Credit risk -Business Analyst

As a Credit Risk Business Analyst at Capco, your primary responsibilities will include leveraging your expertise in wholesale banking and credit lending to provide strategic insights. You will analyze advanced data using programming languages like Python or SQL, conduct root cause assessments related to risk issues, and apply analytics techniques to ensure accurate credit risk management. Additionally, you’ll be expected to collaborate with delivery partners while using your knowledge of credit risk frameworks such as Basel II and III.

To be considered for the role of Credit Risk Business Analyst at Capco, you should have a strong background in banking, particularly in credit and lending. Advanced programming skills in languages like Python, Pyspark, and SQL are essential. Furthermore, familiarity with credit risk frameworks such as Basel II, III, and IFRS 9, along with data visualization tools like Tableau, will greatly enhance your application. Generally, we look for candidates with at least 7 years of relevant experience.

Capco promotes a unique culture where career advancement is based on your growth and contributions rather than a fixed hierarchy. As a Credit Risk Business Analyst, you will have access to various learning opportunities, mentorship programs, and the chance to work on diverse projects that will challenge you and enhance your skills in the financial services sector.

At Capco, we foster a workplace environment that prioritizes diversity, inclusivity, and creativity. As a Credit Risk Business Analyst, you will join a team that values your unique perspectives and encourages open collaboration. You will find that our focus on an open culture allows you to express your ideas freely, which can lead to innovative solutions in managing credit risk for our clients.

For the role of Credit Risk Business Analyst at Capco, you should be proficient in advanced programming languages like Python and SQL. Familiarity with data analysis and visualization tools such as Tableau or Qlik Sense is also beneficial. Additionally, understanding credit risk frameworks like Basel II, III, and IFRS 9, along with experience in applying advanced analytics techniques, will be advantageous for success in this role.

In answering this question, highlight your familiarity with key credit risk frameworks such as Basel II and III. Discuss any practical experiences you have had in implementing these frameworks and how they influenced your work in analyzing credit risk within banking environments.

Describe your analytical process, starting from data collection through to your interpretation of results. Highlight the programming languages you use and any advanced analytical techniques you apply to derive insights relevant to credit risk management.

Mention the programming languages you have worked with, emphasizing your expertise in Python and SQL. Provide specific examples of how you've utilized these languages for data manipulation and analysis in previous roles related to credit risk.

Talk about the methods you use for data validation and verification, such as cross-referencing with other sources or using statistical techniques to confirm the reliability of your results. Highlight the significance of accurate data in making informed decisions in credit risk management.

Choose a relevant project where you played a significant role in credit risk analysis. Discuss the objectives, the methodologies you employed, and the outcomes of the project, emphasizing your contribution and the impact it had on the organization.

Mention your strategies for keeping up to date with the latest information in credit risk management. This could include attending webinars, following industry publications, or being part of professional associations that focus on finance and risk management.

Provide a detailed example of a challenge you faced during a root cause analysis related to credit risk. Explain the steps you took to reach a conclusion and any insights gained from that experience, demonstrating your problem-solving skills.

Explain how collaboration with colleagues and other stakeholders enhances your analyses. Discuss the importance of diverse perspectives in understanding and managing credit risk, and give examples of successful teamwork experiences.

Demonstrate your time management skills by sharing an instance when you successfully met a tight deadline. Discuss how you prioritize tasks and the strategies you implement to ensure productive output without compromising quality.

Reflect on your professional goals and how you see the role of a Credit Risk Business Analyst at Capco fitting into that vision. Talk about your desire to contribute to innovative credit risk solutions and how you plan to develop your skills further in this dynamic field.