your organizational strategies, such as using systems to track inquiries or methods for keeping a tidy workspace. Highlight the importance of prioritizing and how this helps in providing timely and accurate service to customers.

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To help people spend smarter, manage debt better and save more so they can achieve a brighter financial future.

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