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Territory Loan Officer - D.C./Virginia

LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2024 - for the third consecutive year -  by Sun Sentinel!

 

We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $6 Billion in real estate capital.

Position Overview:

Territory Loan Officers build market position by locating, developing, defining, negotiating, and closing new business relationships. Territory Loan Officers assist both LendingOne and potential borrowers in assessing the borrower's business ventures, analyzing the borrower's income potential, credit worthiness, and advising the borrower regarding the business decision of using LendingOne financial products. A successful candidate will have a strong understanding of real estate ventures and business operations, has a sense of urgency, initiative, and competitive drive to get things done and will possess a natural enthusiasm in working with and through people in the process. We are looking for talented and competitive professionals with consultative sales experience that thrive in a fast-paced environment. This person will maintain the skills necessary to engage professionally and successfully with new clients, building relationships and gaining repeat business.

Semi-frequent visits to our Headquarters office in Boca Raton, FL may be necessary. 

Qualifications:

The following qualifications and responsibilities serve as a position overview and are not exhaustive. Employees are expected to be team players and may take on additional tasks as needed.

Preferred Skills: 

  • Minimum 2 years of experience in the real estate lending space (conventional/nonQM/mortgage insurance, etc.)
  • Minimum 2 years of professional real estate consultative sales experience with high net-worth clientele
  • Experience in commercial and residential mortgage lending 
  • Experience building client relationships by phone

Required Skills: 

  • Minimum 3 years in business to business sales
  • Excellent written and verbal communication, strong organizational skills, and time management. 
  • High attention to detail and critical thinking skills, with the ability to anticipate and address potential issues. 
  • Comfortability working in a fast paced, technology driven environment
  • A proactive and adaptable approach to problem-solving with a positive, team-oriented mindset, high-energy, and persistence 

Responsibilities:

  • Develop and Execute Growth Strategies: Focus on driving financial growth and enhancing customer satisfaction within the assigned geographical territory.
  • Promote LendingOne’s Products and Services: Address and anticipate client objectives, providing tailored solutions to meet their investment needs.
  • Engage with Prospective Clients: Arrange and conduct business meetings to build relationships and identify new opportunities.
  • Act as a Trusted Advisor: Educate clients on LendingOne’s products and services, analyze their assets and investments, and guide them through the lending process while offering personalized financial advice.
  • Nurture Client Relationships: Provide exceptional service, cultivate long-term partnerships, and secure repeat business through consistent communication and support.
  • Evaluate and Screen Business Opportunities: Protect LendingOne’s interests by analyzing market strategies, deal requirements, and financial viability while recommending suitable products and services.
  • Facilitate Smooth Transactions: Collaborate with internal teams to ensure the timely collection of required documents and the seamless execution of the closing process.
  • Communicate Effectively: Maintain clear and consistent communication with internal and external stakeholders regarding progress, timelines, and key deliverables.
  • Drive New Business: Proactively contact potential partners and clients in a lead-generated environment, successfully closing new business opportunities.

Why LendingOne:

  • Diverse and inclusive workplace, with a supportive and friendly team
  • Company awards, recognitions, and community involvement opportunities
  • Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more!
  • 10 Company-paid holidays, and Paid-time Off
  • Work-From-Home Fridays!
  • Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection
  • We believe in promoting from within
  • Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities! 

LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.

 

Average salary estimate

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What You Should Know About Territory Loan Officer - D.C./Virginia, LendingOne

LendingOne is on the lookout for a dynamic Territory Loan Officer to join our thriving team! Based in beautiful Boca Raton, FL, we’ve established ourselves as a direct private lender specializing in business-purpose mortgage loans for non-owner-occupied investment properties. With a reputation for excellence, we were recognized on the Inc. 500 list of the fastest-growing private companies in America and honored as one of the Top Workplaces in 2024 by Sun Sentinel. As a Territory Loan Officer, you will play a crucial role in building market presence by developing and closing new business relationships. You'll use your strong real estate understanding to assist potential borrowers in assessing their ventures, while guiding them through their financial journeys with LendingOne's range of products. A successful candidate will possess a competitive spirit and natural enthusiasm, thriving in a fast-paced environment where adaptability and strong communication are key. Building lasting relationships and ensuring client satisfaction will be central to your role, alongside driving new business opportunities and contributing to our company’s growth. Join us, and be part of a supportive, diverse team that values personal development and collaboration—and enjoy perks like work-from-home Fridays, comprehensive benefits, and ongoing education opportunities. Let's shape the future of real estate lending together!

Frequently Asked Questions (FAQs) for Territory Loan Officer - D.C./Virginia Role at LendingOne
What are the responsibilities of a Territory Loan Officer at LendingOne?

