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Staff Software Engineer

About Us:

At Parafin, we’re on a mission to grow small businesses.

Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. 

We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools  to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners. 

We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.

Join us in creating a future where every small business has the financial tools they need.

About the Position:

As a Staff Software Engineer at Parafin, you will play a pivotal role in building, scaling, and maintaining our financial infrastructure. This position offers the opportunity to work across various engineering teams to design and develop robust, secure, and high-performing systems that power our embedded financial products. You will tackle critical technical challenges, mentor fellow engineers, and influence the strategic direction of our technology stack.

We are hiring across multiple teams, and candidates will be considered for the team that best aligns with their experience and interests.

Teams Hiring:

1. Merchant Platform

  • Design and build scalable systems that support our merchant-facing products and services.

  • Develop features that enhance the merchant experience and drive engagement.

  • Collaborate with cross-functional teams to deliver seamless product integrations.

2. Partner Platform

  • Build and optimize APIs that enable seamless embedding of Parafin’s financial products into partner platforms.

  • Work closely with external partners to enhance integration capabilities and improve adoption.

  • Develop internal tooling to improve operational efficiency and customer experience.

What You’ll Do

  • Design, build, and maintain scalable and reliable backend systems.

  • Own and drive technical projects from ideation to deployment.

  • Collaborate with cross-functional teams, including Product, Data Science, and Operations.

  • Improve system performance, security, and reliability through continuous optimization.

  • Mentor and guide other engineers, fostering a culture of technical excellence.

What We Look For

  • 6+ years of software engineering experience, preferably in fintech or financial services.

  • Strong proficiency in backend development, ideally with Python, Go, or similar languages.

  • Experience with cloud infrastructure (AWS, GCP) and scalable system design.

  • Deep understanding of distributed systems, databases, and API development.

  • Passion for building impactful financial products that empower small businesses.

  • Bachelors Degree in Computer Science (or related field of study)

What We Offer:

  • Salary Range: $235k - $300k

  • Equity grant

  • Medical, dental & vision insurance

  • Unlimited PTO & work from home flexibility

  • Commuter benefits

  • Free lunches

  • Paid parental leave

  • 401(k)

  • Employee assistance program

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.

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Average salary estimate

$267500 / YEARLY (est.)
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$235000K
$300000K

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What You Should Know About Staff Software Engineer, Parafin

At Parafin, we’re dedicated to empowering small businesses, and as a Staff Software Engineer, you’ll be at the forefront of this mission in San Francisco. We understand that traditional banks often overlook the needs of small business owners, and that’s why we create technology that simplifies their access to financial tools. You’ll collaborate with an incredible team of tech innovators from companies like Stripe and Coinbase to build robust solutions that allow small businesses to thrive. As part of your role, you’ll tackle the exciting challenge of designing and maintaining our financial infrastructure while working alongside cross-functional teams to ensure our products are both effective and user-friendly. Your expertise will drive the technical direction across various teams, including the Merchant and Partner Platforms, where you’ll create scalable systems and optimize APIs for seamless integrations. With a focus on enhancing user experiences and systems performance, you’ll also mentor fellow engineers to foster a culture of excellence. If you have 6+ years of software engineering experience, especially within fintech, and a passion for building impactful financial products that serve small businesses, we want to hear from you. Join us at Parafin as we revolutionize the way small businesses access financial resources and create a future where they can flourish.

Frequently Asked Questions (FAQs) for Staff Software Engineer Role at Parafin
What are the responsibilities of a Staff Software Engineer at Parafin?

As a Staff Software Engineer at Parafin, your main responsibilities include designing, building, and maintaining scalable and reliable backend systems that power our embedded financial products. You'll own technical projects from ideation to deployment, collaborate with cross-functional teams, and continuously optimize system performance and security. Additionally, you will play a vital role in mentoring other engineers, fostering a culture of technical excellence and innovation.

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What qualifications are needed for the Staff Software Engineer position at Parafin?

To be considered for the Staff Software Engineer position at Parafin, candidates should have 6+ years of software engineering experience, ideally in fintech or financial services. A strong proficiency in backend development languages such as Python or Go is essential, along with experience in cloud infrastructure (AWS, GCP). A deep understanding of distributed systems, databases, and API development is also crucial, alongside a Bachelor’s Degree in Computer Science or a related field.

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What makes the Staff Software Engineer role at Parafin unique?

