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PayOps Analyst - job 12 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$72500 / YEARLY (est.)
min
max
$60000K
$85000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in vibrant Miami, you will play a key role in ensuring the seamless execution of payment processes and effective liquidity management. Your day-to-day responsibilities will include approving payments such as Faster Payments and International Payments, all while maintaining strict adherence to established cut-off times. This vital position involves not only handling the approval of incoming liquidity but also assisting the team with general investigations related to payment exceptions, including rejections and returns. You will be the go-to person for resolving these issues, liaising effectively with our network of partners through various communication channels to minimize any potential impacts on service. By developing a deep understanding of our payments platform and collaborating with internal teams such as compliance and customer support, you will contribute to optimizing our overall operations. This hybrid role offers flexibility, with specific days in the office to be confirmed by your hiring manager. If you enjoy a dynamic and supportive team environment where innovation is encouraged, and you’re ready to tackle exciting challenges in payment operations, then look no further than joining Visa Payments Ltd as a PayOps Analyst.

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the key responsibilities of a PayOps Analyst at Visa Payments Ltd?

A PayOps Analyst at Visa Payments Ltd is responsible for a variety of crucial tasks including approving payment transactions like Faster Payments and SWIFT payments, ensuring liquidity management, handling investigations for payment exceptions, and maintaining communication with network partners to resolve issues efficiently.

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What qualifications are needed to apply for the PayOps Analyst position at Visa Payments Ltd?

To succeed as a PayOps Analyst at Visa Payments Ltd, candidates typically require a strong background in finance or payments, experience with transaction processing, effective communication skills, and the ability to collaborate with various internal teams to ensure timely issue resolution.

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How does the PayOps Analyst contribute to operational efficiency at Visa Payments Ltd?

The PayOps Analyst at Visa Payments Ltd plays a significant role in improving operational efficiency by managing payment approvals, investigating exceptions, collaborating with different teams, and seeking process improvements, which all help to ensure smooth and timely payment services.

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Is the PayOps Analyst role at Visa Payments Ltd client-facing?

No, the PayOps Analyst role at Visa Payments Ltd is not client-facing. However, it involves regular interactions with a network of partners to effectively resolve payment issues and ensure minimal service disruption.

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What is the work environment like for a PayOps Analyst at Visa Payments Ltd?

The work environment for a PayOps Analyst at Visa Payments Ltd is dynamic and collaborative, with a hybrid work model that offers flexibility. Employees can expect a supportive team that values innovation and continuous improvement in payment operations.

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Common Interview Questions for PayOps Analyst
Can you describe your experience with payment processing systems?

When asked about your experience with payment processing systems, structure your response by highlighting specific systems you’ve used, the types of payments you processed, and how this experience equips you for the PayOps Analyst role at Visa Payments Ltd.

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How do you approach resolving payment exceptions?

To effectively answer this question, describe a step-by-step process you follow to investigate payment exceptions, such as gathering data, analyzing issues, and communicating with relevant partners, showcasing your problem-solving skills essential for a PayOps Analyst.

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What strategies do you use to manage time effectively in a fast-paced work environment?

Discuss specific time management techniques you employ, such as prioritizing tasks, using project management tools, or establishing deadlines to ensure all critical tasks are completed on time, reflecting the expectations for a PayOps Analyst at Visa Payments Ltd.

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How do you ensure accuracy in your payment approvals?

Emphasize the importance of attention to detail in your answer. Talk about the processes you follow to double-check entries, review guidelines, and confirm cut-off times, showcasing your commitment to accuracy as a PayOps Analyst.

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Can you provide an example of a time you improved a process?

Share an example where you identified an inefficiency in a process and propose improvements, explaining the impact your changes had on overall operations. This aligns well with the continuous improvement focus at Visa Payments Ltd.

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What experience do you have working with cross-functional teams?

Describe your experience collaborating with different teams, such as compliance and customer support, providing examples of projects or situations where this collaboration was critical in resolving issues or improving operations relevant to the PayOps Analyst role.

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How comfortable are you with using data analysis tools?

Reflect on any relevant experience with data analysis tools, emphasizing your ability to analyze payment processing data for insights or trends, which is beneficial for a PayOps Analyst at Visa Payments Ltd.

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What would you do if a partner raised a significant issue regarding a payment?

Discuss your approach to escalating and addressing issues, focusing on the urgency and importance of partner relationships and how you would communicate effectively to resolve their concerns as a PayOps Analyst.

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How do you stay updated with trends in payment processing?

Mention any industry resources, courses, or forums you follow to stay informed about trends in payment processing, emphasizing your commitment to professional development as a PayOps Analyst at Visa Payments Ltd.

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Why do you want to work as a PayOps Analyst at Visa Payments Ltd?

Your answer should reflect your enthusiasm for the role, mentioning how Visa Payments Ltd's commitment to innovation in the payments industry resonates with you and how you believe you can contribute to their mission.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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