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Direct Sales Agent (Ikeja)

Summary

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.


We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it’s only right that we ended up with the name ‘Kuda’ which means ‘love’ in Shona, a language spoken in the southern part of Africa.


We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices. We’ve raised over $90 million from some of the world's most respected institutional investors, and we’re rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview

As a Direct Sales Agent, you will play a pivotal role in driving Kuda’s growth objectives through proactive sales efforts, effective relationship-building, and unwavering commitment to compliance and customer satisfaction.

  • Prospect and generate leads through cold calling, networking, and referrals.
  • Actively market Kuda’s array of financial products, including personal & business banking, loans, and POS terminals, to prospective customers within the designated territory.
  • Achieve and exceed monthly sales targets by acquiring new customers and expanding customer base through persuasive techniques and a deep understanding of the bank’s offerings.
  • Negotiate pricing and terms of sale to close deals and achieve sales targets according to the company's pricing.
  • Conduct product demonstrations and presentations to potential clients.
  • Ensure thorough compliance with all bank policies and regulatory requirements, including KYC (Know Your Customer) and AML (Anti-Money Laundering).
  • Educate potential clients on the benefits of transitioning to electronic banking solutions and ensure their seamless onboarding to our platform.
  • Maintain accurate records of all sales activities and customer interactions in CRM software.
  • Participate in roadshows, community fairs, and other local events to promote the bank’s services and garner leads.
  • Provide feedback to the marketing and product teams on customer experiences and product improvements.
  • Understand the needs and requirements of prospective clients and proffer solutions to meet their specific business needs.
  • Provide ongoing support to clients, including training and troubleshooting assistance.
  • Bachelor’s degree or HND in Marketing, Business Administration, Finance, or a related field.
  • Proven experience as a Direct Sales Agent or similar sales/customer service role; experience in the banking or financial services sector is highly preferred.
  • Strong interpersonal and communication skills, with the ability to negotiate and influence potential clients.
  • Excellent organizational and time management skills; capable of managing multiple priorities efficiently.
  • High motivation, enthusiasm, and dedication to achieving targets.
  • Familiarity with digital banking services and mobile technology.

    Target and Incentives:
  • Monthly sales target to be achieved.
  • Incentives and bonuses based on meeting or exceeding sales targets.
  • Additional rewards for surpassing performance goals and customer satisfaction metrics.

    Probation Duration:
    The first three months of employment will serve as a probationary period for the Sales Agent. Throughout this time, they will participate in training sessions, acquaint themselves with the company's policies and procedures, and showcase their capabilities in achieving sales objectives while providing outstanding customer service. Regular evaluations will be carried out to gauge the Sales Agent's performance and determine their eligibility for ongoing employment with the company.

Why join Kuda?

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

💜A great and upbeat work environment populated by a multinational team

👴Pension

📈Career development & growth

😁Competitive annual leave plus bank holidays

🎁Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)

💯Group life insurance

💖Medical insurance

🎁Well-fare package (Wedding, Compassionate and etc)

✅Perkbox

🏃‍♀️Goalr - employee wellness app

🥇Award winning L&D training

💒 We are advocates of work-life balance, working in a hybrid in office schedule

Kuda is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.

We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.

Average salary estimate

$40000 / YEARLY (est.)
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$30000K
$50000K

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What You Should Know About Direct Sales Agent (Ikeja), Kuda Technologies Ltd

Join Kuda as a Direct Sales Agent and become part of a vibrant team dedicated to transforming financial services for Africans. At Kuda, our mission is to make banking accessible, affordable, and rewarding, regardless of where you are. In this exciting role, you’ll be at the forefront of driving growth and building relationships with customers as you market our innovative financial products. You will engage with potential clients through cold calling, networking, and referrals while achieving monthly sales targets that not only help your personal growth but also contribute to our mission of financial inclusion. As you actively promote Kuda’s offerings—ranging from personal and business banking to loans—you’ll conduct product demonstrations and help customers seamlessly transition to our digital banking solutions. Your ability to negotiate terms and maintain compliance with KYC and AML regulations will be crucial in this role. If you have a background in sales, particularly in the banking or financial services sector, and thrive in a fast-paced environment, we want to hear from you! You'll also enjoy a supportive team atmosphere, continuous training, and various employee benefits aimed at fostering your success and well-being. Let's empower Africans together with innovative financial solutions at Kuda!

Frequently Asked Questions (FAQs) for Direct Sales Agent (Ikeja) Role at Kuda Technologies Ltd
What are the responsibilities of a Direct Sales Agent at Kuda?

As a Direct Sales Agent at Kuda, your main responsibilities include prospecting and generating leads through various means such as cold calling, networking, and referrals. You will market Kuda’s financial products, help clients understand the benefits of transitioning to digital banking, and ensure compliance with regulatory requirements. Additionally, you’ll conduct product presentations, negotiate sales terms, and maintain accurate records of your interactions with clients, all while aiming to achieve monthly sales targets.