The uniqueness of the Staff Software Engineer role at Parafin lies in its mission-driven focus on supporting small businesses through innovative financial technology. You’ll work with a diverse team of experts, building essential infrastructure and systems that make a real impact in the lives of entrepreneurs. Plus, you’ll have the opportunity to mentor other engineers and influence the strategic direction of our technology stack, which is not something you find in every engineering position.

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How does collaboration work for Staff Software Engineers at Parafin?

Collaboration is key for Staff Software Engineers at Parafin. You'll work closely with various cross-functional teams, including Product Management, Data Science, and Operations, to ensure seamless product integration and performance. This teamwork allows you to leverage diverse skill sets, share knowledge, and drive innovation in the development of our financial tools, fostering an inclusive and dynamic environment.

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What is the growth potential for a Staff Software Engineer at Parafin?

At Parafin, the growth potential for a Staff Software Engineer is significant. With opportunities to mentor others and lead crucial projects, you will deepen your technical expertise and leadership skills. The company’s commitment to innovation and growth means you could take on more strategic roles in technology direction, product development, and potentially lead entire engineering teams over time, making a substantial impact in the fintech space.

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Common Interview Questions for Staff Software Engineer
Can you explain your experience with backend development languages and how it relates to the Staff Software Engineer position?

When answering this question, focus on your proficiency with languages like Python or Go. Provide examples of specific projects where you utilized these languages to build scalable systems or APIs. Emphasize how your experience aligns with the responsibilities of a Staff Software Engineer at Parafin, making sure to highlight successful outcomes and lessons learned.

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What strategies do you use to ensure system performance and reliability?

To answer this question effectively, discuss techniques like monitoring, load testing, and code optimization. Illustrate with specific instances in your previous roles where you implemented these strategies to enhance system performance or reliability. It's essential to connect these practices back to how they would apply to the financial infrastructure at Parafin.

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How would you approach mentoring junior engineers?

When discussing mentorship, emphasize the importance of fostering a supportive learning environment. Explain your approach to sharing knowledge, conducting code reviews, and providing constructive feedback. Share a story about a successful mentoring experience and how it benefited both you and the junior engineer.

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Can you describe your experience with cloud infrastructure and how it applies to scalable system design?

In your response, highlight your familiarity with cloud platforms like AWS or GCP, and explain how you've utilized these for building scalable systems. Provide examples where cloud infrastructure significantly improved the performance or scalability of projects. Relate this back to how such experience would benefit your work at Parafin.

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What do you believe is the most critical aspect of building secure financial systems?

Emphasize the importance of security measures, such as encryption, secure API design, and regular security audits. Discuss how you've applied these practices in your past roles, focusing on their significance in the fintech industry. Mention how at Parafin, ensuring the safety and security of small business financial data is paramount.

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How do you prioritize tasks when managing multiple projects?

Discuss your strategy for prioritization, such as using methodologies like Agile or Kanban. Explain how you assess project urgency and importance, and maybe share a real-life scenario where you successfully managed competing deadlines. Highlight how this skill will help you effectively manage your responsibilities at Parafin.

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What has been your biggest technical challenge, and how did you overcome it?

Share a specific technical challenge you faced in a past role, detailing the context and the impact it had on the project. Be sure to include how you approached solving it, what steps you took, and the final outcome. Relate it to the potential challenges you might face as a Staff Software Engineer at Parafin.

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How do you stay updated with the latest technologies and industry trends?

In your response, share how you regularly engage with tech blogs, attend conferences, participate in forums, or complete online courses. Provide specific examples of how you’ve applied new information or technologies in your previous roles, and explain the importance of continually evolving in the fast-paced fintech landscape at Parafin.

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Describe how you would handle a disagreement within your team regarding a technical solution.

Discuss your approach to conflict resolution, emphasizing open communication and collaborative problem-solving. Provide an example where you successfully navigated a disagreement on a technical issue, highlighting how you reached a consensus that benefited the project. Relate this to how teamwork and harmony are vital for success at Parafin.

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What motivates you to work in the fintech industry, particularly at a company like Parafin?

Express your passion for making an impact in the lives of small business owners through technology. Discuss specific aspects of Parafin’s mission that resonate with you and how your background aligns with their goals. Highlight how you believe your work as a Staff Software Engineer can contribute to a better financial ecosystem for small businesses.

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Full-time, hybrid
DATE POSTED
March 27, 2025

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