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Product Lead of Servicing and Customer Interactions

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

  • Checking and high-yield savings accounts

  • Domestic and international peer-to-peer payments

  • Credit Builder and credit score monitoring

  • Digital wallet / contactless payment solutions

  • Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As a Product Lead (Servicing and Automation Solutions) at OnePay you will ensure that OnePay’s customer experiences with servicing and operations are par excellence. This role will impact OnePay’s vision by ensuring that when customers reach out to our support channels, their problems are being resolved and driving our overall customer satisfaction scores to a higher level.

This role is responsible for Servicing (building and improving tools all our agents use) and Customer Interactions (Chat and IVR channels). Specific responsibilities include:

  • Understanding our servicing platform, core product, and operations sufficiently to build solutions proactively.

  • A deep understanding of AI/ML industry trends, emerging technologies, and best practices, especially in the context of Customer Service and Customer Interactions

  • Extreme deep dives into Customer and agent experiences to identify gaps across procedures, agent tools, or other systems where we are not able to meet the customer needs when they contact us

  • Creating and maintaining a  product  strategy roadmap for key components of Tools and Services used by our BPOs and a product strategy roadmap on how to improve containment rates on our Chat and IVR channels while consistently improving our Customer Satisfaction score - all while leveraging AI tools and technologies

  • Working with Data Analytics and analyzing key inputs to determine how to prioritize enhancements to our products

  • Gathering requirements and writing technical specifications that will help us service our customers better

  • Working cross-functionally with Operations, Data Science, Engineering, Risk, Compliance and other key stakeholders

  • Presenting to senior management key takeaways - how the product has performed, what changes we are making and why, and our strategic goals 

  • Managing a team of PMs 

You Bring

  • Expert Career 15+ years of experience with US banking and financial services, with at least 5+ years in a Customer Success, Product Expert, or similar role supporting enterprise AI/ML solutions

  • Experience of managing BPO partners and service centers

  • Extreme sense of curiosity and investigative capabilities to ensure root cause to issues are identified

  • Data-driven analysis skills to ensure trend identification

  • Ability to prioritize under pressure

  • Great executive communication skills with ability to succinctly explain complex issues

  • Ability to manage and grow a team in a hyper-growth environment.

What We Offer

  • Competitive base salary, stock options, and health benefits from Day 1

  • 401(k) plan with company match

  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth

  • A high-growth, mission-driven, inclusive culture where your work has real impact

Pay Transparency

The estimated annual base salary for this position ranges from $180,000 to $270,000. Pay is generally based on the level, complexity, responsibility, location, and job duties/requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience.  If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

Standard Interview Process

  • Initial Interview with Talent Partner

  • Technical or Hiring Manager Interview

  • Team Interview

  • Executive Interview

  • Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Average salary estimate

$225000 / YEARLY (est.)
min
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$180000K
$270000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Product Lead of Servicing and Customer Interactions, OnePay

As the Product Lead of Servicing and Customer Interactions at OnePay, you'll be at the forefront of revolutionizing how we engage with our customers. Your role will directly influence our mission to help millions of Americans achieve financial progress. With a strong emphasis on customer satisfaction, you will ensure that our support channels are efficient and responsive. You will leverage your depth of experience—15 years in banking and financial services, including at least 5 years in a Customer Success or Product Expert capacity—to build and enhance tools that empower our customer service agents. This means having a keen understanding of our servicing platform and industry trends in AI and machine learning, which are critical for optimizing customer interactions. Your responsibilities will include crafting and maintaining product strategy roadmaps that drive improvements in our Chat and IVR channels, ensuring we exceed customer expectations. You’ll work cross-functionally with various teams—Operations, Data Science, and Engineering, to name a few—to gather insights and requirements that shape our service offerings. By presenting your findings to senior management, you will play a pivotal role in steering product performance and strategic goals. If you're looking for a rewarding position in a high-growth, mission-driven culture where your contributions genuinely matter, OnePay is the place for you to make a lasting impact.

