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Loan Officer - Bend, Oregon

Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company’s growth and bring your expertise to help fuel the future of construction financing.

We’re not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you’ll have everything you need to succeed.

What You’ll Do:

  • Drive Outside Sales : Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
  • Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You’ll bring the right solution to the table for each unique project.
  • Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
  • Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
  • Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
  • Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
  • Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
  • Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
  • Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
  • High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what’s best for both the client and the company.
  • Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.

Why You’ll Love It Here:

At Builders Capital, we believe in taking care of our team. Here’s a sneak peek at the benefits that come with joining us:

  • Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
  • Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
  • National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
  • Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
  • Health Savings Account (HSA) – We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
  • Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
  • Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
  • Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We’re here to support you both professionally and personally—because when you thrive, we all thrive.

Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

Average salary estimate

$72500 / YEARLY (est.)
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$60000K
$85000K

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What You Should Know About Loan Officer - Bend, Oregon, Builders Capital

If you're a motivated and tenacious Loan Officer with a passion for construction finance, the opportunity at Builders Capital in Bend, Oregon is calling your name! We’re the nation's largest private construction lender, and we’re on the hunt for a stellar addition to our ever-growing team. In this outside sales role, you’ll take charge, driving your own pipeline through networking and building genuine relationships with industry professionals such as builders, architects, and contractors. Your knack for originating diverse loan products—from vertical construction to multifamily financing—will be the heart of your contribution to our vision. You'll guide clients through every step of their loan journey, ensuring they feel supported and informed while you effectively manage the loan process from start to finish. At Builders Capital, you won't just be another lender; you'll be a pivotal player in shaping the future of construction financing with groundbreaking technology, resources, and a culture that fosters innovation. With at least two years of experience in construction finance or mortgage lending, you’ll thrive in our fast-paced environment where creativity and adaptability are key. The benefits? Oh, we’ve got you covered! Enjoy competitive compensation, comprehensive health insurance, flexible work arrangements, and generous paid time off. Embrace this chance to elevate your career while making an impactful difference—apply today and join us in driving success in the construction finance arena!

Frequently Asked Questions (FAQs) for Loan Officer - Bend, Oregon Role at Builders Capital
What are the main responsibilities of the Loan Officer at Builders Capital?

As a Loan Officer at Builders Capital, your primary responsibilities include driving outside sales through prospecting and networking with construction industry clients, originating various loan products, guiding clients through the loan process, and executing a comprehensive sales strategy. You’ll play a vital role in fostering relationships with builders and contractors while ensuring a smooth loan experience for every client.

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What qualifications are required for a Loan Officer position at Builders Capital?

To be considered for the Loan Officer position at Builders Capital, candidates should have at least two years of experience in construction finance or residential/commercial mortgage lending, along with a strong understanding of construction loan structures. Exceptional communication skills, problem-solving abilities, and a collaborative mindset are essential to thrive in this position.

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How does Builders Capital support its Loan Officers for success?

Builders Capital provides its Loan Officers with unmatched support, including access to cutting-edge technology and resources that will assist in daily operations and help maximize their success. The company fosters a collaborative environment ensuring that our Loan Officers can leverage internal teams for smooth loan processing and exceptional client service.

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What is the work environment like for a Loan Officer at Builders Capital?

The work environment at Builders Capital is dynamic and innovative. Loan Officers operate in a fast-paced setting that encourages flexibility and adaptability, allowing them to balance their professional responsibilities with personal life. Builders Capital values teamwork and creativity, making it an exciting place to grow your career.

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What benefits does Builders Capital offer to its Loan Officers?

Builders Capital offers a competitive benefits package for Loan Officers that includes 100% paid health insurance premiums, a generous paid time off policy of three weeks per year, ten paid holidays, and contributions to Health Savings Accounts for eligible employees. The company is committed to supporting a healthy work-life balance and rewarding hard work.

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Common Interview Questions for Loan Officer - Bend, Oregon
Can you describe your experience with construction finance?

When answering this question, be sure to highlight specific projects you’ve worked on that involved construction loans. Discuss the types of loans you’ve handled, any challenges you faced, and how you successfully navigated them. This showcases your knowledge and experience, which is critical for a Loan Officer role.

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How do you establish relationships with clients in the construction industry?

Share your strategies for building rapport, such as attending industry events, networking, and utilizing LinkedIn. Discuss how you follow up with potential clients and nurture these relationships over time, emphasizing your commitment to understanding their unique needs.

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What loan products are you familiar with, and which do you prefer to work with?

Discuss the different loan products you’ve worked with, such as bridge loans, multifamily financing, or land development loans. Specify which you prefer and why, perhaps citing examples of how you've successfully originated them and satisfied clients through those products.

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How do you handle client objections during the loan application process?

Describe a time when you faced client objections. Showcase your ability to listen, empathize, and present alternative solutions backed by factual data. Highlighting your problem-solving skills will demonstrate your capability as a Loan Officer.

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What steps do you take to ensure timely loan processing?

Detail your approach to managing the loan process, which may involve outlining key checkpoints, maintaining communication with clients and internal teams, and anticipating potential bottlenecks. This shows your organizational skills and understanding of loan management.

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How do you stay updated on industry trends and construction financing regulations?

Explain how you engage with professional organizations, attend seminars/webinars, or read industry publications to stay current. This illustrates your commitment to continuous learning—an important trait for a Loan Officer.

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Describe a successful sale you made in the construction finance sector?

Use the STAR (Situation, Task, Action, Result) method to describe your process in closing a sale, emphasizing the needs you addressed, how you met them, and the impact it had on the client. Highlighting results will reiterate your capability to generate business.

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What do you consider when structuring a loan for a client?

Discuss the factors you assess, such as the client’s financial situation, project scope, and risk management. This will showcase your analytical approach to developing tailored loan solutions.

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How do you prioritize your tasks when managing multiple clients?

Detail your organizational techniques, such as creating to-do lists, using CRM tools, or setting deadline reminders. Illustrate your ability to manage client expectations while maintaining service quality.

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Why do you want to work at Builders Capital as a Loan Officer?

Express your enthusiasm for Builders Capital’s innovative approach to construction finance and how you align with its mission and values. Show that you’ve researched the company and explain how you see yourself contributing to its continued success.

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DATE POSTED
April 4, 2025

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