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What qualifications are required for the Direct Sales Agent position at Kuda?

To be considered for the Direct Sales Agent position at Kuda, you should ideally have a Bachelor’s degree or HND in Marketing, Business Administration, Finance, or a related field. Previous experience in sales or customer service, particularly within the banking or financial services sector, is highly preferred. Strong communication, interpersonal, and negotiation skills are crucial for success in this role.

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How does Kuda support the growth and development of its Direct Sales Agents?

Kuda is committed to the growth and development of its Direct Sales Agents by offering comprehensive training during the probation period and ongoing career development opportunities. You'll participate in training sessions designed to enhance your sales skills and product knowledge, ensuring that you're well-equipped to meet customer needs and exceed sales targets.

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What can Direct Sales Agents at Kuda expect in terms of incentives and rewards?

Direct Sales Agents at Kuda can expect to earn attractive incentives and bonuses based on their performance in meeting or exceeding sales targets. Kuda also values employees' contributions and provides additional rewards for surpassing performance goals and maintaining high levels of customer satisfaction, making your hard work truly rewarding.

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What is the work culture like at Kuda for Direct Sales Agents?

The work culture at Kuda is vibrant, inclusive, and supportive, reflecting a diverse team passionate about transforming the financial services landscape in Africa. As a Direct Sales Agent, you will enjoy a great work environment, opportunities for collaboration, and a strong emphasis on work-life balance, which includes a hybrid working model and a comprehensive welfare package.

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Common Interview Questions for Direct Sales Agent (Ikeja)
What strategies would you use to approach potential clients as a Direct Sales Agent at Kuda?

In my role as a Direct Sales Agent at Kuda, I would utilize multiple strategies, including thorough market research to understand customer needs, creating tailored presentations, and leveraging networking opportunities to make initial connections, ensuring that the approach resonates with each prospective client.

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How do you plan to stay compliant with KYC and AML regulations while selling financial products?

I plan to stay compliant with KYC and AML regulations by thoroughly familiarizing myself with Kuda's policies. I would ensure that every client interaction is guided by these regulations, effectively communicating necessary documentation requirements, and taking steps to educate clients on the importance of compliance.

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Can you share an experience where you successfully closed a difficult sale?

Certainly! In a previous role, I faced a challenging customer who had issues with trust. By actively listening and understanding their concerns, I provided them with information on our secure banking processes, built a personal connection, and showed how our products align with their needs, ultimately leading to a successful close.

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How do you intend to meet your sales targets at Kuda?

Meeting sales targets at Kuda will involve setting clear personal goals, actively tracking progress, and adjusting my sales strategies based on what works. Additionally, I’ll engage with the marketing and product teams for insights, facilitating more effective outreach and closing methods.

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What techniques will you use to educate clients about Kuda's digital banking services?

I would use a combination of personalized presentations, clear demonstrations of the app functionalities, and one-on-one consultations to educate clients on Kuda's digital banking services. Sharing success stories and testimonials will also help build trust and alleviate any apprehensions they may have.

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How would you handle objections from potential customers?

Handling objections requires a balanced approach of empathy and information. I would listen carefully to each customer's concerns, acknowledge their feelings, and respond with relevant data and examples that address their objections, thereby guiding them peacefully through their hesitation.

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Describe a time when you exceeded a sales target.

In my last role, I exceeded my sales target by 30% within a quarter by identifying a specific market gap. By tailoring our offerings to meet the needs of this demographic, I was able to make compelling presentations that convinced numerous clients to switch, proving that with dedication and strategy, targets are achieveable.

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What tools do you use to keep track of your sales activities?

I utilize CRM software as my primary tool for tracking sales activities. This allows me to record interactions, capture important notes, and manage my follow-ups efficiently. Additionally, I maintain a personal calendar for organizing my daily tasks and meetings, ensuring nothing slips through the cracks.

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How would you promote Kuda’s services at local events?

At local events, I would set up engaging booths featuring interactive demonstrations of Kuda’s services. Offering exclusive promotions for event participants, conducting live product demonstrations, and having informative brochures on hand will help attract potential clients effectively while raising brand awareness.

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Why do you want to work as a Direct Sales Agent for Kuda?

I am excited about the opportunity to work as a Direct Sales Agent at Kuda because I genuinely believe in the mission of making financial services accessible to all Africans. The chance to contribute to financial inclusion in such a dynamic and innovative environment aligns with my personal values and career aspirations.

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Kuda is a fintech company on a mission to make financial services more accessible, affordable and rewarding for every African on the planet.We've built the money app for Africans around the world, giving them a better alternative to traditional fi...

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March 20, 2025

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