Frequently Asked Questions (FAQs) for Product Lead of Servicing and Customer Interactions Role at OnePay
What are the responsibilities of the Product Lead of Servicing and Customer Interactions at OnePay?

The Product Lead of Servicing and Customer Interactions at OnePay is responsible for ensuring excellent customer experiences in servicing and operations. This includes managing tools for customer service agents, driving improvements in response channels like Chat and IVR, and collecting insights to enhance these tools to resolve customer issues effectively.

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What qualifications are necessary for the Product Lead of Servicing and Customer Interactions position at OnePay?

Candidates for the Product Lead of Servicing and Customer Interactions role at OnePay should possess at least 15 years of experience in U.S. banking and financial services, with a minimum of 5 years in a Customer Success or similar capacity. Experience in managing BPO partners and a deep understanding of AI/ML in customer service is also required.

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How does the Product Lead role contribute to OnePay's customer satisfaction?

The Product Lead role at OnePay is pivotal for enhancing customer satisfaction by developing and refining the tools and strategies that customer support agents use. By creating efficient processes and effective communication channels, this role directly contributes to resolving customer issues swiftly and satisfactorily.

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What kind of team dynamics can the new Product Lead of Servicing and Customer Interactions expect at OnePay?

At OnePay, the Product Lead of Servicing and Customer Interactions will be part of a collaborative, cross-functional team environment. This includes working closely with Operations, Data Science, Engineering, and other stakeholders, fostering strong communication to implement effective solutions that improve customer interactions.

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What growth opportunities does OnePay offer to the Product Lead of Servicing and Customer Interactions?

OnePay offers numerous growth opportunities for the Product Lead of Servicing and Customer Interactions, including shaping the vision of customer engagement, leading a team of product managers, and the potential for advancement within a mission-driven, inclusive culture that values talent and innovation.

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Common Interview Questions for Product Lead of Servicing and Customer Interactions
Can you describe your experience with customer service solutions in financial technology?

Highlight your past roles where you implemented customer service solutions, focusing on specific technologies or strategies you used. Discuss how these solutions improved customer satisfaction or operational efficiency.

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What steps would you take to analyze and improve customer interaction channels like Chat and IVR?

Explain your approach to collecting data on current performance, identifying pain points through customer feedback, and proposing enhancements based on that data. Mention the importance of testing and iteration in your process.

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How do you prioritize product features when working under pressure?

Discuss your method for assessing the impact, feasibility, and urgency of feature requests. Emphasize your data-driven decision-making process and how you ensure alignment with overall business objectives.

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Can you share an example of a time you led a cross-functional project? What challenges did you face?

Provide a specific example and focus on your leadership skills in coordinating different teams. Discuss any obstacles you encountered and how you overcame them by leveraging team strengths.

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What is your strategy for gathering requirements from stakeholders?

Detail your approach to stakeholder engagement, which may include interviews, surveys, and workshops. Emphasize the importance of understanding their needs and translating them into actionable product specifications.

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How do you keep up with emerging trends in AI and ML for customer service?

Highlight your proactive approach to continuous learning through industry publications, webinars, conferences, and networking with experts in AI and ML, and how you apply these insights to enhance customer service offerings.

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Describe a situation where you improved customer satisfaction. What was your strategy?

Share a specific case that demonstrates your problem-solving skills. Discuss the strategy you implemented, how you measured success, and the impact it had on customer satisfaction scores.

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What qualities do you think are essential for a Product Lead in servicing?

Express the importance of curiosity, analytical skills, and outstanding communication abilities. Discuss how these traits help to bridge gaps between technical and non-technical teams, ensuring customer needs are met effectively.

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How would you approach presenting product performance to senior management?

Detail your approach to creating clear, concise, and impactful presentations. Emphasize the use of data visualizations and storytelling techniques to highlight key metrics and actionable recommendations.

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What tools and technologies have you used in your previous roles for improving customer interactions?

List specific tools and technologies that you've utilized, such as CRM systems, analytics software, or AI chatbots. Discuss how these tools enhanced efficiency or customer engagement in your past positions.

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DATE POSTED
April 4, 2025

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