As a Territory Loan Officer at LendingOne, your primary responsibilities include developing growth strategies for financial expansion, engaging with prospective clients to establish and nurture relationships, and acting as a trusted advisor to educate clients about our mortgage products. Additionally, you will facilitate smooth transactions by collaborating with internal teams and proactively driving new business opportunities.

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What qualifications do I need to apply for the Territory Loan Officer position at LendingOne?

To be considered for the Territory Loan Officer position at LendingOne, candidates should have a minimum of 3 years in business-to-business sales, along with 2 years of experience in real estate lending. Strong communication skills, organizational abilities, and a proactive approach to problem-solving are essential qualities that will set candidates apart.

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What is the company culture like at LendingOne for Territory Loan Officers?

The company culture at LendingOne is inclusive and supportive, emphasizing teamwork and professional growth. Employees enjoy a vibrant work environment with opportunities for engagement through team-building events, regular lunches, and a commitment to promoting from within. We value diversity and community involvement, making it a great place for Territory Loan Officers to thrive.

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How does LendingOne support the professional development of its Territory Loan Officers?

LendingOne offers comprehensive support for the professional development of its Territory Loan Officers through our dedicated Learning & Development Team. We provide extensive technical training, clearly defined career paths, and opportunities for education reimbursement, ensuring our employees have access to the resources they need to succeed.

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What makes LendingOne different from other lenders for the Territory Loan Officer position?

What sets LendingOne apart as a lender is our specialization in business-purpose mortgage loans for non-owner-occupied investment properties combined with our commitment to closing deals consistently as a fully funded lending partner. We focus on building long-term relationships while providing tailored financial solutions, making us the preferred choice in the market.

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Common Interview Questions for Territory Loan Officer - D.C./Virginia
What strategies would you use to identify potential clients for LendingOne?

When identifying potential clients for LendingOne, I would leverage market research to pinpoint investment trends, utilize networking opportunities within real estate communities, and tap into social media platforms to engage with potential borrowers. Establishing a strong personal brand and reputation is essential in a consultative sales environment.

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Can you describe a successful sales experience in your previous real estate role?

Sure! In my previous role, I identified a niche market segment that was largely underserved. I crafted tailored financial solutions that addressed the specific needs of potential clients. Through strong relationship-building and comprehensive follow-ups, I closed multiple deals, resulting in increased revenue and client satisfaction.

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How do you prioritize your tasks and manage your time effectively?

I prioritize tasks by assessing deadlines and their impact on overall sales targets. Using project management tools helps me keep track of important tasks. I set daily and weekly goals that align with my larger objectives, ensuring I maintain a strong focus on driving results.

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What do you know about LendingOne and its products?

LendingOne specializes in providing business-purpose mortgage loans for non-owner-occupied investment properties, focusing on fix/flip bridge loans and long-term rental financing. I appreciate how LendingOne is not just a broker or bank but a fully-funded lending partner dedicated to fostering successful partnerships with real estate professionals.

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How would you handle objections from potential borrowers?

I would handle objections by first being an active listener, allowing the borrower to express their concerns fully. After understanding their perspective, I would provide clear, factual information about how LendingOne's products address their specific needs, emphasizing our unique advantages and success stories.

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Describe your approach to building long-term client relationships.

Building long-term relationships is about consistent engagement and delivering value. I focus on establishing trust, maintaining communication through regular updates, and being available for any queries or financial advice. Tailoring my approach to each client strengthens their loyalty and increases repeat business.

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Can you share an example of a time you overcame a challenging sales situation?

In a prior role, I faced a challenging situation when a loan was nearing closing but required significant changes. Through persistent communication and collaboration with my team, we navigated the obstacles, resulting in a successful closing and a satisfied client. This experience taught me the importance of resilience and teamwork.

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What motivates you in a sales environment like LendingOne?

I'm motivated by the challenge of meeting sales targets and the satisfaction of helping clients achieve their investment goals. The collaborative environment at LendingOne fosters a sense of teamwork, and being able to celebrate victories with colleagues drives me to perform at my best.

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What tools or technologies do you find useful for sales management?

I find a combination of CRM software and project management tools incredibly useful for sales management. They help me track leads, manage communications, and streamline the sale cycle. Using technology to stay organized is vital in a fast-paced environment.

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Why do you want to be a Territory Loan Officer at LendingOne?

I want to be a Territory Loan Officer at LendingOne because of your reputation for growth and innovation within the real estate lending space. I admire your commitment to customer care and how you empower your sales team. I'm passionate about this industry and want to contribute to a company that values relationships and results.

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LendingOne is the fastest-growing nationwide single family rental lender. Our mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable. We are fortunate to have over 1,000 existing ...

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