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PayOps Analyst - job 18 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

Join Visa Payments Ltd as a PayOps Analyst in sunny Miami, where your role is key to ensuring seamless payment processing and liquidity management. Here, you will be at the heart of our Payment Operations team, responsible for approving various payment types, including Faster Payments, International Payments, SWIFT, and ACH transactions. Your day-to-day tasks will revolve around ensuring that all payment processing activities are executed on time and in accordance with our established protocols. You will engage with partners through email, phone, and the SWIFT network, addressing any payment exceptions that arise such as rejections or returns, to keep our operations running smoothly. In addition, you will work closely with other teams like compliance and customer support, making your role collaborative and vital. If you’re a problem-solver by nature and keen on improving processes, this position is for you! Expect a hybrid work model, balancing between office days and remote work, ensuring you maintain good communication with your team and manage your time effectively to meet those critical deadlines. Bring your analytical skills and attention to detail to help Visa Payments Ltd enhance our payment services in a meaningful way!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the main responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your main responsibilities will include approving payments across various platforms like Faster Payments, SWIFT, and ACH. You will be tasked with managing liquidity approval, resolving payment exceptions, and liaising with Network Partners to ensure timely issue resolution. Additionally, collaborating with multiple internal teams will be part of your daily routine to streamline operations and enhance payment processing efficiency.

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What key skills are required for a PayOps Analyst at Visa Payments Ltd?

The ideal candidate for a PayOps Analyst position at Visa Payments Ltd should possess strong analytical skills, attention to detail, and excellent communication abilities. Knowledge of payment processing systems and financial transactions is crucial. Moreover, being proactive in identifying areas for improvement and working collaboratively with other teams will benefit your role significantly.

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What is the working environment like for a PayOps Analyst at Visa Payments Ltd?

The working environment for a PayOps Analyst at Visa Payments Ltd is dynamic and supportive. You'll operate in a hybrid model, requiring a mix of in-office and remote work. This setup allows for flexibility while ensuring collaboration with your teammates. The culture emphasizes communication and teamwork, making it a great place to learn and grow within the payments industry.

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How does Visa Payments Ltd support professional development for PayOps Analysts?

Visa Payments Ltd is committed to professional growth and development for its employees, including PayOps Analysts. You’ll have access to various training programs and resources to enhance your skills in payment operations. Regular feedback sessions and collaboration with your team allow you to discuss challenges and share improvement ideas, fostering an environment of continuous learning.

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What kind of tools and technologies does a PayOps Analyst use at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, you will work with sophisticated payment processing platforms and tools. This includes utilizing SWIFT for communication with Network Partners, and other payment processing technologies that help in the approval and management of liquidity and payment exceptions. Familiarity with data analysis tools will also enhance your capability to improve workflows.

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Common Interview Questions for PayOps Analyst
Can you describe your experience with payment processing systems?

When answering this question, highlight your familiarity with payment processing platforms and your experience with different transaction types such as international payments and ACH. Include specific examples of how you've resolved payment issues in the past to illustrate your expertise.

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How do you manage and prioritize multiple tasks in a fast-paced environment?

To respond effectively, explain your strategy for task management, such as using prioritization techniques or tools. Provide real-life examples where you successfully met deadlines despite a high volume of work, showcasing your time management skills.

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What steps do you take when encountering a payment exception?

Discuss your systematic approach to identifying the issue, analyzing data for resolution, and the communication processes involved with stakeholders. Emphasize your analytical skills and attention to detail during this explanation.

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How do you handle communication with Network Partners regarding payment issues?

When answering, share your approach to professional communication, focusing on clarity and timeliness. You can include an example of a successful resolution you facilitated through effective communication with partners.

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What strategies do you employ to improve payment processes?

Explain your proactive mindset by detailing specific improvements you've implemented in past roles. Discuss how collecting feedback from teammates and analyzing workflow can lead to process enhancements.

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Can you give an example of a time you worked effectively as part of a team?

When responding, recount a specific project where your collaboration was key to the outcome. Highlight how you contributed to the team’s success and the positive results that stemmed from your collective efforts.

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What is your understanding of regulatory compliance in payment processing?

Demonstrate your awareness of compliance standards required in payment operations such as AML or PCI-DSS. Discuss how you keep yourself updated on changes in regulations and ensure adherence in your processes.

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How would you approach a situation with conflicting priorities?

Illustrate your conflict resolution skills by describing your method for evaluating priorities and communicating with relevant stakeholders. Emphasize the importance of transparency and collaboration in finding a solution.

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What motivates you in the Payments Operations field?

Your answer should reflect a genuine interest in the payments industry and your desire to contribute to operational efficiency. Mention aspects such as continuous learning, innovation in payment solutions, and making a significant impact on the financial ecosystem.

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How do you ensure accuracy and attention to detail in your work?

Share your techniques for maintaining accuracy, such as double-checking work, utilizing checklists, or implementing review processes. Provide examples demonstrating your commitment to detail-oriented work in prior positions.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 2, 2025

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