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Payment Systems Threat Testing Analyst - job 1 of 2

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

This position is part of Payment Systems Intelligence - a key component of Global Risk's Payment Ecosystem Risk Controls initiative (PERC). PERC's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt and prevent attacks targeting the global payment ecosystem.

This Position will handle payment transactions, financial institutions, and/or banking systems, in addition to testing experience.

  • Work with the team and management to identify and develop requirements for the automation initiatives.
  • Perform UAT testing for the automation initiatives.
  • Leverage experience with ethical hacking to identify emerging fraud attack vectors that can be developed into proactive vulnerability test scenarios.
  • Develop analytics using Splunk, python, and SQL.
  • Use data mapping, data security, data quality experience to build out VPTL data warehouse.
  • Develop and support implementation of GenAI roadmap for version 2.0 of the VPTL offering.
  • Develop technical requirements for the new initiatives to help scale the program.
  • Collaborate with internal and external stakeholders on various fraud issues and produce fraud mitigation strategies to include vulnerability assessments.
  • Perform testing engagements in close collaboration with the clients and internal teams.
  • Work independently and proactively to identify value-added improvements to the service and efficiencies to internal processes and procedures.
  • Thrive in client situations that present a high degree of ambiguity to deliver bespoke analysis and best-practice recommendations to clients.
  • Multi-task effectively with strong organizational skills to manage concurrent testing.
  • Act as a technical SME for Visa Payments Threats Labs in client-facing engagements and translate complex technical requirements or recommendations for non-technical, executive-level audiences.
  • Work with the team to finalize Standard Operating Procedures (SOPs) and policies to document the program.
  • Provide insight and feedback on documentation for the Risk as a Service materials.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

  • 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)
  • Experience in payment systems with knowledge of EMV, Magnetic Stripe, and Card Not Present transaction messages or products.
  • Experience with regression testing
  • Experience with UAT environment testing
  • Experience building test cases and testing/vulnerability scenarios
  • Experience building/manipulating .stf files

Preferred Qualifications

  • 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
  • Bachelor's degree Computer Science, or a related field. Advanced degree preferred.
  • Minimum of 3 years of experience in testing, preferably within the financial services industry.
  • Proven experience in client-facing engagements.
  • Minimum 3 years of experience with Splunk, SQL, python scripting.
  • Minimum 1 years of experience with GenAI concepts.
  • Minimum 1 years of experience with data engineering concepts.
  • Strong analytical and problem-solving skills, with the ability to make data-driven decisions.
  • Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels.
  • Visa is an equal opportunity employer. We are committed to creating an inclusive work environment and welcome applications from all qualified candidates.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 110,000.00 to 155,350.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$132675 / YEARLY (est.)
min
max
$110000K
$155350K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Payment Systems Threat Testing Analyst, Visa

If you're passionate about safeguarding financial transactions, the role of Payment Systems Threat Testing Analyst at Visa in Atlanta, GA is an incredible opportunity for you! As part of the Payment Systems Intelligence team, you'll play a key role in protecting the global payment ecosystem from emerging threats. Your main responsibilities will include conducting user acceptance testing (UAT) for automation initiatives, leveraging your ethical hacking skills to create proactive vulnerability testing scenarios, and developing analytics using technologies like Splunk, Python, and SQL. Additionally, you'll collaborate with internal and external stakeholders to devise effective fraud mitigation strategies, ensuring that our processes are as secure as possible. Your insights will be pivotal in refining our Standard Operating Procedures and helping us shape the GenAI roadmap for version 2.0 of our offering. With at least two years of relevant experience under your belt, as well as a Bachelor's Degree or higher, you'll be stepping into a dynamic, hybrid work environment where your contributions genuinely matter. Enjoy the chance to tackle ambiguity while working closely with clients and presenting complex data-driven recommendations in accessible terms. At Visa, you won’t just have a job—you’ll have the chance to make an impact on a global scale. Join us today and help us uplift the world through innovative payment solutions!

Frequently Asked Questions (FAQs) for Payment Systems Threat Testing Analyst Role at Visa
What are the responsibilities of a Payment Systems Threat Testing Analyst at Visa?

As a Payment Systems Threat Testing Analyst at Visa, you will be responsible for conducting user acceptance testing (UAT) for automation initiatives, identifying and developing requirements for testing scenarios, and working collaboratively with internal teams and clients to protect against fraud. You will leverage ethical hacking techniques, work with data analytics tools like Splunk and SQL, and develop threat mitigation strategies. Moreover, you will contribute to documentation and enhance internal processes within the Payment Systems Intelligence team.

