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Senior Software Engineer - Connectivity US

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Tink, delivering Open Open Banking Solutions as a part of Visa, is building an open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe & US. Our solutions are ready-to-go products, each developed to solve specific problems and bring value to both businesses and their customers. 

We are looking for a Senior Software Engineer to join our US Connectivity team. Connectivity teams create software agents integrating data from 3400+ financial institutions. They ultimately focus on continual service improvements and enable real-time transactions and payment processing in the US and provide seamless authentication flows. 

You’ll be responsible for developing integrations with financial institutes helping consumers to aggregate their financial data from all of their banks and credit cards. It means integrating with both documented and undocumented APIs, developing smart and effective tools to help us automate integrations, monitoring and alerting. 

 What you will do:

  • Work with high load systems with high uptime requirements, including on-call shifts. 

  • Work with Tink’s technologies which is mainly Java, AWS, Kubernetes, Docker, SQL, Datadog and much more. 

  • Build components that integrate with banks’ APIs and fetch consumers’ data. 

 

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

We are looking for a Senior Software Engineer with experience of building innovative and scalable products. You understand the trade-offs of speed vs quality on technical decisions and look at problems from different angles. You also invest time in your own, and the team's development to build up your overall knowledge. 

 We would like you to have: 

  • Extensive experience working with Java technologies 

  • Experience with a fast-paced environment that is product centric 

  • Experience from working with DevOps methodologies and tools 

  • Experience working with agile methodologies and understand the value of tracking engineering key metrics 

  • Experience from duties including operational excellence and on-call is a bonus.

  • Experience from coaching and supporting more junior colleagues.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

What You Should Know About Senior Software Engineer - Connectivity US, Visa

Are you an experienced Senior Software Engineer looking to make a significant impact in the financial technology landscape? Join Tink, a part of Visa, where we're on a mission to revolutionize open banking solutions. Based in Warsaw, Poland, you'll be at the forefront of developing an innovative platform that connects banks, fintechs, and startups through seamless API integrations. In this role, you’ll craft software agents that gather data from over 3,400 financial institutions, ensuring consumers can unify their financial information from multiple sources securely. Your technical expertise with Java, AWS, Kubernetes, and more will be vital as we prioritize reliable transactions and enhanced customer experiences. We believe in fostering growth, so your experience in agile methodologies and coaching junior engineers will be invaluable. Whether you’re troubleshooting real-time transactions or enhancing authentication flows, your contribution will help us shape the future of financial services. We aim to uplift everyone, everywhere through technology at Tink, and we can’t wait for you to join us in this purpose-driven journey.

Frequently Asked Questions (FAQs) for Senior Software Engineer - Connectivity US Role at Visa
What are the responsibilities of a Senior Software Engineer at Tink?

As a Senior Software Engineer at Tink, you will be responsible for developing integrations with financial institutions, which involves building software agents that access consumer financial data from various banks. The role includes maintaining high uptime systems, engaging in on-call shifts, automating integrations, and utilizing technologies such as Java, AWS, and Kubernetes. You will also drive service improvements and ensure seamless payment processing.

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What qualifications are needed for the Senior Software Engineer role at Tink?

To be a successful Senior Software Engineer at Tink, candidates should have extensive experience with Java technologies, a background in fast-paced, product-centric environments, and familiarity with DevOps methodologies. Experience in agile development is essential, and an understanding of operational excellence is a plus. Additionally, coaching junior engineers is also valued within the team.

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What technologies will I be working with as a Senior Software Engineer at Tink?

In the Senior Software Engineer role at Tink, you'll work primarily with Java technologies. Additionally, you'll engage with cloud services such as AWS, container orchestration tools like Kubernetes, Docker for containerization, and SQL databases. Familiarity with monitoring tools, particularly Datadog, will also be crucial in managing and ensuring system reliability.

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Is the Senior Software Engineer position at Tink fully remote or hybrid?

The Senior Software Engineer position at Tink offers a hybrid working model, which means you can enjoy flexibility while occasionally working from the office in Warsaw, Poland. The specific expectations for in-office days will be confirmed by your Hiring Manager, ensuring a work-life balance tailored to your needs.

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What is the culture like at Tink as part of Visa?

At Tink, part of Visa, the culture is driven by innovation, collaboration, and a shared purpose to uplift everyone through cutting-edge financial technology. We prioritize continuous development and encourage team members to invest in their own and their colleagues' growth. Our team is passionate about creating impactful financial solutions, fostering an environment where ideas are shared and valued.

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Common Interview Questions for Senior Software Engineer - Connectivity US
Can you describe your experience with Java and how it relates to the Senior Software Engineer role?

Discuss specific projects where you've implemented Java solutions, focusing on scalability, performance, and the challenges faced. This can highlight your technical skills and decision-making abilities in complex scenarios.

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How do you approach integrating with complex APIs?

Share a structured approach, such as understanding the API specifications, dealing with documentation, and handling undocumented APIs. Emphasize the importance of thorough testing and monitoring for potential issues.

Join Rise to see the full answer
What challenges have you faced while working on high-load systems?

Reflect on a specific challenge you encountered, such as performance bottlenecks or downtime issues, and explain how you analyzed and addressed these effectively to ensure reliability and uptime.

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How do you stay updated with new technologies in software engineering?

Mention daily practices such as reading industry blogs, attending webinars, or participating in developer communities. You might also discuss how you implement new technologies in your projects to improve workflow or efficiency.

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Can you give an example of a time you improved operational excellence in a past position?

Describe a situation where you identified an inefficiency and implemented a solution that led to measurable improvements in workflow or system performance, illustrating your commitment to operational excellence.

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What experience do you have with DevOps methodologies?

Explain your familiarity with DevOps principles, such as CI/CD pipelines, monitoring, and automation. Provide examples of how you've collaborated with operations teams to deliver high-quality software efficiently.

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Describe a situation where you had to mentor a junior developer.

Talk about a specific instance where you provided guidance, set objectives, or facilitated knowledge transfer, demonstrating your ability to lead and support less experienced team members.

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How do you handle tight deadlines or pressure in your work?

Discuss your strategies for prioritizing tasks, staying organized, and maintaining communication with your team, ensuring that high-quality standards are met even under pressure.

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What role does agile methodology play in your software development process?

Highlight your understanding of agile frameworks, particularly how you've applied them to foster collaboration, adaptability, and iterative improvements in the software development process.

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Why do you want to work with Tink at Visa?

Share your passion for financial technology and your excitement about the innovative work Tink is doing in open banking, emphasizing how your skills align with the company's mission and objectives.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 18, 2025

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