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What qualifications are needed to apply for the Payment Systems Threat Testing Analyst position at Visa?

To be considered for the Payment Systems Threat Testing Analyst role at Visa, you need a Bachelor's degree, ideally in Computer Science or a related field, along with at least two years of relevant work experience. Familiarity with payment systems, testing methodologies, data security, and programming (especially in Python and SQL) is essential. Preferred candidates will have a strong analytical skill set and proven client-facing engagement experience.

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Does Visa offer benefits for the Payment Systems Threat Testing Analyst position?

Yes, Visa offers a comprehensive benefits package for the Payment Systems Threat Testing Analyst position. This includes medical, dental, and vision insurance, a 401(k) plan, flexible spending accounts (FSA/HSA), life insurance, paid time off, and wellness programs. Additionally, you may be eligible for bonuses and equity participation, making it a well-rounded compensation package.

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What technical skills are important for a Payment Systems Threat Testing Analyst at Visa?

A Payment Systems Threat Testing Analyst at Visa should possess proficiency in SQL and Splunk for data analytics, alongside experience in Python for scripting and automation. Knowledge of ethical hacking practices, regression testing, vulnerability assessments, and the EMV, Magnetic Stripe, and Card Not Present transaction messages are crucial. Understanding GenAI concepts and data engineering will further strengthen your application.

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What is the work environment like for a Payment Systems Threat Testing Analyst at Visa?

The work environment for a Payment Systems Threat Testing Analyst at Visa is a hybrid setting, allowing for flexibility between working in the office and remotely. The team values collaborative efforts while also empowering individuals to independently identify improvements and efficiencies. You'll be part of a purpose-driven team dedicated to making the payment ecosystem more secure, all while supporting each other's personal growth and professional development.

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Common Interview Questions for Payment Systems Threat Testing Analyst
Can you describe your experience with user acceptance testing (UAT)?

In my previous roles, I've participated in user acceptance testing by gathering requirements from stakeholders, developing test cases, and conducting tests to validate functionality. I focus on clarity and communication to ensure that the final product meets client expectations and usability standards.

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How do you approach identifying fraud attack vectors?

I leverage my background in ethical hacking to analyze existing systems, identifying potential vulnerabilities by simulating attack scenarios. I also stay updated with the latest trends in payment fraud, using research to anticipate emerging threats, ensuring that we develop comprehensive mitigation strategies.

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What tools have you used for analytics in your past jobs?

I have extensively used Splunk for monitoring and analyzing log data and SQL for querying databases. My experience with Python has also allowed me to automate repetitive tasks and streamline data processing, combining these tools to drive actionable insights effectively.

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Can you explain a challenging project and how you managed it?

In one challenging project, I was tasked with assessing a new payment gateway's security. I conducted thorough testing, identified significant vulnerabilities, and collaborated with the development team to implement improvements. Clear communication and structured documentation helped ensure that stakeholders understood the risks and solutions.

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How do you prioritize multiple testing engagements?

I prioritize testing engagements based on urgency and impact. I assess the risk associated with each project and communicate with team members and stakeholders to align on priorities. Time management tools and techniques help me keep everything organized and on track.

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What strategies do you use for effective client communication?

When communicating with clients, I focus on transparency and clarity. I adapt my language based on the audience, translating technical concepts into easy-to-understand terms. Regular updates and soliciting feedback help to build trust and ensure the clients feel engaged throughout the process.

Join Rise to see the full answer
Tell me about a time you improved a process.

In my last position, I identified inefficiencies in our testing procedures. I proposed an automated testing framework that streamlined our processes, reducing testing time by 30%. I communicated the benefits to my team and orchestrated training sessions to facilitate the transition.

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How familiar are you with GenAI concepts?

I have hands-on experience working with GenAI applications, including understanding how machine learning can enhance data security measures. I continuously educate myself on breakthroughs in AI-driven financial technology and their implications, allowing me to contribute to innovative strategies in my role.

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How do you stay updated on the latest trends in payment security?

I stay updated on the latest trends in payment security through regular participation in professional groups, attending webinars, and following industry publications. I also connect with peers in the field to share knowledge and insights, ensuring that I remain knowledgeable about evolving threats and defenses.

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What motivates you as a Payment Systems Threat Testing Analyst?

I am motivated by the challenge of identifying vulnerabilities before they can be exploited and the satisfaction of contributing to a safer payment ecosystem. The opportunity to make a difference in how people conduct financial transactions drives my passion for this field.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 19, 2025

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